DeSoto County property record for 10641 Stark Acres Rd, Olive Branch, MS 38654
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2,659 sqft · built 1994 |
| Lot Size | 1.46 acres (63,598 sqft) |
| Owner | 2 Individual Names on File |
| Tax Bill | $2,437 (2025) |
| Deeds & Mortgages | Sep 2026 Line of Credit Jan 2023 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 1-06-7-26-12-0-00005-00 |
| Primary APN | 1-06-7-26-12-0-00005-00 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 2,659 sqft Adjusted Area |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 1994 |
|---|---|
| Exterior Material | Brick Veneer |
| Construction Type | Brick |
| Foundation Type | Slab (Mat/Raft) |
| Roof Type | Gable |
| Roof Material | Shingle |
| Lot Area | 63,598 sqft (1.46 acres) |
| Garage Area | 1,440 sqft |
| Parking Spaces | 5 Parking Spaces |
| Patio Area | 284 sqft |
| Street Address | 10641 STARK ACRES RD |
|---|---|
| City | OLIVE BRANCH |
| State | MS |
| Zip | 38654-4102 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A-R |
| Legal Description | PEYTON'S DESOTO RD S/D LOT 5 |
| Legal Range | 06 |
| Legal Township | 01 |
| Legal Section | 26 |
| Legal Subdivision | PEYTON'S DESOTO RD S/D |
| Legal Lot Number | 5 |
| Jurisdiction | DESOTO MS |
| Township / Civil Division | 1 |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 70812 |
10641 Stark Acres Rd is owned and occupied by two individuals.
Source: DeSoto County records, as of December 22, 2025
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10641 STARK ACRES RD, OLIVE BRANCH, MS 38654-4102 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 2, 2026 | Deed of Trust, Mortgage · Line of Credit SOUTHEAST FINANCIAL CREDIT UNION |
| Jan 27, 2023 | Deed of Trust, Mortgage · Commercial Mortgage TRUSTMARK NATIONAL BANK |
| Dec 12, 2022 | Deed of Trust, Mortgage · Line of Credit TRUSTMARK NATIONAL BANK |
| Jun 10, 2022 | Deed of Trust, Mortgage · Line of Credit SOUTHEAST FINANCIAL CU |
| Deed Names | Name on Deed |
|---|---|
| Deed Document Number | 0000280176 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Recording Date | Sep 2, 2026 |
| Property Address | 10641 STARK ACRES RD, OLIVE BRANCH, MS 38654-4102 |
| Document Number | 5663100689 |
| Book / Page | 5663 / 100689 |
| Instrument Date | Aug 25, 2026 |
| Transaction Type | Mortgage |
| Record Updated | Sep 18, 2026 |
| Title Company | REALTY TITLE INC, REALTY TITLE |
| Name | Verified Name |
|---|---|
| Address | 10641 STARK ACRES RD, OLIVE BRANCH, MS 38654-4102 |
| Document Number | 5663100689, |
|---|---|
| Date | Sep 2, 2026 |
| Book Page | 5663/100689 |
| Name | SOUTHEAST FINANCIAL CREDIT UNION |
|---|
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Sep 27, 2046 |
| Max Rate | -1% |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10641 STARK ACRES RD, OLIVE BRANCH, MS 38654-4102 |
| Transaction Type | Mortgage |
| Record Updated | Feb 15, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10641 STARK ACRES RD, OLIVE BRANCH, MS 38654-4102 |
| Document Number | 05660/2841 |
|---|---|
| Date | Jan 27, 2023 |
| Book Page | 5660/2841 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39205 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 58 Months |
| Due | Nov 21, 2027 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10641 STARK ACRES RD, OLIVE BRANCH, MS 38654-4102 |
| Transaction Type | Mortgage |
| Record Updated | Dec 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10641 STARK ACRES RD, OLIVE BRANCH, MS 38654-4102 |
| Document Number | 005645/670 |
|---|---|
| Date | Dec 12, 2022 |
| Book Page | 5645/670 |
| Name | TRUSTMARK NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | JACKSON, MS 39215 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 119 Months |
| Due | Nov 9, 2032 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DESOTO MS |
| Property Address | 10641 STARK ACRES RD, OLIVE BRANCH, MS 38654-4102 |
| Transaction Type | Mortgage |
| Record Updated | Nov 29, 2022 |
| Name | Verified Name |
|---|---|
| Address | 10641 STARK ACRES RD, OLIVE BRANCH, MS 38654-4102 |
| Document Number | 005546/713 |
|---|---|
| Date | Jun 10, 2022 |
| Book Page | 5546/713 |
| Name | SOUTHEAST FINANCIAL CU |
|---|---|
| Type | Credit Union |
| Address | FRANKLIN, TN 37064 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Term | 240 Months |
| Due | Jun 27, 2042 |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2025 property tax bill for 10641 Stark Acres Rd was $2,437.
Source: DeSoto County assessment roll, as of September 1, 2025
| Type | Name |
|---|---|
| State | Mississippi |
| County | DeSoto County |
| Municipality | Olive Branch City |
| Unified School District | DeSoto County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,437.00 | $23,639 Land $1,460 Building $22,179 | $236,393 Land $14,600 Building $221,793 |
| 2023 | $2,020.00 | $17,003 | $170,031 Land $14,600 Building $155,431 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10641 Stark Acres Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 2019.
Source: FEMA National Flood Hazard Layer, effective June 5, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 3 (2019–2020) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | Jun 2020 · rainfall accumulation |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10641 Stark Acres Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 98% of the US · lower than 98.7% of Mississippi |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF OLIVE BRANCH serves 54,025 people · EPA ID MS0170015 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Sep 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | Radium resolved · Jan 2010 |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 2 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| C Spire Wireless Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 250 |
| Northcentral Connect Fiber | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
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