10643 Standing Stone Dr, Wimauma, FL 33598 Property Records

Hillsborough County property record for 10643 Standing Stone Dr, Wimauma, FL 33598

Property Summary

Property TypeSingle Family Home
Details5 bd · 3 ba · 2,949 sqft · built 2016
Lot Size0.132 acres (5,758 sqft)
Owner2 Individual Names on Record
Last Sale$250,100 (Mar 2017)
Tax Bill$6,515 (2025)
Deeds & MortgagesSep 2025 Mortgage
Mar 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN077788-0626

Property Details

APN / Parcel Number

Primary APN077788-0626
Alternative APN
  • U2031209XZ000001000680

Interior

Bedrooms5 Beds
Full Baths3 Baths
Stories2 Stories
Building Area2,949 sqft Living Area
Gross Area3,426 sqft
1st Floor Area1,789 sqft
Upper Floors Area1,160 sqft
FlooringTile
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2016
Effective Year BuiltEffective 2020
Architectural StyleContemporary
Exterior MaterialBrick/Stone
Construction TypeFrame
Roof TypeGable/Hip
Roof MaterialAsphalt
Lot Area5,758 sqft (0.132 acres)
Lot Dimensions115 ft deep x 50.1 ft wide
Garage TypeAttached
Garage Area441 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch
Porch Area36 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral

Location & Zoning

Account Number0777880626
Street Address10643 STANDING STONE DR
CityWIMAUMA
StateFL
Zip33598-6172
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodePD
Legal DescriptionHIGHLAND ESTATES PHASE 2A LOT 68 BLOCK 1
Legal Range20E
Legal Township31S
Legal Section20
Legal SubdivisionHIGHLAND ESTATES PHASE 2A
Legal Block1
Legal Lot Number68
JurisdictionHILLSBOROUGH FL
Township / Civil DivisionWIMAUMA-RIVERVIEW
Census Block Group1
Census Block1061
Census Tract13913

Owner

Source: Hillsborough County records, as of September 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Individual Names on Record
Mailing Address10643 STANDING STONE DR, WIMAUMA, FL 33598-6172
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Sep 24, 2025Deed of Trust, Mortgage · FHA Mortgage
PENNYMAC LOAN SERVICES LLC
Mar 2, 2017Special Warranty Deed, Subdivision Related Transfer · FHA Mortgage
UNIVERSAL AMERICAN MORTGAGE CO

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleMar 2, 2017 · Amount on Record
Deed SaleMar 2, 2017 · Amount on Record
Deed Document Number201781785
Deed Book / Page24767 / 1435
Record UpdatedOct 29, 2026

September 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionHILLSBOROUGH FL
Property Address10643 STANDING STONE DR, WIMAUMA, FL 33598-6172
Transaction TypeMortgage
Record UpdatedOct 20, 2025
Title CompanyAMERICAN GUARANTY TITLE INSURANCE, AMERICAN GUARANTY TTL INS CO

Transferred To (Grantee/Buyer)

NameVerified Name
Address10643 STANDING STONE DR, WIMAUMA, FL 33598-6172

Mortgage

Document Number0000411705
DateSep 24, 2025
Instrument2025411705
Lender
NamePENNYMAC LOAN SERVICES LLC
TypeMortgage Company
AddressWESTLAKE VILLAGE, CA 91361
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term361 Months
DueOct 1, 2055
Interest
Rate TypeAdjustable Rate
Rate4.87%
Type Change DateJan 1, 2031
Change FrequencyAnnually
Min Rate At Change3.87%
Max Rate At Change5.87%
Index1-Year T-Bill
Max Rate5.87%

March 2017: Special Warranty Deed, Subdivision Related Transfer

Document TypeSpecial Warranty Deed
JurisdictionHILLSBOROUGH FL
Recording DateMar 2, 2017
Property Address10643 STANDING STONE DR, WIMAUMA, FL 33598-6172
Document Number0000081785
Book / Page24767 / 1435
Map ReferenceMB123 PG58
Instrument DateFeb 24, 2017
Instrument2017081785
Transaction TypeSubdivision Related Transfer
Record UpdatedJan 3, 2022
Title CompanyNORTH AMERICAN TITLE CO

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address4600 W CYPRESS ST STE 200, 4600, TAMPA, FL 33607-4099

Transferred To (Grantee/Buyer)

NameVerified Name
Address10643 STANDING STONE DR, WIMAUMA, FL 33598-6172

Mortgage

Document Number0000081786
DateMar 2, 2017
Instrument2017081786
Lender
NameUNIVERSAL AMERICAN MORTGAGE CO
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMar 1, 2047

Tax Assessment & Valuation

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

TypeName
StateFlorida
CountyHillsborough County
Unified School DistrictHillsborough County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$233,053 (+2.7%)$347,884 (-3.83%) Land $87,805 Building $260,079
2025$6,515.00 (+11.14%) Homeowner's exemption$226,926 (+5.99%)$361,735 (+4.09%) Land $94,559 Building $267,176
2023$5,862.00 (+7.03%) Homeowner's exemption$214,108 (+3%)$347,512 (+9.23%) Land $87,805 Building $259,707
2022$5,477.00 Homeowner's exemption$207,872$318,156 Land $74,296 Building $243,860

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on Record
median of 352 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies352 in force
Nearby Flood Claims2 (2012–2024)
Claims Outside the SFHA2 of 2
Most Recent ClaimOct 2024 · Hurricane Milton

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskModerate
above 58% of the US · lower than 69% of Florida
Wildfire Likelihood0.2% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemHCWRD/SOUTH-CENTRAL
serves 515,012 people · EPA ID FL6290787
Water SourcePurchased surface water from several systems
Last State InspectionNov 2025
LeadUnder 1 ppb (2023)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 537 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber
7,000 / 7,000
Spectrum
Cable
1,000 / 1,000
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20

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