10645 Tecopa Ct, Apple Valley, CA 92308 Property Records

San Bernardino County property record for 10645 Tecopa Ct, Apple Valley, CA 92308

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,661 sqft · built 2020
Lot Size	0.603 acres (26,284 sqft)
Owner	2 Individual Names on Record
Last Sale	$440,000 (Apr 2024)
Tax Bill	$5,192 (2025)
Deeds & Mortgages	Apr 2024 Sale & Mortgage Oct 2020 Sale & Mortgage + 3 more
Flood Zone	Zone D (undetermined)
APN	`0434-243-30-0000`

Property Details

APN / Parcel Number

Primary APN	`0434-243-30-0000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,661 sqft Living Area
Gross Area	2,157 sqft
1st Floor Area	1,661 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2020
Effective Year Built	Effective 2020
Architectural Style	Modern
Construction Type	Frame
Roof Material	Tile
Lot Area	26,284 sqft (0.603 acres)
Garage Type	Attached
Garage Area	496 sqft
Parking Spaces	2 Parking Spaces
Porch	Patio/Porch

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Water Source	Commercial

Location & Zoning

Street Address	10645 TECOPA CT
City	APPLE VALLEY
State	CA
Zip	92308-8064
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 516 OF TRACT 5780, AS RECORDED IN MAP BOOK 71, PAGES 27 THROUGH 31, IN THE TOWN OF APPLE VALLEY, COUNTY OF SAN BERNARDINO, STATE OF CALIFORNIA EXCEPTING THEREFROM THAT PORTION DESCRIBED AS FOLLOWS: BEGINNING AT THE NORTHEAST CORNER OF SAID LOT 51
Legal Subdivision	CIRCLE M RANCHOS UNIT NO 4
Legal Tract	5780
Legal Block	2
Legal Lot Number	516
Jurisdiction	SAN BERNARDINO CA
Township / Civil Division	VICTORVILLE-HESPERIA
Census Block Group	2
Census Block	2020
Census Tract	9709

Owner

Source: San Bernardino County records, as of July 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10645 TECOPA CT, APPLE VALLEY, CA 92308-8064
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Apr 24, 2024	Grant Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Oct 23, 2020	Grant Deed, Subdivision Related Transfer · Conventional Mortgage GOLD STAR MORTGAGE FINANCIAL GROUP
Mar 23, 2020	Deed of Trust, Mortgage DFJ CONSULTANTS INC
Jan 30, 2020	Correction Deed FIRST AMERICAN TITLE
Dec 4, 2019	Grant Deed, Transfer FIRST AMERICAN TITLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 24, 2024 · Amount on Record
Deed Sale	Apr 24, 2024 · Amount on Record
Prior Sale	Oct 23, 2020 · Amount on Record
Deed Document Number	202495541
Record Updated	Sep 20, 2026

April 2024: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Apr 24, 2024
Property Address	10645 TECOPA CT, APPLE VALLEY, CA 92308-8064
Document Number	0000095541
Map Reference	MB 71 PG 27-31
Instrument Date	Apr 21, 2024
Instrument	2024-0095541
Transaction Type	Transfer
Record Updated	May 8, 2024
Title Company	CHICAGO TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	10645 TECOPA CT, APPLE VALLEY, CA 92308-8064

Mortgage

Document Number	0000095542
Date	Apr 24, 2024
Instrument	2024-0095542

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2054

October 2020: Grant Deed, Subdivision Related Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Oct 23, 2020
Property Address	10645 TECOPA CT, APPLE VALLEY, CA 92308-8064
Document Number	0000409579
Map Reference	MB 71 PG 27-31
Instrument Date	Aug 31, 2020
Instrument	2020-0409579
Transaction Type	Subdivision Related Transfer
Record Updated	Aug 31, 2021
Title Company	FIRST AMERICAN TITLE COMPANY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 292595, PHELAN, CA 92329-2595

Mortgage

Document Number	0000409580
Date	Oct 23, 2020
Instrument	2020-0409580

Lender

Name	GOLD STAR MORTGAGE FINANCIAL GROUP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

March 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SAN BERNARDINO CA
Property Address	10645 TECOPA CT, APPLE VALLEY, CA 92308-8064
Document Number	0000118740
Instrument Date	Mar 23, 2020
Transaction Type	Mortgage
Record Updated	May 7, 2020
Title Company	FIRST AMERICAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9010 BELLA VISTA ST APPLE VALLEY CA 923088510, APPLE VALLEY, CA 92308-8510

Mortgage

Document Number	0000118740
Date	Apr 6, 2020
Instrument	118740

Lender

Name	DFJ CONSULTANTS INC
Address	5523 LOCH LOMOND DR, HOUSTON, TX 77096-2940

Agreement

Amount	Amount Recorded

January 2020: Correction Deed

Document Type	Correction Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Jan 30, 2020
Property Address	10645 TECOPA CT, APPLE VALLEY, CA 92308-8064
Document Number	0000034429
Instrument Date	Dec 30, 2019
Instrument	34429
Record Updated	Feb 21, 2020
Title Company	FIRST AMERICAN TITLE

Transaction

Tax	$0.00
Amount Accuracy	Full Value

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9010 BELLA VISTA ST APPLE VALLEY CA 923088510, APPLE VALLEY, CA 92308-8510

December 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SAN BERNARDINO CA
Recording Date	Dec 4, 2019
Property Address	10645 TECOPA CT, APPLE VALLEY, CA 92308-8064
Document Number	0000449355
Instrument Date	Nov 20, 2019
Instrument	449355
Transaction Type	Transfer
Record Updated	Dec 23, 2019
Title Company	FIRST AMERICAN TITLE

Transaction

Amount	Amount Recorded
Tax	$32.45
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	9010 BELLA VISTA ST APPLE VALLEY CA 923088510, APPLE VALLEY, CA 92308-8510

Tax Assessment & Valuation

Source: San Bernardino County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
Municipality	Apple Valley Town
County	San Bernardino County
Unified School District	Apple Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$457,776 (+2%) Land $91,555 Building $366,221
2025	$5,192.00 (+38.93%)	$448,800 (+39.15%) Land $89,760 Building $359,040
2023	$3,737.00 (+1.52%)	$322,524 Land $31,212 Building $291,312
2022	$3,681.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone D undetermined · not studied
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 79% of California
Wildfire Likelihood	0.04% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GOLDEN STATE WATER CO - APPLE VLY SOUTH private · serves 6,247 people · EPA ID CA3610107
Water Source	Groundwater
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 263 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: GeoLinks.

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