El Paso County property record for 10644 Ross Lake Dr, Peyton, CO 80831
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 3,523 sqft · built 2005 |
| Lot Size | 0.225 acres (9,794 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $362,539 (Apr 2006) |
| Tax Bill | $3,871 (2025) |
| Deeds & Mortgages | Nov 2021 Mortgage May 2021 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 42193-06-019 |
| Primary APN | 42193-06-019 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 11 Rooms |
| Stories | 1 Story |
| Building Area | 3,523 sqft Living Area |
| Gross Area | 4,548 sqft |
| 1st Floor Area | 1,808 sqft |
| Basement Area | 1,808 sqft |
| Finished Basement | 1,715 sqft |
| Unfinished Basement | 93 sqft |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Elevator | Elevator |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Architectural Style | Ranch |
| Exterior Material | Wood Siding |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 9,794 sqft (0.225 acres) |
| View / Lot | Interior |
| Garage Type | Attached |
| Garage Area | 700 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Type | Spa / Hot Tub (No Pool) |
|---|---|
| Porch | Covered Slab |
| Porch Area | 232 sqft |
| Patio Area | 765 sqft |
| Cooling System | Central |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Connected |
| Account Number | R4219306019 |
|---|---|
| Street Address | 10644 ROSS LAKE DR |
| City | PEYTON |
| State | CO |
| Zip | 80831-7085 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | PUD |
| Legal Description | LOT 644 MERIDIAN RANCH FIL NO 1 |
| Legal Subdivision | MERIDIAN RANCH FIL NO 01 |
| Legal Lot Number | 644 |
| Jurisdiction | EL PASO CO |
| Township / Civil Division | BLACK FOREST-PEYTON |
| Census Block Group | 1 |
| Census Block | 1001 |
| Census Tract | 3914 |
Source: El Paso County records · APN 42193-06-019
Assessment roll updated June 1, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10644 ROSS LAKE DR, PEYTON, CO 80831-7085 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Nov 23, 2021 | Deed of Trust, Mortgage · VA Mortgage USAA FSB |
| May 05, 2021 | Deed of Trust, Mortgage · Line of Credit ENT CU |
| Dec 13, 2019 | Deed of Trust, Mortgage · Conventional Mortgage USAA |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Apr 19, 2006 · Amount on Record |
| Deed Sale | Apr 19, 2006 · Amount on Record |
| Prior Sale | Oct 21, 2005 · Amount on Record |
| Deed Document Number | 200656988 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 10644 ROSS LAKE DR, PEYTON, CO 80831-7085 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Title Company | OLD REPUBLIC TITLE |
| Name | Verified Name |
|---|
| Document Number | 0000215848 |
|---|---|
| Date | Nov 23, 2021 |
| Instrument | 221215848 |
| Name | USAA FSB |
|---|---|
| Type | Bank |
| Address | SAN ANTONIO, TX 78288 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Nov 01, 2051 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 10644 ROSS LAKE DR, PEYTON, CO 80831-7085 |
| Transaction Type | Mortgage |
| Record Updated | Mar 17, 2023 |
| Name | Verified Name |
|---|
| Document Number | 0000089787 |
|---|---|
| Date | May 05, 2021 |
| Instrument | 221089787 |
| Name | ENT CU |
|---|---|
| Type | Credit Union |
| Address | COLORADO SPRINGS, CO 80920 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 240 Months |
| Due | May 28, 2041 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | EL PASO CO |
| Property Address | 10644 ROSS LAKE DR, PEYTON, CO 80831-7085 |
| Document Number | 0000013180 |
| Instrument Date | Dec 13, 2019 |
| Transaction Type | Mortgage |
| Record Updated | Feb 21, 2020 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10644 ROSS LAKE DR PEYTON CO 808317085, PEYTON, CO 80831-7085 |
| Document Number | 0000013180 |
|---|---|
| Date | Jan 30, 2020 |
| Instrument | 13180 |
| Name | USAA |
|---|---|
| Address | SAN ANTONIO, TX 78288-0544 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 29, 2050 |
Source: El Paso County records · Assessment roll updated June 1, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Colorado |
| County | El Paso County |
| Unified School District | School District 49 (PK - 12) |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $39,980 (-) | $567,128 (-) | |
| 2025 | $3,871.00 (+2.3%) | $39,980 (-1.62%) Land $10,080 Building $29,900 | $567,128 (-6.52%) Land $143,000 Building $424,128 |
| 2024 | $3,784.00 (+3.56%) | $40,640 (-) Land $7,200 Building $33,440 | |
| 2023 | $3,654.00 (+23.65%) | $40,640 (+38.8%) Land $7,200 Building $33,440 | $606,671 (+44.02%) Land $107,500 Building $499,171 |
| 2022 | $2,955.00 | $29,280 Land $5,910 Building $23,370 | $421,228 Land $85,000 Building $336,228 |
Source: FEMA National Flood Hazard Layer as of October 8, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Wildfire Risk | Low lower than 67% of the US · lower than 84% of Colorado |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | Indirect within ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| Conexon Connect Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Windfield Enterprises Fixed Wireless | 1,000 / 220 |
| Verizon Fixed Wireless | 300 / 20 |
| Lumen Technologies DSL | 140 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
May also be available: Falcon Broadband.
Based on FCC filings for 360 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | MERIDIAN SERVICE MD serves 12,760 people |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2023 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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