San Bernardino County property record for 10645 Stagecoach Rd, Morongo Valley, CA 92256
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 2,675 sqft · built 1956 |
| Lot Size | 5 acres (217,800 sqft) |
| Owner | Individual Name on File |
| Last Sale | $512,000 (Sep 2020) |
| Tax Bill | $6,329 (2025) |
| Deeds & Mortgages | May 2022 Mortgage Jul 2019 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 0584-211-11-0000 |
| Primary APN | 0584-211-11-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 8 Rooms |
| Stories | 1 Story |
| Building Area | 2,675 sqft Living Area |
| 1st Floor Area | 2,675 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1989 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 217,800 sqft (5 acres) |
| Garage Type | Detached |
| Garage Area | 550 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 548 sqft |
| Patio Area | 548 sqft |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Sewer | Connected |
| Water Source | Commercial |
| Street Address | 10645 STAGECOACH RD |
|---|---|
| City | MORONGO VALLEY |
| State | CA |
| Zip | 92256-9644 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | MVRL |
| Legal Description | N 1/2 SW 1/4 NE 1/4 NW 1/4 SEC 27 TP 1S R 4E EX MNL RTS AS RESERVED BY USA 5 AC |
| Legal Range | 4E |
| Legal Township | WP |
| Legal Section | 27 |
| Legal Block | 2 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | TWENTYNINE PALMS-YUCCA VALLEY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 10417 |
10645 Stagecoach Rd is owned and occupied by an individual who acquired it in May 2025.
Source: San Bernardino County records, as of July 17, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10645 STAGECOACH RD, MORONGO VALLEY, CA 92256-9644 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 9, 2022 | Deed of Trust, Mortgage · Conventional Mortgage ROCKET MORTGAGE LLC |
| Jul 29, 2019 | Deed of Trust, Mortgage · VA Mortgage BROKER SOLUTIONS INC |
| Sep 10, 2020 | Grant Deed, Transfer · Conventional Mortgage ROYAL PACIFIC FUNDING CORP |
| Sep 14, 2018 | Grant Deed, Transfer · Conventional Mortgage TIAA FSB HOLDINGS INC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Sep 10, 2020 · Amount on File |
| Deed Sale | Sep 10, 2020 · Amount on File |
| Prior Sale | Sep 14, 2018 · Amount on File |
| Deed Document Number | 2020339590 |
| Last Transfer Date | May 16, 2025 |
| Transfer Doc | 0000190259 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10645 STAGECOACH RD, MORONGO VALLEY, CA 92256-9644 |
| Transaction Type | Mortgage |
| Record Updated | May 18, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10645 STAGECOACH RD, MORONGO VALLEY, CA 92256-9644 |
| Document Number | 0000172426 |
|---|---|
| Date | May 9, 2022 |
| Instrument | 2022-0172426 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jun 1, 2052 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10645 STAGECOACH RD, MORONGO VALLEY, CA 92256-9644 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Title Company | CHICAGO TITLE INLAND EMPIRE |
| Name | Verified Name |
|---|
| Document Number | 0000254794 |
|---|---|
| Date | Jul 29, 2019 |
| Instrument | 2019-0254794 |
| Name | BROKER SOLUTIONS INC |
|---|---|
| Type | Funding / Finance Company |
| Address | TUSTIN, CA 92780 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2049 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 10, 2020 |
| Property Address | 10645 STAGECOACH RD, MORONGO VALLEY, CA 92256-9644 |
| Document Number | 0000339590 |
| Instrument Date | Jul 25, 2020 |
| Instrument | 2020-0339590 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 10645 STAGECOACH RD, MORONGO VALLEY, CA 92256-9644 |
| Document Number | 0000339591 |
|---|---|
| Date | Sep 10, 2020 |
| Instrument | 2020-0339591 |
| Name | ROYAL PACIFIC FUNDING CORP |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Recording Date | Sep 14, 2018 |
| Property Address | 10645 STAGECOACH RD, MORONGO VALLEY, CA 92256-9644 |
| Document Number | 0000341018 |
| Instrument Date | Aug 7, 2018 |
| Instrument | 2018-0341018 |
| Transaction Type | Transfer |
| Record Updated | Aug 31, 2021 |
| Title Company | CHICAGO TITLE COMPANY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property with Right of Survivorship |
| Address | 10645 STAGECOACH RD, MORONGO VALLEY, CA 92256-9644 |
| Document Number | 0000341019 |
|---|---|
| Date | Sep 14, 2018 |
| Instrument | 2018-0341019 |
| Name | TIAA FSB HOLDINGS INC |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2048 |
The 2025 property tax bill for 10645 Stagecoach Rd was $6,329.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Unified School District | Morongo Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $565,289 (+2%) Land $113,058 Building $452,231 | |
| 2025 | $6,329.00 | $554,205 Land $110,841 Building $443,364 |
| 2023 | $5,905.00 (+2.09%) | $532,685 Land $106,537 Building $426,148 |
| 2022 | $5,784.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10645 Stagecoach Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 10 policies |
| Nearby Flood Policies | 10 in force |
| Nearby Flood Claims | 1 (1991) |
| Most Recent Claim | Feb 1991 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10645 Stagecoach Rd is high, ranking above 77% of the US, with a 0.3% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | High above 77% of the US · above 53% of California |
|---|---|
| Wildfire Likelihood | 0.3% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CSA 70-F MORONGO serves 300 people · EPA ID CA3600226 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Mar 2026 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Uranium not recorded as resolved · Apr 2026 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
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