10645 110th Ln, Largo, FL 33778 Property Records

Pinellas County property record for 10645 110th Ln, Largo, FL 33778

Property Summary

Property TypeSingle Family Home
Details1 ba · 851 sqft · built 1960
Lot Size0.152 acres (6,599 sqft)
Owner2 Individual Names on Record
Last Sale$82,500 (May 2010)
Tax Bill$671 (2025)
Deeds & MortgagesFeb 2020 Mortgage
Flood ZoneZone X (minimal risk)
APNC62-000-750-6684-5

Property Details

APN / Parcel Number

Primary APNC62-000-750-6684-5
Alternative APNs
  • 15-30-15-69300-000-0350
  • 301515693000000350
  • R163986

Interior

Full Baths1 Bath
Stories1 Story
Building Area851 sqft Living Area
Gross Area1,342 sqft
1st Floor Area851 sqft
FlooringCarpet
Interior WallsComposition

Exterior

Year BuiltBuilt 1960
Effective Year BuiltEffective 1989
Architectural StyleH-Shape
Exterior MaterialBrick
Construction TypeMasonry / Concrete Block
Roof TypeGable/Hip
Roof MaterialOther
Lot Area6,599 sqft (0.152 acres)
Lot Dimensions110 ft deep x 60 ft wide
Garage TypeCarport
Garage Area198 sqft
CarportCarport
Carport Area198 sqft
PorchOpen/Unfinished Porch
Porch Area238 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemHVAC

Location & Zoning

Account NumberR163986
Street Address10645 110TH LN
CityLARGO
StateFL
Zip33778-4006
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR3
Legal DescriptionPINE GROVE ESTATES ADD LOT 35
Legal Range15E
Legal Township30S
Legal Section15
Legal SubdivisionPINE GROVE ESTATES ADD
Legal Tract69300
Legal Lot Number35
JurisdictionPINELLAS FL
Township / Civil DivisionBOCA CIEGA
Census Block Group1
Census Block1005
Census Tract25114

Owner

Source: Pinellas County records, as of December 2, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10645 110TH LN, LARGO, FL 33778-4006
OccupancyOwner Occupied
Owner TypeIndividual
VestingLife Estate

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMay 26, 2010 · Amount on Record
Deed SaleMay 26, 2010 · Amount on Record
Deed Document Number2010146272
Deed Book / Page16927 / 926
Last Transfer DateMay 14, 2025
Transfer Doc0231631263
Record UpdatedJun 8, 2026

February 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPINELLAS FL
Property Address10645 110TH LN, SEMINOLE, FL 33778-4006
Transaction TypeMortgage
Record UpdatedFeb 5, 2021

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0208782531
DateFeb 11, 2020
Book Page20878/2531
Instrument2020046302
Lender
NameROYAL UNITED MORTGAGE LLC
TypeMortgage Company
AddressINDIANAPOLIS, IN 46250
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueMar 1, 2050

Tax Assessment & Valuation

Source: Pinellas County assessment roll, as of December 2, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyPinellas County
Unified School DistrictPinellas County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$671.00 (+7.02%)$71,998 (+5.99%)$215,531 (+2.11%) Land $114,857 Building $100,674
2024$627.00 (+1.62%)
2023$617.00 (+1.48%) Homeowner's exemption$67,931 (+3%)$211,083 (+12.32%) Land $133,529 Building $77,554
2022$608.00 Homeowner's exemption$65,952$187,931 Land $128,999 Building $58,932

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 32 policies
Community Rating SystemClass 2 (40% premium discount)
Nearby Flood Policies32 in force
Nearby Flood Claims9 (1983–2024)
Claims Outside the SFHA9 of 9
Most Recent ClaimOct 2024 · Hurricane Milton
Claims by Event
  • Hurricane Milton, Oct 2024 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemPINELLAS COUNTY UTILITIES
serves 506,353 people · EPA ID FL6521405
Water SourcePurchased surface water from several systems
Last State InspectionMar 2023
LeadUnder 1 ppb (2020)
action level 15 ppb

Violations Reported to EPA

Listed by EPA as a serious violator for missed monitoring and reporting.

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting17
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 629 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
5,000 / 5,000
WOW Internet, Cable & Phone
Cable
1,200 / 50
Spectrum
Cable · Fiber in parts of the area
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
Starlink
Satellite
280 / 30

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