Gloucester County property record for 10644 Settlers Lndg, Gloucester, VA 23061
| Property Type | Manufactured or Modular Home |
|---|---|
| Details | 3 bd · 2 ba · 1,560 sqft · built 2008 |
| Lot Size | 6 acres (261,360 sqft) |
| Owner | Individual on Record |
| Last Sale | $195,000 (Nov 2018) |
| Tax Bill | $1,566 (2025) |
| Deeds & Mortgages | Oct 2025 Line of Credit Jan 2021 Refinance + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 26896 |
| Primary APN | 26896 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,560 sqft Living Area |
| Gross Area | 1,536 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2008 |
|---|---|
| Architectural Style | Modular |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 261,360 sqft (6 acres) |
| Pool Type | Above-Ground Pool |
| Porch | Open Porch |
| Deck Area | 40 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Heating Fuel | Electric |
| Street Address | 10644 SETTLERS LNDG |
|---|---|
| City | GLOUCESTER |
| State | VA |
| Zip | 23061-3019 |
| Property Category | Residential |
| Property Type | Residential > Prefabricated > Manufactured or Modular Home |
| Local Zoning Code | SC-1 |
| Legal Description | BRIARWOOD FARMS SEC 1 LOT 21 |
| Legal Subdivision | PLAT: PB20 813 |
| Legal Lot Number | 21 |
| Jurisdiction | GLOUCESTER VA |
| Township / Civil Division | PETSWORTH |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 100101 |
Source: Gloucester County assessment roll, as of January 1, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual on Record |
|---|---|
| Co-owner | Co-owner on Record |
| Mailing Address | 10644 SETTLERS LNDG, GLOUCESTER, VA 23061-3019 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Oct 15, 2025 | Deed of Trust, Mortgage · Line of Credit NAVY FEDERAL CREDIT UNION |
| Jan 27, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance LAKEVIEW LOAN SERVICING LLC |
| Nov 13, 2018 | Warranty Deed, Transfer · VA Mortgage MOVEMENT MORTGAGE LLC |
| Jun 16, 2017 | Special Warranty Deed, Transfer · FHA Mortgage FIRST HOME MORTGAGE CORPORATION |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Nov 13, 2018 · Amount on Record |
| Deed Sale | Nov 13, 2018 · Amount on Record |
| Prior Sale | Jun 16, 2017 · Amount on Record |
| Deed Document Number | ID 1804991 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 10644 SETTLERS LNDG, GLOUCESTER, VA 23061-3019 |
| Transaction Type | Mortgage |
| Record Updated | Oct 31, 2025 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|---|
| Address | 10644 SETTLERS LNDG, GLOUCESTER, VA 23061-3019 |
| Document Number | 0250004296 |
|---|---|
| Date | Oct 15, 2025 |
| Instrument | 250004296 |
| Name | NAVY FEDERAL CREDIT UNION |
|---|---|
| Type | Credit Union |
| Address | VIENNA, VA 22180 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 480 Months |
| Due | Oct 1, 2065 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Property Address | 10644 SETTLERS LNDG, GLOUCESTER, VA 23061-3019 |
| Transaction Type | Mortgage |
| Record Updated | Dec 23, 2021 |
| Title Company | SERVICELINK |
| Name | Verified Name |
|---|
| Document Number | 0210000749 |
|---|---|
| Date | Jan 27, 2021 |
| Instrument | 210000749 |
| Name | LAKEVIEW LOAN SERVICING LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount Recorded |
| Term | 336 Months |
| Due | Jan 1, 2049 |
| Rate Type | Fixed Rate |
|---|---|
| Rate | 3.25% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Nov 13, 2018 |
| Property Address | 10644 SETTLERS LNDG, GLOUCESTER, VA 23061-3019 |
| Document Number | 180004991 |
| Instrument Date | Nov 1, 2018 |
| Instrument | 180004991 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | ATTORNEY |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10644 SETTLERS LNDG, GLOUCESTER, VA 23061-3019 |
| Document Number | 180004992 |
|---|---|
| Date | Nov 13, 2018 |
| Instrument | 180004992 |
| Name | MOVEMENT MORTGAGE LLC |
|---|
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | GLOUCESTER VA |
| Recording Date | Jun 16, 2017 |
| Property Address | 10644 SETTLERS LNDG, GLOUCESTER, VA 23061-3019 |
| Document Number | 170002852 |
| Instrument Date | May 22, 2017 |
| Instrument | 170002852 |
| Transaction Type | Transfer |
| Record Updated | Oct 5, 2021 |
| Title Company | TIMIOS INC |
| Amount | Amount Recorded |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10644 SETTLERS LNDG, GLOUCESTER, VA 23061-3019 |
| Document Number | 170002853 |
|---|---|
| Date | Jun 16, 2017 |
| Instrument | 170002853 |
| Name | FIRST HOME MORTGAGE CORPORATION |
|---|
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
Source: Gloucester County assessment roll, as of January 1, 2025
| Type | Name |
|---|---|
| State | Virginia |
| County | Gloucester County |
| Unified School District | Gloucester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,566.00 (+5.31%) | $255,060 (-) Land $63,250 Building $191,810 | $255,060 (-) Land $63,250 Building $191,810 |
| 2024 | $1,487.00 | $255,060 (-) Land $63,250 Building $191,810 | $255,060 (-) Land $63,250 Building $191,810 |
| 2023 | $1,487.00 (+4.57%) | $255,060 (+29.99%) Land $63,250 Building $191,810 | $255,060 (+29.99%) Land $63,250 Building $191,810 |
| 2022 | $1,422.00 | $196,220 Land $61,250 Building $134,970 | $196,220 Land $61,250 Building $134,970 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 20, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 54% of Virginia |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 13 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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