10646 Werner Rd, Auburn, CA 95603 Property Records

Placer County property record for 10646 Werner Rd, Auburn, CA 95603

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,680 sqft · built 1987
Lot Size	0.507 acres (22,081 sqft)
Owner	2 Individual Names on Record
Last Sale	$435,000 (Jan 2021)
Tax Bill	$4,841 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Jan 2020 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`040-260-036-000`

Property Details

APN / Parcel Number

Primary APN	`040-260-036-000`
Alternative APN	`040-260-036`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Building Area	1,680 sqft Living Area

Exterior

Year Built	Built 1987
Effective Year Built	Effective 1987
Architectural Style	Colonial
Construction Type	Frame
Lot Area	22,081 sqft (0.507 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Old Parcel Number	040-260-036
Street Address	10646 WERNER RD
City	AUBURN
State	CA
Zip	95603-9713
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	F
Legal Description	FR SEC 17 12 8
Legal Range	8E
Legal Township	12N
Legal Section	17
Jurisdiction	PLACER CA
Township / Civil Division	AUBURN
Census Block Group	3
Census Block	3003
Census Tract	20502

Owner

Source: Placer County records, as of July 13, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	5125 PONDOREX RD, AUBURN, CA 95602-9664
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Jan 13, 2021	Grant Deed, Transfer · Conventional Mortgage PRINCETON MORTGAGE CORP
Jan 2, 2020	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Apr 6, 2019	Deed of Trust, Mortgage · VA Mortgage CALIBER HM LOANS
Jul 12, 2018	Grant Deed, Transfer · VA Mortgage VITEK REAL ESTATE INDUSTRIES GROUP
Jul 12, 2018	Affidavit of Death, Transfer PLACER TITLE COMPANY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 13, 2021 · Amount on Record
Deed Sale	Jan 13, 2021 · Amount on Record
Prior Sale	Jul 12, 2018 · Amount on Record
Deed Document Number	20214626
Prior Transfer Date	Jul 4, 2018
Prior Transfer Doc	0000049958
Record Updated	Oct 29, 2026

January 2021: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jan 13, 2021
Property Address	10646 WERNER RD, AUBURN, CA 95603-9713
Document Number	0000004626
Instrument Date	Jan 8, 2021
Instrument	2021-0004626
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	5125 PONDOREX RD, AUBURN, CA 95602-9664

Mortgage

Document Number	0000004627
Date	Jan 13, 2021
Instrument	2021-0004627

Lender

Name	PRINCETON MORTGAGE CORP
Type	Lending Institution

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10646 WERNER RD, AUBURN, CA 95603-9713
Document Number	0000010583
Instrument Date	Jan 2, 2020
Transaction Type	Mortgage
Record Updated	Feb 18, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10646 WERNER RD AUBURN CA 956039713, AUBURN, CA 95603-9713

Mortgage

Document Number	0000010583
Date	Feb 5, 2020
Instrument	10583

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Feb 4, 2050

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	PLACER CA
Property Address	10646 WERNER RD, AUBURN, CA 95603-9713
Document Number	0000075945
Instrument Date	Apr 6, 2019
Transaction Type	Mortgage
Record Updated	Oct 15, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SYNRGO INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10646 WERNER RD AUBURN CA 956039713, AUBURN, CA 95603-9713

Mortgage

Document Number	0000075945
Date	Oct 2, 2019
Instrument	75945

Lender

Name	CALIBER HM LOANS
Type	Funding / Finance Company
Address	COPPELL, TX 75019

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2049

July 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PLACER CA
Recording Date	Jul 12, 2018
Property Address	10646 WERNER RD, AUBURN, CA 95603-9713
Document Number	0000049959
Instrument Date	Jul 4, 2018
Instrument	2018-0049959
Transaction Type	Transfer
Record Updated	Sep 7, 2021
Title Company	PLACER TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	00000

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10846 WERNER RD, AUBURN, CA 95603

Mortgage

Document Number	0000049960
Date	Jul 12, 2018
Instrument	2018-0049960

Lender

Name	VITEK REAL ESTATE INDUSTRIES GROUP
Type	Non-Lending Institution

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Aug 1, 2048

July 2018: Affidavit of Death, Transfer

Document Type	Affidavit of Death
Jurisdiction	PLACER CA
Recording Date	Jul 12, 2018
Property Address	10646 WERNER RD, AUBURN, CA 95603-9713
Document Number	0000049958
Instrument Date	Jul 4, 2018
Instrument	49958
Transaction Type	Transfer
Record Updated	Jul 20, 2018
Title Company	PLACER TITLE COMPANY

Transaction

Tax	$0.00
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 4159 AUBURN CA 956044159, AUBURN, CA 95604-4159

Tax Assessment & Valuation

Source: Placer County assessment roll, as of July 13, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Auburn City
County	Placer County
Elementary School District	Loomis Union Elementary School District (KG - 08)
Secondary School District	Placer Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$480,273 (+2%) Land $143,530 Building $336,743
2025	$4,841.00 (+4.29%) Homeowner's exemption	$470,857 (+7.26%) Land $140,716 Building $330,141
2023	$4,642.00 (-2.15%) Homeowner's exemption	$438,997 Land $131,200 Building $307,797
2022	$4,744.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective May 17, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	High above 77% of the US · above 53% of California
Wildfire Likelihood	0.4% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 68 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Cal.net Fixed Wireless	100 / 20
Skyhi Broadband Fixed Wireless	60 / 30
AT&T DSL · Fixed Wireless in parts of the area	10 / 1

May also be available: Succeed.Net, T-Mobile, Verizon, Zeta Broadband.

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