San Joaquin County property record for 10646 Christopher Ct, Stockton, CA 95209
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2 ba · 1,843 sqft · built 2013 |
| Lot Size | 0.166 acres (7,219 sqft) |
| Owner | 2 Company Names on File |
| Tax Bill | $5,599 (2026) |
| Deeds & Mortgages | Nov 2025 Transfer Jun 2017 Mortgage + 2 more |
| Flood Zone | Zone X (moderate risk) |
| APN | 084-200-010-000 |
| Primary APN | 084-200-010-000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,843 sqft Living Area |
| 1st Floor Area | 1,843 sqft |
| Year Built | Built 2013 |
|---|---|
| Effective Year Built | Effective 2013 |
| Architectural Style | L-Shape |
| Construction Type | Wood |
| Lot Area | 7,219 sqft (0.166 acres) |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Old Parcel Number | 084-200-01 |
|---|---|
| Street Address | 10646 CHRISTOPHER CT |
| City | STOCKTON |
| State | CA |
| Zip | 95209-4407 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 07-FM PT OF 084-030-03 PER NORTHBROOK |
| Legal Subdivision | NORTHBROOK |
| Legal Block | 3 |
| Legal Lot Number | 137 |
| Jurisdiction | SAN JOAQUIN CA |
| Township / Civil Division | LODI |
| Census Block Group | 3 |
| Census Block | 3025 |
| Census Tract | 4108 |
10646 Christopher Ct is owned by a company that acquired it in November 2025 and is owner-occupied.
Source: San Joaquin County records, as of October 13, 2026
| Owner of Record | 2 Company Names on File |
|---|---|
| Mailing Address | 10646 CHRISTOPHER CT, STOCKTON, CA 95209-4407 |
| Occupancy | Owner Occupied |
| Owner Type | Company |
| Vesting | Life Tenant |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Nov 10, 2025 | Intrafamily Transfer, Transfer |
| Jun 29, 2017 | Deed of Trust, Mortgage · VA Mortgage COMMERCE MORTGAGE |
| Nov 30, 2020 | Affidavit of Death, Transfer OLD REPUBLIC TITLE |
| Nov 30, 2020 | Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 30, 2020 |
| Deed Sale | Nov 30, 2020 |
| Prior Sale | Oct 25, 2013 · Amount on File |
| Deed Document Number | 2020166107 |
| Last Transfer Date | Nov 6, 2025 |
| Transfer Doc | 0000096931 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 10, 2025 |
| Property Address | 10646 CHRISTOPHER CT, STOCKTON, CA 95209-4407 |
| Document Number | 0000096931 |
| Map Reference | MB 41 PG 36 |
| Instrument Date | Nov 6, 2025 |
| Instrument | 2025-096931 |
| Transaction Type | Transfer |
| Record Updated | Nov 21, 2025 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | 10646 CHRISTOPHER CT, STOCKTON, CA 95209-4407 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Property Address | 10646 CHRISTOPHER CT, STOCKTON, CA 95209-4407 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | OLD REPUBLIC TITLE CO CONCOR |
| Name | Verified Name |
|---|
| Document Number | 0000074259 |
|---|---|
| Date | Jun 29, 2017 |
| Instrument | 2017-074259 |
| Name | COMMERCE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Address | SAN RAMON, CA 94583 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2047 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 30, 2020 |
| Property Address | 10646 CHRISTOPHER CT, STOCKTON, CA 95209-4407 |
| Document Number | 0000166106 |
| Instrument Date | Nov 24, 2020 |
| Instrument | 166106 |
| Transaction Type | Transfer |
| Record Updated | Dec 14, 2020 |
| Title Company | OLD REPUBLIC TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10646 CHRISTOPHER CT STOCKTON CA 952094407, STOCKTON, CA 95209-4407 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN JOAQUIN CA |
| Recording Date | Nov 30, 2020 |
| Property Address | 10646 CHRISTOPHER CT, STOCKTON, CA 95209-4407 |
| Document Number | 0000166107 |
| Map Reference | MB 41 PG 36 |
| Instrument Date | Nov 23, 2020 |
| Instrument | 2020-166107 |
| Transaction Type | Transfer |
| Record Updated | Aug 3, 2021 |
| Title Company | OLD REPUBLIC TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10646 CHRISTOPHER CT, STOCKTON, CA 95209-4407 |
| Document Number | 0000166108 |
|---|---|
| Date | Nov 30, 2020 |
| Instrument | 2020-166108 |
| Name | UNITED WHOLESALE MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Dec 1, 2050 |
The 2026 property tax bill for 10646 Christopher Ct was $5,599 with a homeowner's exemption, up 0.8% from the year before.
Source: San Joaquin County assessment roll, as of September 24, 2025
| Type | Name |
|---|---|
| State | California |
| County | San Joaquin County |
| Municipality | Stockton City |
| Unified School District | Lodi Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $5,599.00 (+0.83%) | ||
| 2025 | $5,553.00 Homeowner's exemption | $346,744 Land $85,806 Building $260,938 | |
| 2023 | $5,303.00 (+4.43%) Homeowner's exemption | $333,281 Land $82,475 Building $250,806 | $509,130 |
| 2022 | $5,078.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10646 Christopher Ct in Zone X, an area of moderate flood risk.
Source: FEMA National Flood Hazard Layer, effective September 27, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X moderate risk |
|---|---|
| 500-Year Floodplain | Yes 0.2% annual chance |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 8 (10% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10646 Christopher Ct is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.8% of the US · lower than 99.8% of California |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF STOCKTON serves 192,702 people · EPA ID CA3910012 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Oct 2025 |
| Lead | Under 1 ppb (2025–2027) action level 15 ppb |
| Water Quality | Total trihalomethanes resolved · Apr 2023 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 588 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Xfinity Cable | 2,000 / 2,000 |
| unWired Broadband Fixed Wireless | 400 / 50 |
| Verizon Fixed Wireless | 300 / 20 |
| DigitalPath Fixed Wireless | 200 / 20 |
| Cal.net Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: ezWave, Matrix Broadband, Softcom Internet Communications.
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