10645 Humboldt Ave S, Bloomington (Minneapolis), MN 55431 Property Records

Hennepin County property record for 10645 Humboldt Ave S, Bloomington, MN 55431

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.75 ba · 1,188 sqft · built 1952
Lot Size	0.46 acres (20,038 sqft)
Owner	Individual Name on File
Last Sale	$365,000 (Oct 2026)
Tax Bill	$4,719 (2025)
Deeds & Mortgages	Oct 2026 Sale & Mortgage Jul 2018 Line of Credit + 1 more
Flood Zone	Zone X (minimal risk)
APN	`21-027-24-42-0007`

Property Details

APN / Parcel Number

Primary APN	`21-027-24-42-0007`

Interior

Bedrooms	3 Beds
Full Baths	1.75 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,188 sqft Living Area
Gross Area	2,916 sqft
1st Floor Area	1,188 sqft
Basement Area	1,728 sqft
Family Room	Family Room
Flooring	Wood

Exterior

Year Built	Built 1952
Effective Year Built	Effective 1994
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Wood
Lot Area	20,038 sqft (0.46 acres)
Lot Dimensions	200 ft deep x 100 ft wide
Garage Type	Detached
Garage Area	576 sqft
Deck Area	297 sqft
Patio Area	560 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating Fuel	Electric

Location & Zoning

Street Address	10645 HUMBOLDT AVE S
City	MINNEAPOLIS
State	MN
Zip	55431-4122
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	UNPLATTED 21 027 24 N 100 FT OF S 230 FT OF THE W 233 FT OF N 1/2 OF NW 1/4 OF SE 1/4 EX ROAD 100 X 200
Legal Range	24
Legal Township	027
Legal Section	21
Legal Quarter	42
Legal Subdivision	UNPLATTED 21 027 24
Legal Block	2
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	2
Census Block	2014
Census Tract	25801

Owner

10645 Humboldt Ave S is owned and occupied by an individual who bought it in October 2026.

Source: Hennepin County records, as of October 16, 2026

Owner of Record	Individual Name on File
Mailing Address	10645 HUMBOLDT AVE S, MINNEAPOLIS, MN 55431-4122
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 1, 2026	Warranty Deed, Transfer · Conventional Mortgage PRIME LENDING
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK
Jul 11, 2018	Deed of Trust, Mortgage · Line of Credit WELLS FARGO BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 1, 2026 · Amount on File
Deed Sale	Oct 1, 2026 · Amount on File
Prior Sale	Sep 20, 1999 · Amount on File
Deed Document Number	202611501809
Record Updated	Oct 29, 2026

October 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Oct 1, 2026
Property Address	10645 HUMBOLDT AVE S, MINNEAPOLIS, MN 55431-4122
Document Number	0011501809
Instrument Date	Sep 30, 2026
Instrument	202611501809
Transaction Type	Transfer
Record Updated	Oct 16, 2026
Title Company	LEGACY TITLE

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$125,341.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10645 HUMBOLDT AVE S, MINNEAPOLIS, MN 55431-4122

Mortgage

Document Number	0011501809,
Date	Oct 1, 2026
Instrument	202611501809

Lender

Name	PRIME LENDING

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Oct 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10645 HUMBOLDT AVE S, BLOOMINGTON, MN 55431-4122
Document Number	0010575465
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Aug 8, 2018
Title Company	AMERICAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10645 HUMBOLDT AVE S BLOOMINGTON MN 554314122, BLOOMINGTON, MN 55431-4122

Mortgage

Document Number	0010575465
Date	Jul 23, 2018
Instrument	10575465

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	360 Months
Due	Jul 22, 2048

Interest

Rate Type	Adjustable Rate

July 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HENNEPIN MN
Property Address	10645 HUMBOLDT AVE S, BLOOMINGTON, MN 55431-4122
Document Number	0010828979
Instrument Date	Jul 11, 2018
Transaction Type	Mortgage
Record Updated	Sep 16, 2020
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10645 HUMBOLDT AVE S BLOOMINGTON MN 554314122, BLOOMINGTON, MN 55431-4122

Mortgage

Document Number	0010828979
Date	Aug 25, 2020
Instrument	10828979

Lender

Name	WELLS FARGO BK
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	336 Months
Due	Aug 24, 2048

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

The 2025 property tax bill for 10645 Humboldt Ave S was $4,719.

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,719.00	$354,500 Land $139,400 Building $215,100	$354,500 Land $139,400 Building $215,100
2023	$4,042.00 Homeowner's exemption
2022		$348,400 Land $130,300 Building $218,100	$348,400 Land $130,300 Building $218,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10645 Humboldt Ave S in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2015.

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2015)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jul 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10645 Humboldt Ave S is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 161 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
T-Mobile Fixed Wireless	100 / 20

May also be available: AT&T, Verizon.

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