San Bernardino County property record for 10643 Locust Ave, Hesperia, CA 92345
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,100 sqft · built 1983 |
| Lot Size | 0.449 acres (19,570 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $1,630 (2025) |
| Deeds & Mortgages | Jan 2018 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0408-062-05-0000 |
| Primary APN | 0408-062-05-0000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,100 sqft Living Area |
| Gross Area | 1,606 sqft |
| 1st Floor Area | 1,100 sqft |
| Family Room | Family Room |
| Year Built | Built 1983 |
|---|---|
| Effective Year Built | Effective 1984 |
| Architectural Style | Modern |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 19,570 sqft (0.449 acres) |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | Evaporative |
|---|---|
| Heating System | Central |
| Water Source | Commercial |
| Street Address | 10643 LOCUST AVE |
|---|---|
| City | HESPERIA |
| State | CA |
| Zip | 92345-2426 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TRACT 5081 LOT 156 TR NO 5O81 LUCKY STAR RANCHOS NO 2 LOT 156 EX WTR RTS AND 1/2 INT MIN RTS WITHOUT S E |
| Legal Tract | 5081 |
| Legal Block | 2 |
| Legal Lot Number | 156 |
| Jurisdiction | SAN BERNARDINO CA |
| Township / Civil Division | VICTORVILLE-HESPERIA |
| Census Block Group | 2 |
| Census Block | 2005 |
| Census Tract | 10015 |
10643 Locust Ave is owned and occupied by an individual.
Source: San Bernardino County records, as of July 14, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10643 LOCUST AVE, HESPERIA, CA 92345-2426 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Sole Owner |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN BERNARDINO CA |
| Property Address | 10643 LOCUST AVE, HESPERIA, CA 92345-2426 |
| Document Number | 0000007317 |
| Instrument Date | Jan 3, 2018 |
| Transaction Type | Mortgage |
| Record Updated | Jan 16, 2018 |
| Title Company | STEWART TITLE |
| Name | Verified Name |
|---|---|
| Address | 10643 LOCUST AVE HESPERIA CA 923452426, HESPERIA, CA 92345-2426 |
| Document Number | 0000007317 |
|---|---|
| Date | Jan 9, 2018 |
| Instrument | 7317 |
| Name | GLOBAL EQUITY FIN |
|---|---|
| Type | Funding / Finance Company |
| Address | SAN DIEGO, CA 92117 |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 8, 2048 |
The 2025 property tax bill for 10643 Locust Ave was $1,630 with a homeowner's exemption.
Source: San Bernardino County assessment roll, as of July 14, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Bernardino County |
| Municipality | Hesperia City |
| Unified School District | Hesperia Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $151,508 (+2%) Land $37,876 Building $113,632 | |
| 2025 | $1,630.00 Homeowner's exemption | $148,537 Land $37,133 Building $111,404 |
| 2023 | $1,574.00 (+2.41%) Homeowner's exemption | $142,769 Land $35,691 Building $107,078 |
| 2022 | $1,537.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 10643 Locust Ave in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 12, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 10643 Locust Ave has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HESPERIA WD serves 101,836 people · EPA ID CA3610024 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 363 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Frontier Fiber | 7,000 / 7,000 |
| Spectrum Cable | 1,000 / 35 |
| Verizon Fixed Wireless | 300 / 20 |
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