10643 Pictured Rocks Dr, Peyton, CO 80831 Property Records

El Paso County property record for 10643 Pictured Rocks Dr, Peyton, CO 80831

Property Summary

Property Type	Single Family Home
Details	5 bd · 4.25 ba · 3,947 sqft · built 2004
Lot Size	0.291 acres (12,658 sqft)
Owner	2 Individual Names on Record
Last Sale	$419,900 (Jan 2019)
Tax Bill	$3,611 (2025)
Deeds & Mortgages	Aug 2020 Mortgage Jan 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`42193-05-004`

Property Details

APN / Parcel Number

Primary APN	`42193-05-004`
Alternative APN	`R4219305004`

Interior

Bedrooms	5 Beds
Full Baths	4.25 Baths
Half Baths	1 Half Bath
Total Rooms	9 Rooms
Stories	2 Stories
Building Area	3,947 sqft Living Area
Gross Area	5,082 sqft
1st Floor Area	1,566 sqft
Upper Floors Area	1,254 sqft
Basement Area	1,542 sqft
Finished Basement	1,127 sqft
Unfinished Basement	415 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace
Elevator	Elevator

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2004
Architectural Style	Multi-Level
Exterior Material	Frame Siding
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Composition Shingle
Lot Area	12,658 sqft (0.291 acres)
View / Lot	Interior
Garage Type	Attached
Garage Area	640 sqft
Parking Spaces	2 Parking Spaces

Exterior Amenities

Porch	Covered Slab
Porch Area	80 sqft
Patio Area	290 sqft
Balcony Area	290 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C
Sewer	Connected

Location & Zoning

Account Number	R4219305004
Street Address	10643 PICTURED ROCKS DR
City	PEYTON
State	CO
Zip	80831-7061
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PUD
Legal Description	LOT 743 MERIDIAN RANCH FIL NO 1
Legal Subdivision	MERIDIAN RANCH FIL NO 01
Legal Lot Number	743
Jurisdiction	EL PASO CO
Township / Civil Division	BLACK FOREST-PEYTON
Census Block Group	1
Census Block	1005
Census Tract	3914

Owner

Source: El Paso County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10643 PICTURED ROCKS DR, PEYTON, CO 80831-7061
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Date	Document
Aug 20, 2020	Deed of Trust, Mortgage · VA Mortgage UNITED WHOLESALE MORTGAGE
Jan 9, 2019	Warranty Deed, Transfer · VA Mortgage USAA

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jan 9, 2019 · Amount on Record
Deed Sale	Jan 9, 2019 · Amount on Record
Prior Sale	Jun 14, 2005 · Amount on Record
Deed Document Number	20192704
Record Updated	Oct 29, 2026

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	EL PASO CO
Property Address	10643 PICTURED ROCKS DR, PEYTON, CO 80831-7061
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000126403
Date	Aug 20, 2020
Instrument	220126403

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Sep 1, 2050

January 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	EL PASO CO
Recording Date	Jan 9, 2019
Property Address	10643 PICTURED ROCKS DR, PEYTON, CO 80831-7061
Document Number	0000002704
Instrument Date	Jan 8, 2019
Instrument	2704
Transaction Type	Transfer
Record Updated	Jan 18, 2019
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$41.99
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10643 PICTURED ROCKS DR PEYTON CO 808317061, PEYTON, CO 80831-7061

Mortgage

Document Number	2706
Date	Jan 9, 2019
Instrument	2706

Lender

Name	USAA
Address	SAN ANTONIO, TX 78288-0544

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 8, 2049

Tax Assessment & Valuation

Source: El Paso County assessment roll, as of June 1, 2026

Property Jurisdictions

Type	Name
State	Colorado
County	El Paso County
Unified School District	School District 49 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$44,360 (-)	$629,290 (-)
2025	$3,611.00 (-14.9%)	$44,360 (-1.62%) Land $10,080 Building $34,280	$629,290 (-6.49%) Land $143,000 Building $486,290
2024	$4,243.00 (+3.26%)	$45,090 (-) Land $7,200 Building $37,890
2023	$4,109.00 (+31.99%)	$45,090 (+46.16%) Land $7,200 Building $37,890	$672,999 (+51.64%) Land $107,500 Building $565,499
2022	$3,113.00	$30,850 Land $5,910 Building $24,940	$443,825 Land $85,000 Building $358,825

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 46% of the US · lower than 70% of Colorado
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	MERIDIAN SERVICE MD serves 12,760 people · EPA ID CO0121455
Water Source	Groundwater
Last State Inspection	May 2023
Lead	Under 1 ppb (2026–2028) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 360 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Conexon Connect Fiber	2,000 / 2,000
Xfinity Cable	2,000 / 250
Kellin Communications Fixed Wireless	1,000 / 220
Verizon Fixed Wireless	300 / 20
CenturyLink DSL	140 / 20
AT&T Fixed Wireless	100 / 20

May also be available: StratusIQ.

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