10640 Zinran Cir S, Bloomington (Minneapolis), MN 55438 Property Records

Hennepin County property record for 10640 Zinran Cir S, Bloomington, MN 55438

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,026 sqft · built 1978
Lot Size	0.26 acres (11,326 sqft)
Owner	Individual Name on Record
Last Sale	$415,000 (Sep 2021)
Tax Bill	$5,381 (2025)
Deeds & Mortgages	Sep 2021 Sale & Mortgage Dec 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`31-116-21-31-0082`

Property Details

APN / Parcel Number

Primary APN	`31-116-21-31-0082`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,026 sqft Living Area
Gross Area	2,952 sqft
1st Floor Area	1,026 sqft
Basement Area	1,926 sqft
Family Room	Family Room
Flooring	Wood
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2001
Exterior Material	Metal
Construction Type	Frame
Roof Type	Gable/Hip
Roof Material	Asphalt
Lot Area	11,326 sqft (0.26 acres)
Lot Dimensions	140 ft deep x 80 ft wide
Garage Type	Attached
Garage Area	440 sqft

Exterior Amenities

Porch	Open Porch
Porch Area	24 sqft
Deck Area	176 sqft
Patio Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Package A/C
Heating System	Floor/Wall Furnace
Heating Fuel	Electric

Location & Zoning

Street Address	10640 ZINRAN CIR S
City	MINNEAPOLIS
State	MN
Zip	55438-2261
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 003 BLOCK 002 T WEST PARK HILLS PLAT 11 80 X 140
Legal Range	21
Legal Township	116
Legal Section	31
Legal Quarter	31
Legal Subdivision	WEST PARK HILLS PLAT 11
Legal Block	2
Legal Lot Number	3
Jurisdiction	HENNEPIN MN
Township / Civil Division	BLOOMINGTON
Census Block Group	3
Census Block	3023
Census Tract	25907

Owner

Source: Hennepin County records, as of June 23, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	10640 ZINRAN CIR S, MINNEAPOLIS, MN 55438-2261
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 8, 2021	Warranty Deed, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Dec 27, 2019	Warranty Deed, Transfer · Conventional with PMI US BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Sep 8, 2021 · Amount on Record
Deed Sale	Sep 8, 2021 · Amount on Record
Prior Sale	Dec 27, 2019 · Amount on Record
Deed Document Number	20215874534
Prior Transfer Date	Mar 15, 2010
Prior Transfer Doc	0000013597
Record Updated	Sep 20, 2026

September 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Sep 8, 2021
Property Address	10640 ZINRAN CIR S, BLOOMINGTON, MN 55438-2261
Document Number	0T05874534
Instrument Date	May 5, 2021
Instrument	T05874534
Transaction Type	Transfer
Record Updated	Sep 30, 2021
Title Company	BURNETT TITLE, BURNET TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,369.50
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 ZINRAN CIR S, BLOOMINGTON, MN 55438-2261
Investor	Possibly a Property Investor

Mortgage

Document Number	0T05874535
Date	Sep 8, 2021
Instrument	T05874535

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	359 Months
Due	Aug 1, 2051

December 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	HENNEPIN MN
Recording Date	Dec 27, 2019
Property Address	10640 ZINRAN CIR S, BLOOMINGTON, MN 55438-2261
Document Number	0005673702
Instrument Date	Dec 19, 2019
Instrument	5673702
Transaction Type	Transfer
Record Updated	Jan 15, 2020
Title Company	BURNET TITLE LLC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,054.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	10640 ZINRAN CIR S BLOOMINGTON MN 554382261, BLOOMINGTON, MN 55438-2261

Mortgage

Document Number	5673703
Date	Dec 27, 2019
Instrument	5673703

Lender

Name	US BK
Type	Bank
Address	OWENSBORO, KY 42301

Agreement

Type	Conventional with PMI
Amount	Amount Recorded
Term	360 Months
Due	Dec 26, 2049

Tax Assessment & Valuation

Source: Hennepin County assessment roll, as of June 23, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Hennepin County
Municipality	Bloomington City
Unified School District	Bloomington Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,381.00 (+18.34%)	$397,700 (+3.08%) Land $163,200 Building $234,500	$397,700 (+3.08%) Land $163,200 Building $234,500
2023	$4,547.00 Homeowner's exemption
2022		$385,800 Land $153,700 Building $232,100	$385,800 Land $153,700 Building $232,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective December 25, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Bloomington serves 91,300 people · EPA ID MN1270001
Water Source	Purchased surface water from several systems
Last State Inspection	Dec 2024
Lead	2 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 338 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	300 / 20
GigFire Fixed Wireless	150 / 130
Netwave Broadband Fixed Wireless · not low latency	125 / 40

May also be available: Intrepid Fiber Networks.

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