10645 Regency Cir, Truckee, CA 96161 Property Records

Nevada County property record for 10645 Regency Cir, Truckee, CA 96161

Property Summary

Property Type	Single Family Home
Details	4 bd · 2.5 ba · 2,324 sqft · built 1992
Lot Size	0.4 acres (17,424 sqft)
Owner	Individual Name on Record
Tax Bill	$7,154 (2025)
Deeds & Mortgages	May 2021 Transfer Apr 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`040-100-009-000`

Property Details

APN / Parcel Number

Primary APN	`040-100-009-000`
Alternative APN	`40-100-09-000`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	4 Rooms
Stories	2 Stories
Building Area	2,324 sqft Living Area
1st Floor Area	905 sqft
2nd Floor Area	1,419 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1992
Effective Year Built	Effective 1993
Architectural Style	Traditional
Lot Area	17,424 sqft (0.4 acres)
Terrain	Steep
View / Lot	Average
Garage Type	Attached
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces
Porch	Porch
Patio Area	1,450 sqft

Utilities, Heating & Cooling

Cooling System	None
Sewer	Connected
Water Source	Commercial

Location & Zoning

Old Parcel Number	40-100-09-000
Street Address	10645 REGENCY CIR
City	TRUCKEE
State	CA
Zip	96161-1619
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 59 GLENSHIRE UNIT 2
Legal Subdivision	GLENSHIRE UNIT 2
Legal Lot Number	59
Jurisdiction	NEVADA CA
Township / Civil Division	DONNER
Census Block Group	1
Census Block	1013
Census Tract	1205

Owner

Source: Nevada County records, as of July 7, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on Record
Mailing Address	10645 REGENCY CIR, TRUCKEE, CA 96161-1619
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
May 11, 2021	Intrafamily Transfer, Transfer
Apr 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage GUILD MORTGAGE CO

Assessor's Deed Record

Deed Names	Name on Deed
Last Transfer Date	May 6, 2021
Transfer Doc	0000016020
Record Updated	Sep 20, 2026

May 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	NEVADA CA
Recording Date	May 11, 2021
Property Address	10645 REGENCY CIR, TRUCKEE, CA 96161-1619
Document Number	0000016020
Map Reference	MB 3 PG 41
Instrument Date	May 6, 2021
Instrument	20210016020
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10645 REGENCY CIR, TRUCKEE, CA 96161-1619

April 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEVADA CA
Property Address	10645 REGENCY CIR, TRUCKEE, CA 96161-1619
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	PLACER TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000009010
Date	Apr 23, 2020
Instrument	20200009010

Lender

Name	GUILD MORTGAGE CO
Type	Mortgage Company
Address	SAN DIEGO, CA 92111

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

Tax Assessment & Valuation

Source: Nevada County assessment roll, as of July 7, 2026

Property Jurisdictions

Type	Name
State	California
County	Nevada County
Municipality	Truckee Town
Unified School District	Tahoe-Truckee Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$513,815 (+2%) Land $47,431 Building $466,384
2025	$7,154.00 (+4.24%) Homeowner's exemption	$503,741 (+4.04%) Land $46,501 Building $457,240
2023	$6,863.00 (+2.52%) Homeowner's exemption	$484,183 Land $44,697 Building $439,486	$940,140
2022	$6,694.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 20, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Very High above 94% of the US · above 80% of California
Wildfire Likelihood	1% annual chance
Exposure	Direct burnable vegetation

Insurers in high-risk areas may require mitigation or decline coverage; check availability before making an offer.

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TRUCKEE-DONNER PUD, MAIN serves 36,730 people · EPA ID CA2910003
Water Source	Groundwater
Last State Inspection	Sep 2024
Lead	4 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 61 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Cable	940 / 35

Cell Coverage

5G and 4G LTE (outdoors only)

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