Geauga County property record for 10640 Thwing Rd, Chardon, OH 44024
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2.5 ba · 1,650 sqft · built 1969 |
| Lot Size | 7.23 acres (314,939 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $4,508 (2025) |
| Deeds & Mortgages | Apr 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-061500 |
| Primary APN | 06-061500 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,650 sqft Living Area |
| 1st Floor Area | 1,650 sqft |
| Basement Area | 1,650 sqft |
| Unfinished Basement | 1,650 sqft |
| Family Room | Family Room |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1985 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Lot Area | 314,939 sqft (7.23 acres) |
| Terrain | Rolling |
| Garage Area | 1,236 sqft |
| Parking Spaces | 4 Parking Spaces |
| Porch | Slab |
|---|---|
| Porch Area | 28 sqft |
| Deck Area | 90 sqft |
| Patio Area | 90 sqft |
| Canopy | 240 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Septic |
| Water Source | Well |
| Account Number | 004609-6 |
|---|---|
| Street Address | 10640 THWING RD |
| City | CHARDON |
| State | OH |
| Zip | 44024-9790 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | LOT 162 TR 3 PARCEL #1 |
| Legal Tract | 3 |
| Legal Lot Number | 162 |
| Jurisdiction | GEAUGA OH |
| Township / Civil Division | CHARDON |
| Census Block Group | 2 |
| Census Block | 2021 |
| Census Tract | 312202 |
10640 Thwing Rd is owned and occupied by an individual who acquired it in January 1990.
Source: Geauga County records, as of July 14, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10640 THWING RD, CHARDON, OH 44024-9790 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jan 1, 1990 |
| Deed Sale | Jan 1, 1990 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | GEAUGA OH |
| Property Address | 10640 THWING RD, CHARDON, OH 44024-9790 |
| Transaction Type | Mortgage |
| Record Updated | May 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 0021220543 |
|---|---|
| Date | Apr 19, 2021 |
| Book Page | 2122/543 |
| Instrument | 202100981279 |
| Name | THE HUNTINGTON NATIONAL BANK |
|---|---|
| Type | Bank |
| Address | COLUMBUS, OH 43219 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | May 1, 2051 |
The 2025 property tax bill for 10640 Thwing Rd was $4,508 with a homeowner's exemption, down 0.5% from the year before.
Source: Geauga County assessment roll, as of March 30, 2026
| Type | Name |
|---|---|
| State | Ohio |
| County | Geauga County |
| County Subdivision | Chardon Township |
| Unified School District | Chardon Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,508.00 (-0.51%) | $93,810 (-) Land $24,750 Building $69,060 | |
| 2024 | $4,531.00 (+7.22%) Homeowner's exemption | $93,810 (-) Land $24,750 Building $69,060 | |
| 2023 | $4,226.00 Homeowner's exemption | $93,810 (+26.12%) Land $24,750 Building $69,060 | $268,000 Land $70,700 Building $197,300 |
| 2022 | $74,380 Land $20,480 Building $53,900 | ||
| 2021 | $4,015.00 | ||
| 2020 | $212,500 Land $58,500 Building $154,000 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10640 Thwing Rd in Zone X, an area of minimal flood risk, though there have been 3 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer, effective June 16, 2009 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 3 (1996) |
| Claims Outside the SFHA | 3 of 3 |
| Most Recent Claim | May 1996 · river or lake flooding |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10640 Thwing Rd is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 64% of Ohio |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 45 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Windstream Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 1,000 |
May also be available: Verizon.
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