Lawrence County property record for 10643 Finch Ct, Spearfish, SD 57783
| Property Type | Single Family Home |
|---|---|
| Details | built 2019 |
| Lot Size | 2.73 acres (118,919 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $7,485 (2025) |
| Flood Zone | Zone X (minimal risk) |
| APN | 20850-00300-070-00 |
| Primary APN | 20850-00300-070-00 |
|---|---|
| Alternative APN |
|
| Year Built | Built 2019 |
|---|---|
| Effective Year Built | Effective 2019 |
| Lot Area | 118,919 sqft (2.73 acres) |
| Account Number | R04077 |
|---|---|
| Street Address | 10643 FINCH CT |
| City | SPEARFISH |
| State | SD |
| Zip | 57783-3041 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | THE TIMBERS LOT 7 BLK 3 PLAT 2007-05654 |
| Legal Range | 02 |
| Legal Township | 06 |
| Legal Section | 30 |
| Legal Subdivision | THE TIMBERS |
| Legal Block | 3 |
| Legal Lot Number | 7 |
| Jurisdiction | LAWRENCE SD |
| Township / Civil Division | NORTH LAWRENCE |
| Census Block Group | 2 |
| Census Block | 2019 |
| Census Tract | 966303 |
10643 Finch Ct is owned and occupied by two individuals.
Source: Lawrence County records, as of September 15, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10643 FINCH CT, SPEARFISH, SD 57783-3041 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | 2 Names on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
The 2025 property tax bill for 10643 Finch Ct was $7,485, down 7.4% from the year before.
Source: Lawrence County assessment roll, as of September 15, 2026
| Type | Name |
|---|---|
| State | South Dakota |
| County | Lawrence County |
| Unified School District | Spearfish School District 40-2 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $848,140 (+0.18%) Land $147,300 Building $700,840 | ||
| 2025 | $7,485.00 (-7.42%) | $846,620 Land $128,650 Building $717,970 | |
| 2024 | $8,085.00 | ||
| 2023 | $722,540 Land $102,920 Building $619,620 | ||
| 2022 | $6,353.00 | $571,620 Land $102,920 Building $468,700 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10643 Finch Ct in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 8 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10643 Finch Ct is moderate, ranking above 63% of the US, with a 0.1% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 63% of the US · above 68% of South Dakota |
|---|---|
| Wildfire Likelihood | 0.1% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | THE TIMBERS private · serves 33 people · EPA ID SD4602376 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Dec 2023 |
| Lead | 3 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Bluepeak Cable | 1,000 / 30 |
| Wisp West Fixed Wireless | 100 / 20 |
5G (outdoors only) and 4G LTE
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