10643 Spring Lake Dr, Clermont, FL 34711 Property Records

Lake County property record for 10643 Spring Lake Dr, Clermont, FL 34711

Property Summary

Property Type	Single Family Home
Details	4 bd · 3 ba · 3,428 sqft · built 2001
Lot Size	0.454 acres (19,783 sqft)
Owner	Company Name on Record
Tax Bill	$7,184 (2024)
Deeds & Mortgages	Oct 2019 Loan Modification
Flood Zone	Zone X (minimal risk)
APN	`11-22-25-1005-000-02600`

Property Details

APN / Parcel Number

Primary APN	`11-22-25-1005-000-02600`
Alternative APNs	`252211100500002600` `3431103`

Interior

Bedrooms	4 Beds
Full Baths	3 Baths
Stories	2 Stories
Building Area	3,428 sqft Living Area
Gross Area	4,228 sqft
1st Floor Area	3,428 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2001
Effective Year Built	Effective 2024
Exterior Material	Brick
Construction Type	Frame
Foundation Type	Slab (Mat/Raft)
Roof Material	Asphalt
Lot Area	19,783 sqft (0.454 acres)
Lot Dimensions	187 ft deep x 128 ft wide
View / Lot	Golf Course
Garage Type	Attached
Garage Area	800 sqft
Parking Spaces	3 Parking Spaces

Exterior Amenities

Pool Area	380 sqft
Porch	Finished/Open Porch
Porch Area	1,088 sqft
Deck Area	Deck Area

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Heating Fuel	Electric

Location & Zoning

Account Number	3431103
Street Address	10643 SPRING LAKE DR
City	CLERMONT
State	FL
Zip	34711-7927
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	PALISADES PHASE I LOT 26 PB 32 PG 55-57 ORB 4840 PG 2013
Legal Range	25E
Legal Township	22S
Legal Section	11
Legal Subdivision	PALISADES PHASE I
Legal Tract	1005
Legal Lot Number	26
Jurisdiction	LAKE FL
Township / Civil Division	GROVELAND-MASCOTTE
Census Block Group	2
Census Block	2086
Census Tract	31207

Owner

Source: Lake County records, as of April 14, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	120 S RIVERSIDE PLZ, 2000, CHICAGO, IL 60606-6995
Owner Type	Company
Vesting	Limited Liability Company

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 27, 2016
Deed Sale	Sep 27, 2016
Prior Sale	Apr 7, 2016 · Amount on Record
Deed Document Number	2016100800
Deed Book / Page	4840 / 2013
Record Updated	Oct 29, 2026

October 2019: Loan Modification, Mortgage

Document Type	Loan Modification
Jurisdiction	LAKE FL
Recording Date	Oct 31, 2019
Property Address	10643 SPRING LAKE DR, CLERMONT, FL 34711-7927
Document Number	0053670287
Book / Page	005367 / 000287
Instrument Date	Sep 19, 2019
Instrument	123600
Transaction Type	Mortgage
Record Updated	Nov 18, 2019
Title Company	STEWART TITLE, STEWART TITLE GUARANTY CO

Transaction

Tax	$0.00
Additional	Multiple Parcels

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	120 S RIVERSIDE PLZ #2000 CHICAGO IL 606066995, 2000, CHICAGO, IL 60606-6995
Investor	Possibly a Property Investor

Mortgage

Document Number	0053670287
Date	Oct 31, 2019
Book Page	005367/000287
Instrument	123600

Lender

Name	CITIBANK
Type	Bank
Address	388 GREENWICH ST # 6TH, NEW YORK, NY 10013-2362

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Lake County assessment roll, as of November 26, 2025

Property Jurisdictions

Type	Name
State	Florida
County	Lake County
Unified School District	Lake County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$496,023 (-0.04%) Land $102,300 Building $393,723	$496,023 (-0.04%) Land $102,300 Building $393,723
2025		$496,225 (-4.96%) Land $102,300 Building $393,925	$496,225 (-4.96%) Land $102,300 Building $393,925
2024	$7,184.00 (+7.43%)
2023	$6,687.00 (+24.92%)	$522,112 (+41.21%)	$522,112 (+41.21%) Land $102,300 Building $419,812
2022	$5,353.00	$369,753	$369,753 Land $62,000 Building $307,753

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 19 policies
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	19 in force
Nearby Flood Claims	1 (2013)
Claims Outside the SFHA	1 of 1
Most Recent Claim	May 2013 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 45% of the US · lower than 84% of Florida
Wildfire Likelihood	0.1% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GROVELAND WATER DEPARTMENT serves 23,628 people · EPA ID FL3350476
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	3 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	7 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 151 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Verizon Fixed Wireless	300 / 20