Hennepin County property record for 10640 Upton Ave S, Minneapolis, MN 55431
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.75 ba · 1,056 sqft · built 1956 |
| Lot Size | 0.26 acres (11,326 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $3,000 (Oct 2022) |
| Tax Bill | $4,161 (2025) |
| Deeds & Mortgages | Oct 2022 Mortgage May 2021 Transfer |
| Flood Zone | Zone X (minimal risk) |
| APN | 20-027-24-42-0013 |
| Primary APN | 20-027-24-42-0013 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.75 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,056 sqft Living Area |
| Gross Area | 1,574 sqft |
| 1st Floor Area | 1,056 sqft |
| Basement Area | 518 sqft |
| Family Room | Family Room |
| Flooring | Wood |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1956 |
|---|---|
| Effective Year Built | Effective 1986 |
| Architectural Style | Split Level |
| Construction Type | Frame |
| Roof Type | Gable/Hip |
| Roof Material | Asphalt |
| Lot Area | 11,326 sqft (0.26 acres) |
| Lot Dimensions | 134 ft deep x 83 ft wide |
| Garage Type | Detached |
| Garage Area | 440 sqft |
| Deck Area | 270 sqft |
| Patio Area | 384 sqft |
| Cooling System | Package A/C |
|---|---|
| Heating System | Floor/Wall Furnace |
| Heating Fuel | Electric |
| Street Address | 10640 UPTON AVE S |
|---|---|
| City | MINNEAPOLIS |
| State | MN |
| Zip | 55431-3726 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | LOT 006 BLOCK 004 B NANCY LOU 2ND ADDN 83 X 134.79 |
| Legal Range | 24 |
| Legal Township | 027 |
| Legal Section | 20 |
| Legal Quarter | 42 |
| Legal Subdivision | NANCY LOU 2ND ADDN |
| Legal Block | 4 |
| Legal Lot Number | 6 |
| Jurisdiction | HENNEPIN MN |
| Township / Civil Division | BLOOMINGTON |
| Census Block Group | 2 |
| Census Block | 2003 |
| Census Tract | 25802 |
10640 Upton Ave S is owned and occupied by two individuals who bought it in October 2022.
Source: Hennepin County records, as of June 23, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 10640 UPTON AVE S, MINNEAPOLIS, MN 55431-3726 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
| Date | Document |
|---|---|
| Oct 14, 2022 | Intrafamily Transfer, Transfer · Conventional Mortgage AMERISAVE MORTGAGE CORP |
| May 25, 2021 | Intrafamily Transfer, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 14, 2022 · Amount on File |
| Deed Sale | Oct 14, 2022 · Amount on File |
| Prior Sale | May 24, 2007 · Amount on File |
| Deed Document Number | 20225979177 |
| Prior Transfer Date | Oct 10, 2022 |
| Prior Transfer Doc | 00T5979177 |
| Record Updated | Oct 29, 2026 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | Oct 14, 2022 |
| Property Address | 10640 UPTON AVE S, BLOOMINGTON, MN 55431-3726 |
| Document Number | 00T5979177 |
| Instrument Date | Oct 10, 2022 |
| Instrument | T5979177 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Title Company | 2020 TITLE LLC, 20 20 TITLE LLC |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 10640 UPTON AVE S, BLOOMINGTON, MN 55431-3726 |
| Document Number | 00T5979178 |
|---|---|
| Date | Oct 14, 2022 |
| Instrument | T5979178 |
| Name | AMERISAVE MORTGAGE CORP |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Nov 1, 2052 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | HENNEPIN MN |
| Recording Date | May 25, 2021 |
| Property Address | 10640 UPTON AVE S, BLOOMINGTON, MN 55431-3726 |
| Document Number | 0T05842078 |
| Instrument Date | Apr 7, 2021 |
| Instrument | T05842078 |
| Transaction Type | Transfer |
| Record Updated | May 12, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 5637 43RD AVE S, MINNEAPOLIS, MN 55417-3006 |
The 2025 property tax bill for 10640 Upton Ave S was $4,161 with a homeowner's exemption, up 7.8% from the year before.
Source: Hennepin County assessment roll, as of June 23, 2026
| Type | Name |
|---|---|
| State | Minnesota |
| County | Hennepin County |
| Municipality | Bloomington City |
| Unified School District | Bloomington Public School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,161.00 (+7.77%) | $317,000 (+1.38%) Land $134,600 Building $182,400 | $317,000 (+1.38%) Land $134,600 Building $182,400 |
| 2024 | $3,861.00 (-2.05%) | $312,700 Land $130,500 Building $182,200 | $312,700 Land $130,500 Building $182,200 |
| 2023 | $3,942.00 | ||
| 2022 | $298,200 Land $126,700 Building $171,500 | $298,200 Land $126,700 Building $171,500 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10640 Upton Ave S in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective December 25, 2025
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Wildfire risk around 10640 Upton Ave S is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 60% of Minnesota |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Bloomington serves 91,300 people · EPA ID MN1270001 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Dec 2024 |
| Lead | 2 ppb (2024–2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.
Source: FCC Broadband Data Collection, based on 474 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| CenturyLink Fiber | 8,000 / 8,000 |
| Intrepid Fiber Networks Fiber | 2,000 / 2,000 |
| Xfinity Cable | 2,000 / 250 |
| Verizon Fixed Wireless | 300 / 20 |
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