10648 Emerald Downs Rd, Marthasville, MO 63357 Property Records

Warren County property record for 10648 Emerald Downs Rd, Marthasville, MO 63357

Property Summary

Property Type	Single Family Home
Details	4 ba · 2,795 sqft · built 2019
Lot Size	3.1 acres (135,036 sqft)
Owner	2 Individual Names on Record
Tax Bill	$5,145 (2025)
Deeds & Mortgages	Mar 2009 Mortgage Sep 2025 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-01.0-0-00-005.013.000`

Property Details

APN / Parcel Number

Primary APN	`16-01.0-0-00-005.013.000`

Interior

Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	2,795 sqft Living Area
Gross Area	1,934 sqft
Attic	Attic
Attic Area	861 sqft
Basement Area	1,914 sqft
Finished Basement	1,149 sqft
Unfinished Basement	765 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2019
Effective Year Built	Effective 2019
Exterior Material	Vinyl
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	135,036 sqft (3.1 acres)
Garage Type	Attached
Garage Area	778 sqft
Parking Spaces	3 Parking Spaces
Porch	Slab
Porch Area	590 sqft
Patio Area	49 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10648 EMERALD DOWNS RD
City	MARTHASVILLE
State	MO
Zip	63357-4402
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 7A RESUB LOT 7 CHURCHILL DOWNS SUBD
Legal Range	01W
Legal Township	44N
Legal Section	01
Legal Subdivision	CHURCHILL DOWNS
Legal Lot Number	7A
Jurisdiction	WARREN MO
Township / Civil Division	CHARRETTE
Census Block Group	2
Census Block	2057
Census Tract	820204

Owner

Source: Warren County records, as of February 9, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10648 EMERALD DOWNS RD, MARTHASVILLE, MO 63357-4402
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 9, 2009	Deed of Trust, Mortgage · Conventional Mortgage HNB NATIONAL BANK
Sep 12, 2025	Deed, Transfer
Mar 26, 2021	Warranty Deed, Transfer
Aug 20, 2020	Warranty Deed, Transfer · Stand-Alone First Mortgage STIFEL BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 15, 2021
Deed Sale	Jul 15, 2021
Prior Sale	Mar 26, 2021
Deed Document Number	20216039
Last Transfer Date	Feb 8, 2023
Transfer Doc	0000000812
Record Updated	Sep 20, 2026

March 2009: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	WARREN MO
Property Address	10648 EMERALD DOWNS RD, MARTHASVILLE, MO 63357-4402
Transaction Type	Mortgage
Record Updated	Feb 9, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0200901344
Date	Mar 9, 2009
Instrument	200901344

Lender

Name	HNB NATIONAL BANK
Address	HANNIBAL, MO 63401

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	18 Months
Due	Sep 2, 2010

Interest

Rate Type	Adjustable Rate

September 2025: Deed, Transfer

Document Type	Deed
Jurisdiction	WARREN MO
Recording Date	Sep 12, 2025
Property Address	10648 EMERALD DOWNS RD, MARTHASVILLE, MO 63357-4402
Document Number	0202505294
Instrument Date	Sep 10, 2025
Instrument	202505294
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10648 EMERALD DOWNS RD, MARTHASVILLE, MO 63357-4402

March 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Mar 26, 2021
Property Address	10648 EMERALD DOWNS RD, MARTHASVILLE, MO 63357-4402
Document Number	0202102493
Instrument Date	Mar 10, 2021
Instrument	202102493
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10648 CHURCHILL DOWNS RD, MARTHASVILLE, MO 63357-2262

August 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WARREN MO
Recording Date	Aug 20, 2020
Property Address	10648 EMERALD DOWNS RD, MARTHASVILLE, MO 63357-4402
Document Number	0202005961
Instrument Date	Aug 13, 2020
Instrument	202005961
Transaction Type	Transfer
Record Updated	Feb 9, 2026

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	170 PINTAIL DR, OLD MONROE, MO 63369-3204

Mortgage

Document Number	0202005962
Date	Aug 20, 2020
Instrument	202005962

Lender

Name	STIFEL BANK & TRUST
Type	Bank

Agreement

Type	Stand-Alone First Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

Tax Assessment & Valuation

Source: Warren County assessment roll, as of February 9, 2026

Property Jurisdictions

Type	Name
State	Missouri
County	Warren County
Unified School District	Washington School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,145.00	$86,958 (+13%) Land $10,156 Building $76,802	$457,670 (+13%) Land $53,450 Building $404,220
2024	$5,145.00 (+8.75%)	$76,954 (-) Land $8,988 Building $67,966
2023	$4,731.00 (+7.43%)	$76,954 (+8%) Land $8,988 Building $67,966	$405,022 (+8%) Land $47,304 Building $357,718
2022	$4,404.00	$71,254 Land $8,322 Building $62,932
2021			$375,020 Land $43,800 Building $331,220

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective November 4, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Nearby Flood Policies	20 in force
Nearby Flood Claims	3 (1993–2017)
Most Recent Claim	May 2017 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · lower than 75% of Missouri
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ST CHARLES COUNTY PWSD 2 DUTZOW serves 400 people · EPA ID MO6024628
Water Source	Groundwater
Last State Inspection	Apr 2023
Lead	4 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 19 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Gateway Fiber Fiber	2,000 / 2,000

May also be available: Wisper ISP.

Cell Coverage

5G and 4G LTE (outdoors only)

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