10648 E 38th Ln, Yuma, AZ 85365 Property Records

Yuma County property record for 10648 E 38th Ln, Yuma, AZ 85365

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,656 sqft · built 2003
Lot Size	0.203 acres (8,850 sqft)
Owner	Individual Name on Record
Last Sale	$270,000 (May 2017)
Tax Bill	$2,219 (2023)
Deeds & Mortgages	Apr 2025 Sale & Mortgage May 2017 Sale & Mortgage
Flood Zone	Zone X (moderate risk)
APN	`700-59-369`

Property Details

APN / Parcel Number

Primary APN	`700-59-369`
Alternative APN	`R0069644`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,656 sqft Total Area
1st Floor Area	1,656 sqft

Exterior

Year Built	Built 2003
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	8,850 sqft (0.203 acres)
Garage Type	Mixed
Garage Area	584 sqft
Parking Spaces	6 Parking Spaces
Pool Area	450 sqft
Porch	Covered Porch

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0069644
Street Address	10648 E 38TH LN
City	YUMA
State	AZ
Zip	85365-7043
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-1-6
Legal Description	SUBDIVISION: YUMA EAST EST 4 LOT: 369 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST EST 4
Legal Lot Number	369
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1025
Census Tract	11108

Owner

Source: Yuma County records, as of November 22, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	10649 E 38TH LN, YUMA, AZ 85365-7044
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2025	Warranty Deed, Transfer · FHA Mortgage GUILD MORTGAGE CO
May 26, 2017	Warranty Deed, Transfer · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 26, 2017 · Amount on Record
Deed Sale	May 26, 2017 · Amount on Record
Prior Sale	Apr 22, 2004 · Amount on Record
Deed Document Number	2017-13683
Record Updated	Jun 7, 2026

April 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Apr 24, 2025
Property Address	10648 E 38TH LN, YUMA, AZ 85365-7043
Document Number	0000010070
Map Reference	MB 18 PG 87&88
Instrument Date	Mar 28, 2025
Instrument	2025-10070
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	CHICAGO TITLE AGENCY/NV INC, CHICAGO TTL AGCY INC AN AZ C

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10648 E 38TH LN, YUMA, AZ 85365-7043

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10648 E 38TH LN, YUMA, AZ 85365-7043
Investor	Possibly a Property Investor

Mortgage

Document Number	0000010071
Date	Apr 24, 2025
Instrument	2025-10071

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2055

May 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	May 26, 2017
Property Address	10648 E 38TH LN, YUMA, AZ 85365-7043
Document Number	0000013683
Map Reference	MB18 PG87&88
Instrument Date	May 5, 2017
Instrument	2017-13683
Transaction Type	Transfer
Record Updated	Nov 19, 2021
Title Company	STEWART TITLE & TR PHOENIX I

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	669 MCDONALD LN, ESCONDIDO, CA 92025-6419

Mortgage

Document Number	0000013684
Date	May 26, 2017
Instrument	2017-13684

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jun 1, 2047

Tax Assessment & Valuation

Source: Yuma County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$2,219.00	$23,500 Land $4,786 Building $18,714	$277,443 Land $56,500 Building $220,943

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective December 5, 2023

FEMA Flood Zone	Zone X moderate risk
500-Year Floodplain	Yes 0.2% annual chance
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 73% of Arizona
Wildfire Likelihood	0.04% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FOOTHILLS WATER AND SEWER LLC private · serves 32,425 people · EPA ID AZ0414004
Water Source	Surface water
Last State Inspection	Jan 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Total trihalomethanes resolved · Jul 2018
Treatment and Procedure	Treatment report not submitted Apr 2019
Monitoring and Reporting	117 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 735 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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