10646 Barrow Ln, Apison, TN 37302 Property Records

Hamilton County property record for 10646 Barrow Ln, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	3 ba · 3,031 sqft · built 2013
Lot Size	0.297 acres (12,960 sqft)
Owner	2 Individual Names on File
Last Sale	$355,000 (Jun 2017)
Tax Bill	$2,464 (2025)
Deeds & Mortgages	Jan 2026 Line of Credit Apr 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`161O C 002`

Property Details

APN / Parcel Number

Primary APN	`161O C 002`
Alternative APN	`0000162792`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	3,031 sqft Living Area

Exterior

Year Built	Built 2013
Exterior Material	Wood Shingle
Construction Type	Wood
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	12,960 sqft (0.297 acres)
Lot Dimensions	144 ft deep x 90 ft wide
Parking Spaces	3 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000162792
Street Address	10646 BARROW LN
City	APISON
State	TN
Zip	37302-5903
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LT 67 HAWKS LANDING PUD PH 1 PB89 PG71 OUT OF 161-27.03 FOR 2008
Legal Subdivision	HAWKS LANDING PUD PH
Legal Phase	1
Legal Lot Number	67
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3007
Census Tract	11203

Owner

10646 Barrow Ln is owned and occupied by two individuals who bought it in June 2017.

Source: Hamilton County records, as of December 31, 2025

Owner of Record	2 Individual Names on File
Mailing Address	10646 BARROW LN, APISON, TN 37302-5903
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 14, 2026	Deed of Trust, Mortgage · Line of Credit NAVY FCU
Apr 9, 2021	Deed of Trust, Mortgage · VA Mortgage PENNYMAC LOAN SERVICES LLC
Jun 5, 2017	Warranty Deed, Transfer · VA Mortgage SUPREME LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 5, 2017 · Amount on File
Deed Sale	Jun 5, 2017 · Amount on File
Prior Sale	May 23, 2013 · Amount on File
Deed Document Number	2017060500230
Deed Book / Page	11067 / 445
Record Updated	Jun 8, 2026

January 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	10646 BARROW LN, APISON, TN 37302-5903
Transaction Type	Mortgage
Record Updated	Jan 21, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10646 BARROW LN, APISON, TN 37302-5903

Mortgage

Document Number	0000000010
Date	Jan 14, 2026
Book Page	14165/139
Instrument	2026011400010

Lender

Name	NAVY FCU
Type	Credit Union
Address	VIENNA, VA 22180

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	481 Months
Due	Feb 1, 2066

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	10646 BARROW LN, APISON, TN 37302-5903
Transaction Type	Mortgage
Record Updated	Sep 25, 2025
Title Company	SERVICELINK

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000000183
Date	Apr 9, 2021
Book Page	12437/692
Instrument	2021040900183

Lender

Name	PENNYMAC LOAN SERVICES LLC
Type	Mortgage Company
Address	WESTLAKE VILLAGE, CA 91361

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	359 Months
Due	Mar 1, 2051

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HAMILTON TN
Recording Date	Jun 5, 2017
Property Address	10646 BARROW LN, APISON, TN 37302-5903
Document Number	0000000230
Book / Page	011067 / 000445
Instrument Date	Jun 3, 2017
Instrument	230
Transaction Type	Transfer
Record Updated	Jun 30, 2017
Title Company	ALLIANCE TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,313.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10646 BARROW LN APISON TN 373025903, APISON, TN 37302-5903

Mortgage

Document Number	231
Date	Jun 5, 2017
Book Page	011067/000449
Instrument	231

Lender

Name	SUPREME LNDG
Address	DALLAS, TX 75254

Agreement

Type	VA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 4, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 10646 Barrow Ln was $2,464, up 6.9% from the year before.

Source: Hamilton County assessment roll, as of May 20, 2025

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,464.00 (+6.85%)	$162,575 (+57.72%)	$650,300 (+57.72%) Land $90,000 Building $560,300
2024	$2,306.00 (-0.39%)	$103,075 (-)	$412,300 (-) Land $60,000 Building $352,300
2023	$2,315.00	$103,075	$412,300 Land $60,000 Building $352,300

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 10646 Barrow Ln in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10646 Barrow Ln is moderate, ranking above 50% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 50% of the US · above 67% of Tennessee
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 15 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Brightspeed Fiber	940 / 940
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Barrow Ln

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