10643 Cardera Dr, Riverview, FL 33578 Property Records

Hillsborough County property record for 10643 Cardera Dr, Riverview, FL 33578

Property Summary

Property Type	Single Family Home
Details	5 bd · 3.5 ba · 3,669 sqft · built 2018
Lot Size	0.138 acres (6,000 sqft)
Owner	2 Individual Names on File
Last Sale	$408,000 (May 2019)
Tax Bill	$10,671 (2025)
Deeds & Mortgages	May 2019 Sale & Mortgage Jan 2018 Sale
Flood Zone	Zone X (minimal risk)
APN	`073834-1390`

Property Details

APN / Parcel Number

Primary APN	`073834-1390`
Alternative APN	`U053020A6T000000000330`

Interior

Bedrooms	5 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,669 sqft Living Area
Gross Area	5,016 sqft
1st Floor Area	1,885 sqft
Upper Floors Area	1,784 sqft
Flooring	Tile
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2022
Architectural Style	Contemporary
Exterior Material	Brick/Stone
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	6,000 sqft (0.138 acres)
Lot Dimensions	120 ft deep x 50 ft wide
Garage Type	Attached
Garage Area	552 sqft
Parking Spaces	2 Parking Spaces
Porch	Open Porch
Porch Area	795 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	0738341390
Street Address	10643 CARDERA DR
City	RIVERVIEW
State	FL
Zip	33578-4705
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	PD
Legal Description	MARIPOSA PHASES 3A AND 3B LOT 33
Legal Range	20E
Legal Township	30S
Legal Section	05
Legal Subdivision	MARIPOSA PHASES 3A AND 3B
Legal Lot Number	33
Jurisdiction	HILLSBOROUGH FL
Township / Civil Division	BRANDON
Census Block Group	1
Census Block	1015
Census Tract	13320

Owner

10643 Cardera Dr is owned and occupied by two individuals who bought it in May 2019.

Source: Hillsborough County records, as of September 30, 2026

Owner of Record	2 Individual Names on File
Mailing Address	10643 CARDERA DR, RIVERVIEW, FL 33578-4705
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants with Right of Survivorship

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
May 22, 2019	Special Warranty Deed, Subdivision Related Transfer · ARM ANGEL OAK MORTGAGE SOLUTIONS LLC
Jan 3, 2018	Grant Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	May 22, 2019 · Amount on File
Deed Sale	May 22, 2019 · Amount on File
Deed Document Number	2019217232
Deed Book / Page	26643 / 1805
Record Updated	Oct 29, 2026

May 2019: Special Warranty Deed, Subdivision Related Transfer

Document Type	Special Warranty Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	May 22, 2019
Property Address	10643 CARDERA DR, RIVERVIEW, FL 33578-4705
Document Number	0000217232
Book / Page	26643 / 1805
Map Reference	MB 128 PG 163-170
Instrument Date	May 16, 2019
Instrument	2019217232
Transaction Type	Subdivision Related Transfer
Record Updated	Jan 3, 2022
Title Company	CAREFREE TITLE AGENCY INC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$2,856.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	10117 PRINCESS PALM AVE STE 550, 10117, TAMPA, FL 33610-8301

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10643 CARDERA DR, RIVERVIEW, FL 33578-4705

Mortgage

Document Number	0000217233
Date	May 22, 2019
Instrument	2019217233

Lender

Name	ANGEL OAK MORTGAGE SOLUTIONS LLC
Type	Mortgage Company

Agreement

Type	ARM
Amount	Amount on Record
Term	361 Months
Due	Jun 1, 2049

Interest

Rate Type	Adjustable Rate
Rate	7.25%
Type Change Date	Jun 1, 2024
Change Frequency	Annually
Min Rate At Change	5.25%
Max Rate At Change	9.25%
Index	1-Year LIBOR
Margin	4
Max Rate	12.2%

January 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	HILLSBOROUGH FL
Recording Date	Jan 3, 2018
Property Address	10643 CARDERA DR, RIVERVIEW, FL 33578-4705
Document Number	0254670235
Book / Page	025467 / 000235
Instrument Date	Dec 28, 2017
Instrument	2849
Transaction Type	Transfer
Record Updated	Jan 9, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Tax	$2,298.00
Additional	Arm's Length Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10150 HIGHLAND MANOR DR #120 TAMPA FL 336109712, 120, TAMPA, FL 33610-9712

Tax Assessment & Valuation

The 2025 property tax bill for 10643 Cardera Dr was $10,671.

Source: Hillsborough County assessment roll, as of September 29, 2026

Property Jurisdictions

Type	Name
State	Florida
County	Hillsborough County
Unified School District	Hillsborough County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$553,070 (+3.17%) Land $96,000 Building $457,070	$553,070 (+3.17%) Land $96,000 Building $457,070
2025	$10,671.00	$536,075 Land $96,000 Building $440,075	$536,075 Land $96,000 Building $440,075
2023	$9,103.00 (+8.05%)	$517,709 (+5.41%) Land $90,000 Building $427,709	$517,709 (+5.41%) Land $90,000 Building $427,709
2022	$8,425.00	$491,135 Land $90,000 Building $401,135	$491,135 Land $90,000 Building $401,135

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 10643 Cardera Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 28, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on File median of 104 policies
Community Rating System	Class 5 (25% premium discount)
Nearby Flood Policies	104 in force
Nearby Flood Claims	7 (2001–2024)
Claims Outside the SFHA	3 of 7
Most Recent Claim	Oct 2024 · Hurricane Milton
Claims by Event	Hurricane Milton, Oct 2024 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 10643 Cardera Dr is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Florida
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HCWRD/SOUTH-CENTRAL serves 515,012 people · EPA ID FL6290787
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 429 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: T-Mobile.

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