10648 Opal Ave, Redlands, CA 92374 Property Records

San Bernardino County property record for 10648 Opal Ave, Redlands, CA 92374

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,074 sqft · built 1986
Lot Size	0.117 acres (5,100 sqft)
Owner	2 Individual Names on Record
Last Sale	$616,000 (Aug 2023)
Tax Bill	$7,948 (2025)
Deeds & Mortgages	Aug 2023 Sale & Mortgage Jul 2021 Mortgage + 5 more
Flood Zone	Zone X (minimal risk)
APN	`0299-341-25-0000`

Property Details

APN / Parcel Number

Primary APN	`0299-341-25-0000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	10 Rooms
Stories	2 Stories
Building Area	2,074 sqft Living Area
Gross Area	2,602 sqft
1st Floor Area	997 sqft
2nd Floor Area	1,077 sqft
Family Room	Family Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1986
Effective Year Built	Effective 1986
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	5,100 sqft (0.117 acres)
Garage Type	Attached
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch
Porch Area	450 sqft
Patio Area	450 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	10648 OPAL AVE
City	REDLANDS
State	CA
Zip	92374-7628
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS
Legal Description	TRACT 12728-1 LOT 25
Legal Subdivision	TRACT 12728 1
Legal Tract	12728-1
Legal Block	2
Legal Lot Number	25
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	SAN BERNARDINO
Census Block Group	2
Census Block	2003
Census Tract	8601

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10648 OPAL AVE, REDLANDS, CA 92374-7628
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 1, 2023	Grant Deed, Transfer · FHA Mortgage ML MORTGAGE CORP
Jul 15, 2021	Deed of Trust, Mortgage · FHA Mortgage HOME POINT FINANCIAL CORPORATION
Jun 7, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP
Jun 19, 2020	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV
Feb 4, 2019	Quit Claim Deed, Transfer LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.
Feb 4, 2019	Affidavit of Death, Transfer LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.
Feb 4, 2019	Grant Deed, Transfer · FHA Mortgage ROYAL PACIFIC FUNDING CORP

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 1, 2023 · Amount on Record
Deed Sale	Aug 1, 2023 · Amount on Record
Prior Sale	Feb 4, 2019 · Amount on Record
Deed Document Number	2023187469
Prior Transfer Date	Jun 1, 2022
Prior Transfer Doc	0000207155
Record Updated	Sep 20, 2026

August 2023: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Aug 1, 2023
Property Address	10648 OPAL AVE, REDLANDS, CA 92374-7628
Document Number	0000187469
Map Reference	MB 189 PG 13-15
Instrument Date	Jul 13, 2023
Instrument	2023-0187469
Transaction Type	Transfer
Record Updated	Aug 23, 2023
Title Company	ORANGE COAST TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10648 OPAL AVE, REDLANDS, CA 92374-7628

Mortgage

Document Number	0000187470
Date	Aug 1, 2023
Instrument	2023-0187470

Lender

Name	ML MORTGAGE CORP
Type	Non-Lending Institution

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2053

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10648 OPAL AVE, REDLANDS, CA 92374-7628
Transaction Type	Mortgage
Record Updated	Sep 20, 2022
Title Company	PRIORITY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10648 OPAL AVE, REDLANDS, CA 92374-7628

Mortgage

Document Number	0000318408
Date	Jul 15, 2021
Instrument	2021-0318408

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	PARSIPPANY, NJ 07054

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2051

June 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jun 7, 2022
Property Address	10648 OPAL AVE, REDLANDS, CA 92374-7628
Document Number	0000207155
Map Reference	MB 189 PG 13-15
Instrument Date	Jun 1, 2022
Instrument	2022-0207155
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	WFG TITLE

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10648 OPAL AVE, REDLANDS, CA 92374-7628

Mortgage

Document Number	0000207156
Date	Jun 7, 2022
Instrument	2022-0207156

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2052

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10648 OPAL AVE, REDLANDS, CA 92374-7628
Document Number	0000239635
Instrument Date	Jun 19, 2020
Transaction Type	Mortgage
Record Updated	Aug 10, 2020
Title Company	FIRST AMERICAN TITLE, FIRST AMERICAN TITLE INSURANCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10648 OPAL AVE REDLANDS CA 923747628, REDLANDS, CA 92374-7628

Mortgage

Document Number	0000239635
Date	Jul 17, 2020
Instrument	239635

Lender

Name	HUD-HOUSING/URBAN DEV
Address	51 7TH ST SW, WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jul 16, 2050

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 4, 2019
Property Address	10648 OPAL AVE, REDLANDS, CA 92374-7628
Document Number	0000037076
Instrument Date	Dec 27, 2018
Instrument	37076
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Separate Estate/Property
Address	10648 OPAL AVE REDLANDS CA 923747628, REDLANDS, CA 92374-7628

February 2019: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 4, 2019
Property Address	10648 OPAL AVE, REDLANDS, CA 92374-7628
Document Number	0000037074
Instrument Date	Dec 19, 2018
Instrument	37074
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	LANDWOOD TITLE COMPANY, LANDWOOD TITLE CO.

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1121 RAMONA DR REDLANDS CA 923736756, REDLANDS, CA 92373-6756

February 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Feb 4, 2019
Property Address	10648 OPAL AVE, REDLANDS, CA 92374-7628
Document Number	0000037075
Map Reference	MB 189 PG 13-15
Instrument Date	Dec 10, 2018
Instrument	2019-0037075
Transaction Type	Transfer
Record Updated	Sep 20, 2022
Title Company	LANDWOOD TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10648 OPAL AVE, REDLANDS, CA 92374-7628

Mortgage

Document Number	0000037077
Date	Feb 4, 2019
Instrument	2019-0037077

Lender

Name	ROYAL PACIFIC FUNDING CORP
Type	Funding / Finance Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 1, 2049

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	San Bernardino County
Unified School District	Redlands Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$640,886 (+2%) Land $192,266 Building $448,620
2025	$7,948.00 (+58.96%) Homeowner's exemption	$628,320 (+53.41%) Land $188,496 Building $439,824
2023	$5,000.00 (+1.56%) Homeowner's exemption	$409,581 (+2%) Land $122,874 Building $286,707
2022	$4,923.00 Homeowner's exemption	$401,550 Land $120,465 Building $281,085

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 96% of California
Wildfire Likelihood	0.02% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	REDLANDS CITY MUD-WATER DIV serves 78,025 people · EPA ID CA3610037
Water Source	Surface water
Last State Inspection	Dec 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 141 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Starlink Satellite	280 / 30
AT&T Fixed Wireless	100 / 20

May also be available: Frontier, GeoLinks, Verizon.

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