San Diego County property record for 10642 Garden Way, Spring Valley, CA 91978
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 3 ba · 1,422 sqft · built 1960 |
| Lot Size | 0.43 acres (18,740 sqft) |
| Owner | Company Name on File |
| Last Sale | $620,000 (Apr 2016) |
| Tax Bill | $9,401 (2025) |
| Deeds & Mortgages | Dec 2018 Line of Credit Jan 2021 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 505-162-12-00 |
| Primary APN | 505-162-12-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 3 Baths |
| Building Area | 1,422 sqft Living Area |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1960 |
| Lot Area | 18,740 sqft (0.43 acres) |
| Old Parcel Number | 5051621100 |
|---|---|
| Street Address | 10642 GARDEN WAY |
| City | SPRING VALLEY |
| State | CA |
| Zip | 91978-1112 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RS |
| Legal Description | LOT 11 S H OF LOT 10&ALL OF TR 002419 |
| Legal Subdivision | MOUNT HELIX ACRES |
| Legal Tract | 002419 |
| Legal Block | 1 |
| Legal Lot Number | 11,10 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | SAN DIEGO |
| Census Block Group | 1 |
| Census Block | 1002 |
| Census Tract | 13505 |
Source: San Diego County records · APN 505-162-12-00
Assessment roll updated July 21, 2026 · Last verified July 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 10642 GARDEN WAY, SPRING VALLEY, CA 91978-1112 |
| Owner Type | Company |
| Vesting | Borrower in Default |
| Date | Document |
|---|---|
| Dec 13, 2018 | Deed of Trust, Mortgage · Line of Credit US BANK NA |
| Jan 12, 2021 | Intrafamily Transfer, Transfer · Conventional Mortgage CARDINAL FINANCIAL COMPANY LP |
| May 17, 2019 | Quit Claim Deed, Transfer ATTORNEY ONLY |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 07, 2016 · Amount on Record |
| Deed Sale | Apr 07, 2016 · Amount on Record |
| Prior Sale | Oct 30, 2014 · Amount on Record |
| Deed Document Number | 2016159632 |
| Last Transfer Date | Jan 05, 2021 |
| Transfer Doc | 0000021788 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 10642 GARDEN WAY, SPRING VALLEY, CA 91978-1112 |
| Transaction Type | Mortgage |
| Record Updated | Feb 05, 2021 |
| Name | Verified Name |
|---|---|
| Address | 10642 GARDEN WAY, SPRING VALLEY, CA 91978-1112 |
| Document Number | 0000512071 |
|---|---|
| Date | Dec 13, 2018 |
| Instrument | 2018-0512071 |
| Name | US BANK NA |
|---|---|
| Type | Bank |
| Address | LA JOLLA, CA 92037 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Jan 12, 2021 |
| Property Address | 10642 GARDEN WAY, SPRING VALLEY, CA 91978-1112 |
| Document Number | 0000021788 |
| Map Reference | MAP 2419 |
| Instrument Date | Dec 15, 2020 |
| Instrument | 2021-0021788 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | ADVANTAGE TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 10642 GARDEN WAY, SPRING VALLEY, CA 91978-1112 |
| Document Number | 0000021789 |
|---|---|
| Date | Jan 12, 2021 |
| Instrument | 2021-0021789 |
| Name | CARDINAL FINANCIAL COMPANY LP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Jan 01, 2051 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | May 17, 2019 |
| Property Address | 10642 GARDEN WAY, SPRING VALLEY, CA 91978-1112 |
| Document Number | 0000187644 |
| Instrument Date | Apr 24, 2019 |
| Instrument | 187644 |
| Transaction Type | Transfer |
| Record Updated | May 28, 2019 |
| Title Company | ATTORNEY ONLY |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Revocable Trust |
| Address | 10642 GARDEN WAY SPRING VALLEY CA 919781112, SPRING VALLEY, CA 91978-1112 |
Source: San Diego County records · Assessment roll updated July 21, 2026 · Last verified July 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Secondary School District | Grossmont Union High School District (09 - 12) |
| Elementary School District | La Mesa-Spring Valley School District (KG - 08) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $748,623 (+2%) Land $321,039 Building $427,584 | |
| 2025 | $9,401.00 (+6.67%) | $733,945 (+4.04%) Land $314,745 Building $419,200 |
| 2023 | $8,813.00 (+2.39%) | $705,447 Land $302,524 Building $402,923 |
| 2022 | $8,607.00 |
Source: FEMA National Flood Hazard Layer as of September 3, 2026 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Wildfire Risk | Low lower than 64% of the US · lower than 79% of California |
|---|---|
| Wildfire Likelihood | 0.03% annual chance |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · Fixed Wireless, DSL in parts of the area | 5,000 / 5,000 |
| Cox Communications Cable | 2,000 / 100 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
May also be available: California Internet.
Based on FCC filings for 309 locations within half a mile of this property.
Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026
| Water System | HELIX WATER DISTRICT serves 277,918 people |
|---|---|
| Water Source | Surface water |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.
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