10646 Mattoon Rd, Prattsburgh, NY 14873 Property Records

Steuben County and Prattsburgh Town property record for 10646 Mattoon Rd, Prattsburgh, NY 14873

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba · 1,512 sqft · built 1982
Lot Size	5.06 acres (220,414 sqft)
Owner	2 Individual Names on Record
Last Sale	$90,000 (Feb 2017)
Tax Bill	$3,935 (2026)
Deeds & Mortgages	Sep 2020 Refinance Dec 2021 Refinance + 3 more
APN	`0003309-270`

Property Details

APN / Parcel Number

Primary APN	`0003309-270`
Alternative APNs	`466000 047.00-01-081.000` `60000470000001081000`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story
Building Area	1,512 sqft Living Area
1st Floor Area	1,512 sqft

Exterior

Year Built	Built 1982
Effective Year Built	Effective 1989
Architectural Style	Ranch
Exterior Material	Wood
Lot Area	220,414 sqft (5.06 acres)

Exterior Amenities

Porch	Slab
Porch Area	884 sqft
Shed	1 Shed
Pole Barn	Pole Barn

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Gas
Sewer	Septic
Water Source	Well

Location & Zoning

Account Number	0003309-270
Street Address	10646 MATTOON RD
City	PRATTSBURGH
State	NY
Zip	14873-9405
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Block	1
Legal Lot Number	81.000
Jurisdiction	STEUBEN NY
Township / Civil Division	PRATTSBURGH
Census Block Group	3
Census Block	3021
Census Tract	960200

Owner

Source: Steuben County and Prattsburgh Town records, as of September 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10646 MATTOON RD, PRATTSBURGH, NY 14873-9405
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 22, 2020	Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK
Dec 22, 2021	Deed of Trust, Mortgage · Stand-Alone Refinance LYONS SAVINGS BANK
Sep 22, 2020	Warranty Deed, Transfer
Feb 28, 2017	Deed of Trust, Mortgage COMMUNITY BANK NA
Feb 28, 2017	Deed, Transfer NOT AVAILABLE, JOHN SCHUPPENHAUER

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 28, 2017 · Amount on Record
Deed Sale	Feb 28, 2017 · Amount on Record
Prior Sale	May 24, 2013 · Amount on Record
Deed Book / Page	2638 / 44
Record Updated	Oct 29, 2026

September 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	10646 MATTOON RD, PRATTSBURGH, NY 14873-9405
Transaction Type	Mortgage
Record Updated	Mar 22, 2024

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004586/65
Date	Sep 22, 2020
Book Page	4586/65
Instrument	DL1250

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2050

December 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	10646 MATTOON RD, PRATTSBURGH, NY 14873-9405
Transaction Type	Mortgage
Record Updated	Jan 18, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004796/24
Date	Dec 22, 2021
Book Page	4796/24

Lender

Name	LYONS SAVINGS BANK
Type	Bank

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded
Term	169 Months
Due	Jan 1, 2036

September 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STEUBEN NY
Recording Date	Sep 22, 2020
Property Address	10646 MATTOON RD, PRATTSBURGH, NY 14873-9405
Document Number	0002848/50
Book / Page	2848 / 50
Instrument Date	Aug 18, 2020
Transaction Type	Transfer
Record Updated	May 12, 2022

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

February 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STEUBEN NY
Property Address	10646 MATTOON RD, PRATTSBURGH, NY 14873-9405
Transaction Type	Mortgage
Record Updated	Jan 25, 2019

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000004146/0000000251
Date	Feb 28, 2017
Book Page	0000004146/0000000251

Lender

Name	COMMUNITY BANK NA
Type	Bank

Agreement

Amount	Amount Recorded
Term	359 Months
Due	Jan 1, 2047

February 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	STEUBEN NY
Recording Date	Feb 28, 2017
Property Address	10646 MATTOON RD, PRATTSBURGH, NY 14873-9405
Document Number	0000002638/0000000044
Book / Page	0000002638 / 0000000044
Instrument Date	Feb 17, 2017
Transaction Type	Transfer
Record Updated	May 12, 2022
Title Company	NOT AVAILABLE, JOHN SCHUPPENHAUER

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1008 ITALY VALLEY RD, NAPLES, NY 14512-9436
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Steuben County and Prattsburgh Town assessment roll, as of April 21, 2026

Property Jurisdictions

Type	Name
State	New York
County	Steuben County
County Subdivision	Prattsburgh Town
Unified School District	Prattsburgh Central School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$3,935.00 (+11.32%)
2025	$3,535.00	$153,000 (+31.33%) Land $32,200 Building $120,800	$157,732 (+19.15%) Land $33,196 Building $124,536
2023		$116,500 Land $21,300 Building $95,200	$132,386 Land $24,204 Building $108,182

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Not on file
Nearby Flood Claims	1 (1996)
Most Recent Claim	Jan 1996 · Severe Storms And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 54% of New York
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 9 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Empire Long Distance Fiber	1,000 / 100

Cell Coverage

5G and 4G LTE (outdoors only)

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