10648 320th St, Park Rapids, MN 56470 Property Records

Hubbard County property record for 10648 320th St, Park Rapids, MN 56470

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 1,572 sqft · built 1981
Lot Size40 acres (1,742,400 sqft)
Owner2 Individual Names on File
Last Sale$110,000 (Jun 2020)
Tax Bill$892 (2026)
Deeds & MortgagesJun 2020 Sale & Mortgage
Apr 2017 Mortgage
APN05.08.01200

Property Details

APN / Parcel Number

Primary APN05.08.01200
Alternative APN
  • 57300

Interior

Bedrooms2 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,572 sqft Living Area
1st Floor Area2,204 sqft
FlooringPlywood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1981
Effective Year BuiltEffective 1983
Exterior MaterialConcrete Block
Roof TypeShed Roof
Roof MaterialMetal
Lot Area1,742,400 sqft (40 acres)
Garage Area960 sqft
Parking Spaces4 Parking Spaces
Shed1 Shed
Shed Area1,746 sqft

Utilities, Heating & Cooling

Heating SystemGravity Furnace

Location & Zoning

Account Number57300
Street Address10648 320TH ST
CityPARK RAPIDS
StateMN
Zip56470-4606
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSECT-08 TWP-142 RANGE-035 40.00 AC SW1/4 OF SW1/4
Legal Range35
Legal Township142
Legal Section08
JurisdictionHUBBARD MN
Township / Civil DivisionCLOVER
Census Block Group1
Census Block1037
Census Tract70200

Owner

10648 320th St is owned and occupied by two individuals who bought it in June 2020.

Source: Hubbard County records, as of October 20, 2026

Owner of Record2 Individual Names on File
Mailing Address1647 40TH ST N, MOORHEAD, MN 56560-7008
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 26, 2020Warranty Deed, Transfer · Stand-Alone First Mortgage
VALLEY PREMIER BANK
Apr 24, 2017Deed of Trust, Mortgage
CITIZENS NATIONAL BANK OF PARK RAPIDS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJun 26, 2020 · Amount on File
Deed SaleJun 26, 2020 · Amount on File
Deed Document Number2020409662
Prior Transfer DateSep 6, 2011
Prior Transfer Doc0000354334
Record UpdatedOct 29, 2026

June 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHUBBARD MN
Recording DateJun 26, 2020
Property Address10648 320TH ST, PARK RAPIDS, MN 56470-4606
Document NumberA000409662
Instrument DateJun 16, 2020
InstrumentA000409662
Transaction TypeTransfer
Record UpdatedJan 6, 2023

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyFull Amount Stated
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants in Common
Address1647 40TH ST N, MOORHEAD, MN 56560-7008

Mortgage

Document NumberA000409663
DateJun 26, 2020
InstrumentA000409663
Lender
NameVALLEY PREMIER BANK
Agreement
TypeStand-Alone First Mortgage
AmountAmount on Record

April 2017: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHUBBARD MN
Property Address10648 320TH ST, PARK RAPIDS, MN 56470-4606
Transaction TypeMortgage
Record UpdatedMay 24, 2017

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number, A000390213
DateApr 24, 2017
InstrumentA000390213
Lender
NameCITIZENS NATIONAL BANK OF PARK RAPIDS
TypeBank
Agreement
AmountAmount on Record
Term61 Months
DueMay 21, 2022

Tax Assessment & Valuation

The 2026 property tax bill for 10648 320th St was $892 with a homeowner's exemption, down 4.2% from the year before.

Source: Hubbard County assessment roll, as of May 14, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyHubbard County
County SubdivisionClover Township
Unified School DistrictPark Rapids Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$892.00 (-4.19%) Homeowner's exemption
2025$931.00$156,000 Land $136,700 Building $19,300$156,000 Land $136,700 Building $19,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 10648 320th St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 10648 320th St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 63% of the US · above 65% of Minnesota
Wildfire Likelihood0.03% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Paul Bunyan Communications
Fiber
1,000 / 1,000
T-Mobile
Fixed Wireless
100 / 20

Nearby Properties on 320th St

Nearby Streets

Search Property Records by Address or Parcel Number