10641 Flat Shoals Rd, Covington, GA 30016 Property Records

Newton County property record for 10641 Flat Shoals Rd, Covington, GA 30016

Property Summary

Property Type	Single Family Home
Details	3 ba · 1,648 sqft · built 1966
Lot Size	1.08 acres (47,045 sqft)
Owner	Individual Name on File
Last Sale	$138,000 (Aug 2019)
Tax Bill	$2,928 (2025)
Deeds & Mortgages	Nov 2024 Mortgage Jul 2021 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`0064B-00000-053-000`

Property Details

APN / Parcel Number

Primary APN	`0064B-00000-053-000`
Alternative APNs	`0064B 053` `25030`

Interior

Full Baths	3 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	5 Plumbing Fixtures
Stories	1 Story
Building Area	1,648 sqft Heated Area
1st Floor Area	1,648 sqft
Basement Area	816 sqft
Finished Basement	816 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1966
Effective Year Built	Effective 1996
Exterior Material	Wood
Construction Type	Masonry / Concrete Block
Foundation Type	Concrete
Roof Type	Gable
Roof Material	Metal
Lot Area	47,045 sqft (1.08 acres)
Garage Type	Carport
Carport	Carport
Carport Area	380 sqft
Parking Spaces	1 Parking Space

Exterior Amenities

Porch	Open Porch
Porch Area	72 sqft
Deck Area	96 sqft
Patio Area	96 sqft
Storage Building	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	25030
Old Parcel Number	0064B 053
Street Address	10641 FLAT SHOALS RD
City	COVINGTON
State	GA
Zip	30016-4783
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1
Legal Description	1.08AC FLAT SHOALS ROAD
Legal Subdivision	R3 MISC LAND - AREA 4
Jurisdiction	NEWTON GA
Township / Civil Division	COVINGTON-PORTERDALE
Census Block Group	1
Census Block	1013
Census Tract	100702

Owner

Source: Newton County records, as of December 15, 2025

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record	Individual Name on File
Mailing Address	10641 FLAT SHOALS RD, COVINGTON, GA 30016-4783
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Nov 21, 2024	Deed of Trust, Mortgage · Closed-End Mortgage NEWREZ
Jul 9, 2021	Deed of Trust, Mortgage · FHA Mortgage NEWREZ
Aug 13, 2019	Grant Deed, Transfer · FHA Mortgage HOMESTAR FIN'L
Apr 18, 2018	Grant Deed, Transfer · FHA Mortgage SOUTHEAST MTG/GA

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Aug 9, 2019 · Amount on File
Deed Sale	Aug 9, 2019 · Amount on File
Prior Sale	Apr 13, 2018 · Amount on File
Deed Document Number	0003880248
Deed Book / Page	3880 / 248
Last Transfer Date	Aug 13, 2019
Transfer Doc	0038800248
Record Updated	Jun 8, 2026

November 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	10641 FLAT SHOALS RD, COVINGTON, GA 30016-4783
Transaction Type	Mortgage
Record Updated	Dec 15, 2025

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10641 FLAT SHOALS RD, COVINGTON, GA 30016-4783

Mortgage

Document Number	0046760000000688
Date	Nov 21, 2024
Book Page	0000004676/0000000688

Lender

Name	NEWREZ

Agreement

Type	Closed-End Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2054

July 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	NEWTON GA
Property Address	10641 FLAT SHOALS RD, COVINGTON, GA 30016-4783
Transaction Type	Mortgage
Record Updated	Aug 9, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10641 FLAT SHOALS RD, COVINGTON, GA 30016-4783

Mortgage

Document Number	0042270000000362
Date	Jul 9, 2021
Book Page	0000004227/0000000362
Instrument	013005

Lender

Name	NEWREZ

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

August 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Aug 13, 2019
Property Address	10641 FLAT SHOALS RD, COVINGTON, GA 30016-4783
Document Number	0038800248
Book / Page	003880 / 000248
Instrument Date	Aug 9, 2019
Instrument	10437
Transaction Type	Transfer
Record Updated	Sep 6, 2019
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$138.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10641 FLAT SHOALS RD COVINGTON GA 300164783, COVINGTON, GA 30016-4783

Mortgage

Document Number	38800250
Date	Aug 13, 2019
Book Page	003880/000250
Instrument	10438

Lender

Name	HOMESTAR FIN'L
Type	Funding / Finance Company
Address	GAINESVILLE, GA 30501

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Aug 12, 2049

April 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	NEWTON GA
Recording Date	Apr 18, 2018
Property Address	10641 FLAT SHOALS RD, COVINGTON, GA 30016-4783
Document Number	0036900530
Book / Page	003690 / 000530
Instrument Date	Apr 13, 2018
Instrument	4767
Transaction Type	Transfer
Record Updated	May 4, 2018
Title Company	ATTORNEY ONLY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$124.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10641 FLAT SHOALS RD COVINGTON GA 300164783, COVINGTON, GA 30016-4783

Mortgage

Document Number	36900532
Date	Apr 18, 2018
Book Page	003690/000532
Instrument	4768

Lender

Name	SOUTHEAST MTG/GA
Type	Mortgage Company
Address	DULUTH, GA 30096

Agreement

Type	FHA Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 17, 2048

Tax Assessment & Valuation

Source: Newton County assessment roll, as of July 1, 2025

Property Jurisdictions

Type	Name
State	Georgia
County	Newton County
Unified School District	Newton County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,928.00 (+2.88%) Homeowner's exemption	$121,880 (+8.4%) Land $13,000 Building $108,880	$304,700 (+8.4%) Land $32,500 Building $272,200
2023		$112,440 Land $7,400 Building $105,040	$281,100 Land $18,500 Building $262,600
2022	$2,846.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective September 30, 2023

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 67% of the US · lower than 91% of Georgia
Wildfire Likelihood	0.03% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	COVINGTON serves 14,391 people · EPA ID GA2170001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2023

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 212 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable	1,000 / 35
Verizon Fixed Wireless	300 / 20

May also be available: Xfinity.

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