Cook County property record for 10645 S Lowe Ave, Chicago, IL 60628
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 1,175 sqft · built 1949 |
| Lot Size | 0.129 acres (5,625 sqft) |
| Owner | 2 Individual Names on File |
| Deeds & Mortgages | Jul 2023 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 25-16-125-040 |
| Primary APN | 25-16-125-040 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 4 Rooms |
| Stories | 1 Story |
| Building Area | 1,175 sqft Living Area |
| 1st Floor Area | 1,175 sqft |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 1951 |
| Architectural Style | Bungalow |
| Exterior Material | Wood |
| Construction Type | Frame |
| Foundation Type | Slab (Mat/Raft) |
| Roof Material | Asphalt |
| Lot Area | 5,625 sqft (0.129 acres) |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Street Address | 10645 S LOWE AVE |
|---|---|
| City | CHICAGO |
| State | IL |
| Zip | 60628-2311 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS-2 |
| Legal Range | 14E |
| Legal Township | 37N |
| Legal Section | 16 |
| Legal Subdivision | CALUMET HLNDS/W A BARTLETTS |
| Legal Block | 4 |
| Legal Lot Number | 24,25 |
| Jurisdiction | COOK IL |
| Township / Civil Division | CHICAGO |
| Census Block Group | 5 |
| Census Block | 5029 |
| Census Tract | 491100 |
10645 S Lowe Ave is owned and occupied by two individuals.
Source: Cook County records, as of September 21, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10645 S LOWE AVE, CHICAGO, IL 60628-2311 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | COOK IL |
| Property Address | 10645 S LOWE AVE, CHICAGO, IL 60628-2311 |
| Transaction Type | Mortgage |
| Record Updated | Aug 8, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10645 S LOWE AVE, CHICAGO, IL 60628-2311 |
| Document Number | 0020825158 |
|---|---|
| Date | Jul 27, 2023 |
| Instrument | 2320825158 |
| Name | NATIONSTAR MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | COPPELL, TX 75019 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2053 |
Source: Cook County assessment roll, as of May 27, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Cook County |
| Municipality | Chicago City |
| Unified School District | Chicago Public School District 299 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $11,000 Land $3,375 Building $7,625 | $110,000 Land $33,750 Building $76,250 | |
| 2022 | Homeowner's exemption Senior Citizen's exemption | $15,999 (-) Land $3,093 Building $12,906 | $159,990 (-) Land $30,930 Building $129,060 |
| 2021 | Homeowner's exemption Senior Citizen's exemption | $15,999 Land $3,093 Building $12,906 | $159,990 Land $30,930 Building $129,060 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10645 S Lowe Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2023.
Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 2 (2023) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | Aug 2023 · other causes |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10645 S Lowe Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CHICAGO serves 2,721,308 people · EPA ID IL0316000 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Mar 2026 |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 975 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Astound Broadband Cable · Fiber in parts of the area | 1,500 / 50 |
| Xfinity Cable | 1,200 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
| AT&T Fixed Wireless · DSL | 100 / 20 |
May also be available: T-Mobile.
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