10645 High Point Rd, Apison, TN 37302 Property Records

Hamilton County property record for 10645 High Point Rd, Apison, TN 37302

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,752 sqft · built 2018
Lot Size	5.9 acres (257,004 sqft)
Owner	2 Individual Names on Record
Last Sale	$30,000 (Nov 2015)
Tax Bill	$2,328 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Aug 2025 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`0000103201`

Property Details

APN / Parcel Number

Primary APN	`0000103201`
Alternative APN	`161 013`

Interior

Full Baths	3 Baths
Stories	2 Stories
Building Area	1,752 sqft Living Area

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Exterior Material	Fiber Cement Siding
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	257,004 sqft (5.9 acres)

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Sewer	Connected

Location & Zoning

Account Number	0000103201
Old Parcel Number	161 013
Street Address	10645 HIGH POINT RD
City	APISON
State	TN
Zip	37302-9530
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	A
Legal Description	PT NE 1/4 SEC 3 TWP LS R2
Jurisdiction	HAMILTON TN
Township / Civil Division	7
Census Block Group	3
Census Block	3001
Census Tract	11203

Owner

Source: Hamilton County records, as of May 21, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	PO BOX 754, COLLEGEDALE, TN 37315-0754
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 5, 2021	Deed of Trust, Mortgage · Conventional Mortgage AMERISAVE MORTGAGE CORP
Aug 15, 2025	Deed of Trust, Mortgage · Line of Credit REGIONS BANK
Oct 26, 2019	Deed of Trust, Mortgage AMERISAVE MTG
Jun 14, 2019	Deed of Trust, Mortgage AMERISAVE MTG
Feb 22, 2019	Deed of Trust, Mortgage · Conventional with PMI FIRST CITIZENS NAT'L BK
Sep 5, 2017	Trustee's Deed, Construction Loan · Line of Credit FIRST CITIZENS NAT'L BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 16, 2015 · Amount on Record
Deed Sale	Nov 16, 2015 · Amount on Record
Deed Document Number	2015259
Deed Book / Page	10612 / 487
Record Updated	Sep 20, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	10645 HIGH POINT RD, APISON, TN 37302-9530
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000007
Date	Jan 5, 2021
Book Page	12300/883
Instrument	2021010500007

Lender

Name	AMERISAVE MORTGAGE CORP
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 1, 2051

August 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	10645 HIGH POINT RD, APISON, TN 37302-9530
Transaction Type	Mortgage
Record Updated	Jan 1, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10645 HIGH POINT RD, APISON, TN 37302-9530
Investor	Possibly a Property Investor

Mortgage

Document Number	0000000024
Date	Aug 15, 2025
Book Page	14014/111
Instrument	2025081500024

Lender

Name	REGIONS BANK
Type	Bank
Address	BIRMINGHAM, AL 35244

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Aug 23, 2055

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	10645 HIGH POINT RD, APISON, TN 37302-9530
Document Number	1113000003
Instrument Date	Oct 26, 2019
Transaction Type	Mortgage
Record Updated	Nov 28, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10645 HIGH POINT RD APISON TN 373029530, APISON, TN 37302-9530

Mortgage

Document Number	1113000003
Date	Nov 13, 2019
Book Page	011818/000293
Instrument	191113000003

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Nov 12, 2049

June 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	10645 HIGH POINT RD, APISON, TN 37302-9530
Document Number	0625000007
Instrument Date	Jun 14, 2019
Transaction Type	Mortgage
Record Updated	Jul 8, 2019
Title Company	NOT AVAILABLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10645 HIGH POINT RD APISON TN 373029530, APISON, TN 37302-9530

Mortgage

Document Number	0625000007
Date	Jun 25, 2019
Book Page	011678/000593
Instrument	190625000007

Lender

Name	AMERISAVE MTG
Type	Mortgage Company
Address	ATLANTA, GA 30305

Agreement

Amount	Amount Recorded
Term	360 Months
Due	Jun 24, 2049

February 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	HAMILTON TN
Property Address	10645 HIGH POINT RD, APISON, TN 37302-9530
Document Number	0306000102
Instrument Date	Feb 22, 2019
Transaction Type	Mortgage
Record Updated	Mar 25, 2019
Title Company	ATTORNEY ONLY

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10645 HIGH POINT RD APISON TN 373029530, APISON, TN 37302-9530

Mortgage

Document Number	0306000102
Date	Mar 6, 2019
Book Page	011580/000473
Instrument	190306000102

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38024

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Mar 5, 2049

September 2017: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	HAMILTON TN
Recording Date	Sep 5, 2017
Property Address	10645 HIGH POINT RD, APISON, TN 37302-9530
Book / Page	011145 / 000708
Instrument Date	Aug 31, 2017
Instrument	73
Transaction Type	Construction Loan
Record Updated	Aug 25, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	10645 HIGH POINT RD APISON TN 37302, APISON, TN 37302

Mortgage

Document Number	0000000073
Date	Sep 5, 2017
Book Page	011145/000708
Instrument	73

Lender

Name	FIRST CITIZENS NAT'L BK
Type	Bank
Address	DYERSBURG, TN 38025-0370

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Sep 4, 2018

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Hamilton County assessment roll, as of January 2, 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Hamilton County
Unified School District	Hamilton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,328.00 (+18.23%)	$153,650 (+75.3%)	$614,600 (+75.3%) Land $217,100 Building $397,500
2023	$1,969.00	$87,650	$350,600 Land $97,400 Building $253,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective August 30, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 51% of the US · above 68% of Tennessee
Wildfire Likelihood	0.09% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	EASTSIDE UTILITY DISTRICT serves 59,612 people · EPA ID TN0000219
Water Source	Surface water
Last State Inspection	Jan 2026
Lead	2 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 49 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
EPB Fiber	100,000 / 100,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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