10644 S Prospect Ave, Chicago, IL 60643 Property Records

Cook County property record for 10644 S Prospect Ave, Chicago, IL 60643

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 886 sqft · built 1942
Lot Size	0.162 acres (7,065 sqft)
Owner	Individual Name on Record
Last Sale	$168,000 (Feb 2001)
Tax Bill	$1,417 (2023)
Deeds & Mortgages	Oct 2017 Mortgage Oct 2017 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`25-18-214-030`

Property Details

APN / Parcel Number

Primary APN	`25-18-214-030`
Alternative APN	`25-18-214-030-0000`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	886 sqft Living Area
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1942
Effective Year Built	Effective 1942
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Material	Asphalt
Lot Area	7,065 sqft (0.162 acres)
Garage Type	Detached
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC

Location & Zoning

Street Address	10644 S PROSPECT AVE
City	CHICAGO
State	IL
Zip	60643-2926
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RS-1
Legal Description	NORTH 45 FT OF LOT 1 EXCEPT W 191 F T IN HEATHS SUB OF LOT 16 & S 17 1 /2 FT OF LOT 15 BLK 5 IN WASHING...
Legal Range	14E
Legal Township	37N
Legal Section	18
Legal Subdivision	HEATHS
Legal Block	5
Legal Lot Number	1
Jurisdiction	COOK IL
Township / Civil Division	CHICAGO
Census Block Group	2
Census Block	2012
Census Tract	720700

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Individually Listed	Ridge Historic District listed 1976 · NRIS 76000703

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

Source: Cook County records, as of May 27, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10644 S PROSPECT AVE, CHICAGO, IL 60643-2926
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 13, 2017	Deed of Trust, Mortgage · FHA Mortgage AMERICAN ADVISORS
Oct 13, 2017	Deed of Trust, Mortgage · FHA Mortgage HUD-HOUSING/URBAN DEV

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 28, 2001 · Amount on Record
Deed Sale	Feb 28, 2001 · Amount on Record
Deed Document Number	200159542
Prior Transfer Date	Dec 15, 2000
Prior Transfer Doc	0000059542
Record Updated	Oct 29, 2026

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10644 S PROSPECT AVE, CHICAGO, IL 60643-2926
Document Number	1729246482
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Oct 30, 2017
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10644 S PROSPECT AVE CHICAGO IL 606432926, CHICAGO, IL 60643-2926

Mortgage

Document Number	1729246482
Date	Oct 19, 2017
Instrument	29246482

Lender

Name	AMERICAN ADVISORS
Address	ORANGE, CA 92868

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Oct 18, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.56%

October 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	COOK IL
Property Address	10644 S PROSPECT AVE, CHICAGO, IL 60643-2926
Document Number	1729246483
Instrument Date	Oct 13, 2017
Transaction Type	Mortgage
Record Updated	Jan 10, 2019
Title Company	OTHER

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10644 S PROSPECT AVE CHICAGO IL 606432926, CHICAGO, IL 60643-2926

Mortgage

Document Number	1729246483
Date	Oct 19, 2017
Instrument	29246483

Lender

Name	HUD-HOUSING/URBAN DEV
Address	WASHINGTON, DC 20410

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	972 Months
Due	Oct 18, 2098

Interest

Rate Type	Adjustable Rate
Rate	4.56%

Tax Assessment & Valuation

Source: Cook County assessment roll, as of May 27, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Cook County
Municipality	Chicago City
Unified School District	Chicago Public School District 299 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025		$22,000 (+65.05%) Land $8,831 Building $13,169	$220,000 (+65.05%) Land $88,310 Building $131,690
2023	$1,417.00 (+5.9%)
2022	$1,338.00 (+2.37%) Homeowner's exemption Senior Citizen's exemption	$13,329 (-16.77%) Land $7,065 Building $6,264	$133,290 (-16.77%) Land $70,650 Building $62,640
2021	$1,307.00 Homeowner's exemption Senior Citizen's exemption	$16,014 Land $7,065 Building $8,949	$160,140 Land $70,650 Building $89,490

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective February 11, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHICAGO serves 2,721,308 people · EPA ID IL0316000
Water Source	Surface water
Last State Inspection	Mar 2026
Lead	6 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	8 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 693 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Astound Broadband Cable	1,500 / 50

May also be available: AT&T, T-Mobile, Verizon.

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