San Diego County property record for 10645 el Nopal, Santee, CA 92071 · Last verified July 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bedrooms | 3 Beds |
| Bathrooms | 2 Baths |
| Year Built | Built 1970 |
| Square Footage | 1,590 sqft Living Area |
| Lot Size | 6,000 sqft (0.138 acres) |
| Occupancy | Owner Occupied |
| Last Sale | $449,000 (2016) |
| Tax Bill | $6,187.00 (2025) |
Source: San Diego County records · APN 381-281-03-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10645 EL NOPAL, SANTEE, CA 92071-4902 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Vesting | Community Property |
| Date | Document |
|---|---|
| Jul 28, 2026 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Aug 28, 2020 | Deed of Trust, Mortgage · Conventional Mortgage HOMEPLUS CORP |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Dec 30, 2016 · Amount on Record |
| Deed Sale | Dec 30, 2016 · Amount on Record |
| Deed Doc Number | 2016718140 |
| Prior Transfer Date | Sep 30, 2014 |
| Prior Transfer Doc | 0000508000 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jul 28, 2026 |
| Property Address | 10645 EL NOPAL, SANTEE, CA 92071-4902 |
| Document Number | 0000216120 |
| Instrument Date | Jul 20, 2026 |
| Instrument | 2026216120 |
| Transaction Type | Mortgage |
| Record Updated | Aug 05, 2026 |
| Title Company | POST SETTLEMENT |
| Name | Verified Name |
|---|---|
| Address | 10645 EL NOPAL, SANTEE, CA 92071-4902 |
| Document Number | 0000216120, |
|---|---|
| Date | Jul 28, 2026 |
| Instrument | 2026216120 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 481 Months |
| Due | Aug 01, 2066 |
| Rate | 6.47% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10645 EL NOPAL, SANTEE, CA 92071-4902 |
| Document Number | 0000567964 |
| Instrument Date | Aug 28, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Oct 01, 2020 |
| Title Company | STEWART TITLE, STEWART TITLE GUARANTY CO |
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 10645 EL NOPAL SANTEE CA 920714902, SANTEE, CA 92071-4902 |
| Document Number | 0000567964 |
|---|---|
| Date | Sep 24, 2020 |
| Instrument | 567964 |
| Name | HOMEPLUS CORP |
|---|---|
| Address | SAN DIEGO, CA 92108 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Sep 23, 2050 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Santee City |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | Santee School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $531,515 (+2%) Land $191,011 Building $340,504 | |
| 2025 | $6,187.00 (+4.37%) Homeowner's exemption | $521,094 (+4.04%) Land $187,266 Building $333,828 |
| 2023 | $5,928.00 (+0.75%) Homeowner's exemption | $500,862 Land $179,996 Building $320,866 |
| 2022 | $5,884.00 |
Source: FEMA National Flood Hazard Layer, San Diego County (06073C), updated September 3, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Low above 34% of the US · above 20% of California |
|---|---|
| Wildfire Likelihood | About 1 in 2,500 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 381-281-03-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Building Area | 1,590 sqft Living Area |
| Year Built | Built 1970 |
|---|---|
| Effective Year Built | Effective 1970 |
| Lot Area | 6,000 sqft (0.138 acres) |
| Parking Spaces | 2 Parking Spaces |
| Garage Type | Carport Garage |
| Carport | Carport |
| Old Parcel Number | 3812805100 |
|---|---|
| Street Address | 10645 EL NOPAL |
| City | SANTEE |
| State | CA |
| Zip | 92071-4902 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 51 TR 006374 |
| Legal Subdivision | LOS RANCHOS PEQUENOS |
| Legal Tract | 006374 |
| Legal Block | 1 |
| Legal Lot Number | 51 |
| Jurisdiction | SAN DIEGO CA |
| Minor Civil Division | SAN DIEGO |
| Census Blockgroup | 1 |
| Census Block | 1003 |
| Census Tract | 16607 |
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