10645 W Old Spring Hope Rd, Spring Hope, NC 27882 Property Records

Nash County property record for 10645 W Old Spring Hope Rd, Spring Hope, NC 27882

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 1,940 sqft · built 2021
Lot Size	1.01 acres (43,996 sqft)
Owner	Company Name on File
Last Sale	$345,000 (Jan 2022)
Tax Bill	$2,645 (2026)
Deeds & Mortgages	Jul 2021 Mortgage Oct 2021 Construction Loan + 1 more
Flood Zone	Zone X (minimal risk)
APN	`276800-01-8929`

Property Details

APN / Parcel Number

Primary APN	`276800-01-8929`
Alternative APNs	`335560` `71595` `82935`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,940 sqft Heated Area

Exterior

Year Built	Built 2021
Effective Year Built	Effective 2021
Architectural Style	Conventional
Exterior Material	Aluminum/Vinyl
Lot Area	43,996 sqft (1.01 acres)

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Heating Fuel	Electric

Location & Zoning

Account Number	82935
Street Address	10645 W OLD SPRING HOPE RD
City	SPRING HOPE
State	NC
Zip	27882-7500
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	D6 11, 1.01 AC, 8, DICKERSON AC, 8, DICKERSON
Legal Subdivision	CONTAINING 1
Legal Lot Number	8
Jurisdiction	NASH NC
Township / Civil Division	FERRELLS
Census Block Group	2
Census Block	2000
Census Tract	11502

Owner

10645 W Old Spring Hope Rd is owned by a company that bought it in January 2022.

Source: Nash County records, as of October 16, 2026

Owner of Record	Company Name on File
Mailing Address	10645 W OLD SPRING HOPE RD, SPRING HOPE, NC 27882-7500
Owner Type	Company

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 16, 2021	Deed of Trust, Mortgage · Commercial Mortgage BENCHMARK COMMUNITY BANK
Oct 12, 2021	Deed of Trust, Mortgage · Construction Mortgage BENCHMARK COMMUNITY BANK
Jan 31, 2022	Warranty Deed, Subdivision Related Transfer · FHA Mortgage INTERCONTINENTAL CAPITAL GROUP INC

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 31, 2022 · Amount on File
Deed Sale	Jan 31, 2022 · Amount on File
Deed Book / Page	3193 / 87
Record Updated	Oct 29, 2026

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	10645 W OLD SPRING HOPE RD, SPRING HOPE, NC 27882-7500
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003144/231
Date	Jul 16, 2021
Book Page	3144/231

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank
Address	WAKE FOREST, NC 27587

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jul 15, 2051

October 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NASH NC
Property Address	10645 W OLD SPRING HOPE RD, SPRING HOPE, NC 27882-7500
Transaction Type	Mortgage
Record Updated	Sep 27, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	003166/624
Date	Oct 12, 2021
Book Page	3166/624

Lender

Name	BENCHMARK COMMUNITY BANK
Type	Bank
Address	WAKE FOREST, NC 27587

Agreement

Type	Construction Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 12, 2051

January 2022: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	NASH NC
Recording Date	Jan 31, 2022
Property Address	10645 W OLD SPRING HOPE RD, SPRING HOPE, NC 27882-7500
Document Number	0003193/87
Book / Page	3193 / 87
Map Reference	MB 42 PG 182
Instrument Date	Jan 27, 2022
Transaction Type	Subdivision Related Transfer
Record Updated	Sep 27, 2022

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$690.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2400 PILOT RILEY RD, 2400, ZEBULON, NC 27597-6385

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10645 W OLD SPRING HOPE RD, SPRING HOPE, NC 27882-7500

Mortgage

Document Number	0000319389
Date	Jan 31, 2022
Instrument	3193/89

Lender

Name	INTERCONTINENTAL CAPITAL GROUP INC
Type	Mortgage Company

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	349 Months
Due	Feb 1, 2051

Tax Assessment & Valuation

The 2026 property tax bill for 10645 W Old Spring Hope Rd was $2,645, up 0.4% from the year before.

Source: Nash County assessment roll, as of October 16, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Nash County
Unified School District	Nash-Rocky Mount Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,645.00 (+0.38%)	$339,810 (-) Land $40,000 Building $299,810	$339,810 (-) Land $40,000 Building $299,810
2025	$2,635.00	$339,810 Land $40,000 Building $299,810	$339,810 Land $40,000 Building $299,810
2023	$2,277.00	$279,530	$279,530 Land $24,390 Building $255,140

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10645 W Old Spring Hope Rd in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2024.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2024)
Most Recent Claim	Aug 2024 · Tropical Storm Debby

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10645 W Old Spring Hope Rd is low, with a 0.02% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 76% of North Carolina
Wildfire Likelihood	0.02% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 26 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Brightspeed, T-Mobile.

Cell Coverage

5G (outdoors only) and 4G LTE

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