St. Louis County property record for 10640 Saint Francis Ln, Saint Ann, MO 63074
| Property Type | Single Family Home |
|---|---|
| Details | 2 bd · 1 ba · 792 sqft · built 1949 |
| Lot Size | 0.15 acres (6,534 sqft) |
| Owner | Individual Name on File |
| Tax Bill | $2,748 (2025) |
| Deeds & Mortgages | Jul 2025 Line of Credit Nov 2023 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 13M-33-1643 |
| Primary APN | 13M-33-1643 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 1 Bath |
| Plumbing Fixtures | 5 Plumbing Fixtures |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 792 sqft Living Area |
| 1st Floor Area | 792 sqft |
| Game Room | Game Room |
| Year Built | Built 1949 |
|---|---|
| Effective Year Built | Effective 2016 |
| Architectural Style | Bungalow |
| Exterior Material | Aluminum/Vinyl |
| Foundation Type | Raised |
| Lot Area | 6,534 sqft (0.15 acres) |
| Lot Dimensions | 50 ft deep x 50 ft wide |
| Porch | Open Frame Porch |
| Porch Area | 182 sqft |
| Patio Area | 306 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Heating Fuel | Electric |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 10640 SAINT FRANCIS LN |
|---|---|
| City | SAINT ANN |
| State | MO |
| Zip | 63074-3410 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | 72R1 |
| Legal Description | ST ANN HILLS PLAT NO 3 & VACATED WALK PT LOT 350 |
| Legal Subdivision | ST ANN HILLS PLAT NO 3 |
| Legal Lot Number | 350 |
| Jurisdiction | ST LOUIS MO |
| Township / Civil Division | AIRPORT |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 214901 |
10640 Saint Francis Ln is owned and occupied by an individual who acquired it in October 2023.
Source: St. Louis County records, as of September 29, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 10640 SAINT FRANCIS LN, SAINT ANN, MO 63074-3410 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 10, 2025 | Deed of Trust, Mortgage · Line of Credit ST JOHNS BANK & TRUST COMPANY |
| Nov 2, 2023 | Beneficiary Deed, Transfer |
| Deed Names | Name on Deed |
|---|---|
| Last Transfer Date | Oct 24, 2023 |
| Transfer Doc | 0000000318 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Property Address | 10640 SAINT FRANCIS LN, SAINT ANN, MO 63074-3410 |
| Transaction Type | Mortgage |
| Record Updated | Oct 1, 2025 |
| Title Company | OLD REPUBLIC TITLE, ORT |
| Name | Verified Name |
|---|---|
| Address | 10640 SAINT FRANCIS LN, SAINT ANN, MO 63074-3410 |
| Document Number | 2025071000347 |
|---|---|
| Date | Jul 10, 2025 |
| Instrument | 2025071000347 |
| Name | ST JOHNS BANK & TRUST COMPANY |
|---|---|
| Type | Bank |
| Address | SAINT LOUIS, MO 63114 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
| Document Type | Beneficiary Deed |
|---|---|
| Jurisdiction | ST LOUIS MO |
| Recording Date | Nov 2, 2023 |
| Property Address | 10640 SAINT FRANCIS LN, SAINT ANN, MO 63074-3410 |
| Document Number | 2023110200318 |
| Map Reference | MB 45 PG 48 |
| Instrument Date | Oct 24, 2023 |
| Instrument | 2023110200318 |
| Transaction Type | Transfer |
| Record Updated | Mar 27, 2024 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 10640 SAINT FRANCIS LN, SAINT ANN, MO 63074-3410 |
| Name | Verified Name |
|---|---|
| Address | 215 BERRY MANOR CIR, SAINT PETERS, MO 63376-5393 |
The 2025 property tax bill for 10640 Saint Francis Ln was $2,748, up 2% from the year before.
Source: St. Louis County assessment roll, as of September 29, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Louis County |
| Municipality | St. Ann City |
| Unified School District | Ritenour School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $30,530 (-) Land $5,130 Building $25,400 | $160,700 (-) Land $27,000 Building $133,700 | |
| 2025 | $2,748.00 (+2%) | $30,530 Land $5,130 Building $25,400 | $160,700 Land $27,000 Building $133,700 |
| 2024 | $2,290.00 (+3.01%) | ||
| 2023 | $2,223.00 (+21.01%) | $23,310 (+30.52%) Land $4,390 Building $18,920 | $122,700 Land $23,100 Building $99,600 |
| 2022 | $1,837.00 | $17,860 Land $3,820 Building $14,040 | |
| 2021 | $94,000 Land $20,100 Building $73,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10640 Saint Francis Ln in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective August 10, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 10640 Saint Francis Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MO AMERICAN ST LOUIS ST CHARLES COUNTIES private · serves 1,111,000 people · EPA ID MO6010716 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Feb 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 603 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
May also be available: Verizon.
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