Howard County property record for 10644 Gorman Rd, Laurel, MD 20723
| Property Type | Single Family Home |
|---|---|
| Details | 2.5 ba · 2,016 sqft · built 1986 |
| Lot Size | 0.431 acres (18,774 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $729,000 (Feb 2025) |
| Tax Bill | $7,902 (2025) |
| Deeds & Mortgages | Oct 2025 Mortgage May 2021 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-493165 |
| Primary APN | 06-493165 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 2,016 sqft Total Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1986 |
|---|---|
| Effective Year Built | Effective 1986 |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 18,774 sqft (0.431 acres) |
| Garage Type | Attached |
| Garage Area | 288 sqft |
| Parking Spaces | 1 Parking Space |
| Deck Area | 240 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Heat Pump |
| Sewer | Connected |
| Account Number | 493165 |
|---|---|
| Street Address | 10644 GORMAN RD |
| City | LAUREL |
| State | MD |
| Zip | 20723-1113 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R20 |
| Legal Description | LOT 3 .431 A 10644 GORMAN RD TWIN OAKS |
| Legal Subdivision | TWIN OAKS |
| Legal Lot Number | 3 |
| Jurisdiction | HOWARD MD |
| Township / Civil Division | 6, SAVAGE |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 606807 |
Source: Howard County records, as of August 18, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 10644 GORMAN RD, LAUREL, MD 20723-1113 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Oct 10, 2025 | Deed of Trust, Mortgage · VA Mortgage NEWREZ LLC |
| May 12, 2021 | Deed, Transfer · Conventional Mortgage QUICKEN LOANS LLC |
| Aug 7, 2017 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Feb 18, 2025 · Amount on Record |
| Deed Sale | Feb 18, 2025 · Amount on Record |
| Prior Sale | May 12, 2021 · Amount on Record |
| Deed Book / Page | 22655 / 329 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HOWARD MD |
| Property Address | 10644 GORMAN RD, LAUREL, MD 20723-1113 |
| Transaction Type | Mortgage |
| Record Updated | Oct 30, 2025 |
| Title Company | AVENUE 365 LENDER SERVICES |
| Name | Verified Name |
|---|---|
| Address | 10644 GORMAN RD, LAUREL, MD 20723-1113 |
| Document Number | 0229520331 |
|---|---|
| Date | Oct 10, 2025 |
| Book Page | 22952/331 |
| Name | NEWREZ LLC |
|---|---|
| Type | Mortgage Company |
| Address | FORT WASHINGTON, PA 19034 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Nov 1, 2055 |
| Document Type | Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | May 12, 2021 |
| Property Address | 10644 GORMAN RD, LAUREL, MD 20723-1113 |
| Document Number | 0205460310 |
| Book / Page | 20546 / 310 |
| Map Reference | PL CMP-6460 |
| Instrument Date | May 3, 2021 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2021 |
| Title Company | LEGACY SETTLEMENT SERVICES LLC, LEGACY SETTLEMENT SVCS LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $9,362.50 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 10644 GORMAN RD, LAUREL, MD 20723-1113 |
| Document Number | 20546315 |
|---|---|
| Date | May 12, 2021 |
| Instrument | 20546/315 |
| Name | QUICKEN LOANS LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Jun 1, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | HOWARD MD |
| Recording Date | Aug 7, 2017 |
| Property Address | 10644 GORMAN RD, LAUREL, MD 20723-1113 |
| Document Number | 0177350152 |
| Book / Page | 017735 / 000152 |
| Instrument Date | Mar 15, 2017 |
| Transaction Type | Transfer |
| Record Updated | Aug 15, 2017 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Sole Owner |
| Address | 10644 GORMAN RD LAUREL MD 207231113, LAUREL, MD 20723-1113 |
Source: Howard County assessment roll, as of August 4, 2025
| Type | Name |
|---|---|
| State | Maryland |
| County | Howard County |
| Unified School District | Howard County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $580,767 (+14.53%) | $728,100 (+43.58%) Land $298,800 Building $429,300 | |
| 2025 | $7,902.00 (+63.2%) | $507,100 (+11.26%) Land $248,800 Building $258,300 | $507,100 (-) Land $248,800 Building $258,300 |
| 2023 | $455,767 | $507,100 Land $248,800 Building $258,300 | |
| 2022 | $4,842.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective October 31, 2023 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 5 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 92% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HOWARD COUNTY D.P.W. DISTRIBUTION serves 286,158 people · EPA ID MD0130002 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Jan 2024 |
| Lead | 3 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 122 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 1,200 / 35 |
| AT&T Fixed Wireless | 100 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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