10646 Plummer Cir, Gulfport, MS 39503 Property Records

Harrison County property record for 10646 Plummer Cir, Gulfport, MS 39503

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,631 sqft · built 1988
Lot Size0.22 acres (9,613 sqft)
Owner2 Individual Names on File
Last Sale$183,465 (Aug 2024)
Tax Bill$1,030 (2025)
Deeds & MortgagesJun 2020 Mortgage
Jul 2018 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN1008F-01-003.032

Property Details

APN / Parcel Number

Primary APN1008F-01-003.032
Alternative APN
  • 099229

Interior

Bedrooms3 Beds
Full Baths1 Bath
Stories1 Story
Building Area1,631 sqft Adjusted Area
1st Floor Area1,405 sqft
FlooringCarpet
Interior WallsWallboard/Drywall
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1988
Effective Year BuiltEffective 1988
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area9,613 sqft (0.22 acres)
Patio Area160 sqft
Greenhouse80 sqft
Utility Building120 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C

Location & Zoning

Street Address10646 PLUMMER CIR
CityGULFPORT
StateMS
Zip39503-4413
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionLOT 32 OAKLEIGH MANOR NORTH SUBD REPLAT OF REPLAT OF RETREAT VILLAGE WEST
Legal Range10W
Legal Township07S
Legal Section06
Legal SubdivisionOAKLEIGH MANOR N REPLAT RET VL
Legal Lot Number32
JurisdictionHARRISON MS
Township / Civil Division2
Census Block Group1
Census Block1006
Census Tract3209

Owner

10646 Plummer Cir is owned and occupied by two individuals who bought it in August 2024.

Source: Harrison County records, as of August 17, 2026

Owner of Record2 Individual Names on File
Mailing Address10646 PLUMMER CIR, GULFPORT, MS 39503-4413
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Jun 4, 2020Deed of Trust, Mortgage · Conventional Mortgage
FREEDOM MORTGAGE
Jul 16, 2018Deed of Trust, Mortgage · FHA Mortgage
CMG MORTGAGE INC
Sep 30, 2022Warranty Deed, Transfer
Jul 16, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleAug 23, 2024 · Amount on File
Deed SaleAug 23, 2024 · Amount on File
Prior SaleSep 30, 2022
Deed Document Number202416687
Record UpdatedSep 20, 2026

June 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address10646 PLUMMER CIR, GULFPORT, MS 39503-4413
Transaction TypeMortgage
Record UpdatedOct 19, 2022
Title CompanyWESTCOR LAND TITLE

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20200005203TJ1
DateJun 4, 2020
Instrument2020-0005203-T-J1
Lender
NameFREEDOM MORTGAGE
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term324 Months
DueJul 1, 2047
Interest
Rate TypeFixed Rate

July 2018: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHARRISON MS
Property Address10646 PLUMMER CIR, GULFPORT, MS 39503-4413
Transaction TypeMortgage
Record UpdatedOct 19, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number20180006055TJ1
DateJul 16, 2018
Instrument2018-0006055-T-J1
Lender
NameCMG MORTGAGE INC
TypeMortgage Company
AddressSAN RAMON, CA 94583
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2048
Interest
Rate TypeFixed Rate

September 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateSep 30, 2022
Property Address10646 PLUMMER CIR, GULFPORT, MS 39503-4413
Document Number20220024928DJ1
Map ReferencePB 36 PG 58
Instrument DateSep 20, 2022
Instrument2022-0024928-D-J1
Transaction TypeTransfer
Record UpdatedOct 19, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address194 WILLIE FINCH RD, 194, LUCEDALE, MS 39452-3550

Transferred To (Grantee/Buyer)

NameVerified Name
Address10646 PLUMMER CIR, GULFPORT, MS 39503-4413

July 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHARRISON MS
Recording DateJul 16, 2018
Property Address10646 PLUMMER CIR, GULFPORT, MS 39503-4413
Document Number20180004435DJ1
Instrument DateJul 16, 2018
Instrument2018-0004435-D-J1
Transaction TypeTransfer
Record UpdatedOct 19, 2022

Transaction

Tax$0.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address2933 HENRY ST APT 21, 2933, AUGUSTA, GA 30909-3879

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address10646 PLUMMER CIRCLE, GADSDEN, AL 35903

Tax Assessment & Valuation

The 2025 property tax bill for 10646 Plummer Cir was $1,030 with exemptions applied, up 327.4% from the year before.

Source: Harrison County assessment roll, as of November 6, 2025

Property Jurisdictions

TypeName
StateMississippi
CountyHarrison County
MunicipalityGulfport City
Unified School DistrictHarrison County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$1,030.00 (+327.39%) Homeowner's exemption Disabled Person's exemption$9,910$99,097 Land $26,500 Building $72,597
2024$241.00 (+5.7%)
2023$228.00 (-72.6%) Homeowner's exemption Additional exemption filed$9,415$94,152 Land $26,500 Building $67,652
2022$832.00

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10646 Plummer Cir in Zone X, an area of minimal flood risk, though there have been 20 flood claims nearby since 2004.

Source: FEMA National Flood Hazard Layer, effective April 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 66 policies
Community Rating SystemClass 8 (10% premium discount)
Nearby Flood Policies66 in force
Nearby Flood Claims20 (2004–2026)
Most Recent ClaimJun 2026 · Tropical Storm Arthur
Claims by Event
  • Tropical Storm Arthur, Jun 2026 · 14 claims
  • Hurricane Katrina, Aug 2005 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10646 Plummer Cir is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 90% of Mississippi
Wildfire Likelihood0.02% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 168 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
C Spire Wireless
Fiber · Fixed Wireless in parts of the area
8,000 / 8,000
AT&T
Fiber · DSL · Fixed Wireless in parts of the area
5,000 / 5,000
CoastConnect
Fiber
2,000 / 1,000
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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