Hennepin County property record for 10645 Upton Ave S, Bloomington, MN 55431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.25 ba · 1,086 sqft · built 1974 |
| Lot Size | 0.31 acres (13,504 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $4,341 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Dec 2019 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-027-24-42-0045 |
| Primary APN | 20-027-24-42-0045 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.25 Baths |
| Half Baths | 2 Half Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,086 sqft Living Area |
| Gross Area | 2,974 sqft |
| 1st Floor Area | 1,086 sqft |
| Basement Area | 1,888 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1974 |
|---|---|
| Effective Year Built | Effective 1993 |
| Exterior Material | Wood |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 13,504 sqft (0.31 acres) |
| Lot Dimensions | 133 ft deep x 100 ft wide |
| Garage Type | Basement |
| Deck Area | 250 sqft |
| Patio Area | 250 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 10645 UPTON AVE S |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55431-3725 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 001 BLOCK 001 A NESBITT 1ST ADDN 100 X 133.08 |
| Legal Range | 24 |
| Legal Township | 027 |
| Legal Section | 20 |
| Legal Quarter | 42 |
| Legal Subdivision | NESBITT 1ST ADDN |
| Legal Block | 1 |
| Legal Lot Number | 1 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 25802 |
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 10645 UPTON AVE S, MINNEAPOLIS, MN 55431-3725 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Aug 20, 2020 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 12, 2019 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Dec 11, 2018 | Deed of Trust, Mortgage · Conventional Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 10645 UPTON AVE S, BLOOMINGTON, MN 55431-3725 |
| Document Number | 0010830085 |
| Instrument Date | Aug 20, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Address | 10645 UPTON AVE S MINNEAPOLIS MN 554313725, MINNEAPOLIS, MN 55431-3725 |
| Document Number | 0010830085 |
|---|---|
| Date | Aug 26, 2020 |
| Instrument | 10830085 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 300 Months |
| Due | Aug 25, 2045 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 10645 UPTON AVE S, BLOOMINGTON, MN 55431-3725 |
| Document Number | 0010737280 |
| Instrument Date | Dec 12, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Jan 8, 2020 |
| Title Company | ABSTRACT TITLE |
| Name | Verified Name |
|---|---|
| Address | 10645 UPTON AVE S MINNEAPOLIS MN 554313725, MINNEAPOLIS, MN 55431-3725 |
| Document Number | 0010737280 |
|---|---|
| Date | Dec 18, 2019 |
| Instrument | 10737280 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2049 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Property Address | 10645 UPTON AVE S, BLOOMINGTON, MN 55431-3725 |
| Document Number | 0010621350 |
| Instrument Date | Dec 11, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 7, 2019 |
| Title Company | ABSTRACT TITLE |
| Name | Verified Name |
|---|---|
| Address | 10645 UPTON AVE S MINNEAPOLIS MN 554313725, MINNEAPOLIS, MN 55431-3725 |
| Document Number | 0010621350 |
|---|---|
| Date | Dec 18, 2018 |
| Instrument | 10621350 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Dec 17, 2048 |
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Bloomington City |
| Unified School District | Bloomington Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,341.00 (+13.7%) | $329,100 (-0.48%) Land $132,400 Building $196,700 | $329,100 (-0.48%) Land $132,400 Building $196,700 |
| 2023 | $3,818.00 Homeowner's exemption | ||
| 2022 | $330,700 Land $127,400 Building $203,300 | $330,700 Land $127,400 Building $203,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bloomington serves 91,300 people · EPA ID MN1270001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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