10640 Palm Row Dr, Lakeside, CA 92040 Property Records

San Diego County property record for 10640 Palm Row Dr, Lakeside, CA 92040

Property Summary

Property Type	Multi-Family Dwellings
Details	5 bd · 4 ba · 3,275 sqft · built 1990
Lot Size	1.26 acres (54,886 sqft)
Owner	Company Name on Record
Tax Bill	$4,975 (2025)
Deeds & Mortgages	Jan 2022 Transfer Jan 2022 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`379-060-32-00`

Property Details

APN / Parcel Number

Primary APN	`379-060-32-00`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Units	2 Units
Building Area	3,275 sqft Living Area

Exterior

Year Built	Built 1990
Effective Year Built	Effective 1990
Architectural Style	Multi-Family
Lot Area	54,886 sqft

Location & Zoning

Street Address	10640 PALM ROW DR
City	LAKESIDE
State	CA
Zip	92040-1639
Property Category	Residential
Property Type	Residential > Multi-Unit > Multi-Family Dwellings
Local Zoning Code	A70
Legal Description	LOT 46 SLY 144.20 FT OF ELY 380 FT OF TR 001204
Legal Subdivision	LAKESIDE FARMS
Legal Tract	001204
Legal Block	3
Legal Lot Number	46
Jurisdiction	SAN DIEGO CA
Township / Civil Division	SAN DIEGO
Census Block Group	3
Census Block	3001
Census Tract	16901

Owner

Source: San Diego County records, as of July 28, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Borrower in Default

Deeds, Mortgages & Sale History

Date	Document
Jan 3, 2022	Intrafamily Transfer, Transfer FIDELITY NATL TTL SAN DIEGO
Jan 3, 2022	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE
Mar 17, 2021	Intrafamily Transfer, Transfer ACCOMMODATION
Mar 17, 2021	Intrafamily Transfer, Transfer · VA Mortgage QUICKEN LOANS LLC
Jan 9, 2020	Quit Claim Deed, Transfer CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD
Jan 8, 2020	Intrafamily Transfer, Transfer · VA Mortgage UNITED WHOLESALE MORTGAGE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 3, 2022
Deed Sale	Jan 3, 2022
Prior Sale	Mar 17, 2021
Deed Document Number	20222092
Prior Transfer Date	Dec 27, 2021
Prior Transfer Doc	0000002092
Record Updated	Sep 20, 2026

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2022
Property Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639
Document Number	0000002094
Map Reference	MAP 1204
Instrument Date	Dec 27, 2021
Instrument	2022-0002094
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639
Investor	Possibly a Property Investor

January 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 3, 2022
Property Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639
Document Number	0000002092
Map Reference	MAP 1204
Instrument Date	Dec 27, 2021
Instrument	2022-0002092
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	FIDELITY NATIONAL TITLE SAN DIEGO, FIDELITY NATL TTL SAN DIEGO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639

Mortgage

Document Number	0000002093
Date	Jan 3, 2022
Instrument	2022-0002093

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2052

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2021
Property Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639
Document Number	0000209981
Map Reference	MAP 1204
Instrument Date	Mar 12, 2021
Instrument	2021-0209981
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	ACCOMMODATION

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639
Investor	Possibly a Property Investor

March 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Mar 17, 2021
Property Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639
Document Number	0000209979
Map Reference	MAP 1204
Instrument Date	Mar 12, 2021
Instrument	2021-0209979
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE CO

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639

Mortgage

Document Number	0000209980
Date	Mar 17, 2021
Instrument	2021-0209980

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2051

January 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 9, 2020
Property Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639
Document Number	0000010618
Instrument Date	Dec 10, 2019
Instrument	10618
Transaction Type	Transfer
Record Updated	Jan 24, 2020
Title Company	CHICAGO TITLE COMPANY-SD, CHICAGO TITLE CO-SD

Transaction

Tax	$0.00
Amount Accuracy	Full Value
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	10640 PALM ROW DR LAKESIDE CA 920401639, LAKESIDE, CA 92040-1639

January 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SAN DIEGO CA
Recording Date	Jan 8, 2020
Property Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639
Document Number	0000010467
Map Reference	MAP 1204
Instrument Date	Dec 10, 2019
Instrument	2020-0010467
Transaction Type	Transfer
Record Updated	Aug 24, 2021
Title Company	CHICAGO TITLE COMPANY SD

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 PALM ROW DR, LAKESIDE, CA 92040-1639

Mortgage

Document Number	0000010468
Date	Jan 8, 2020
Instrument	2020-0010468

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2050

Tax Assessment & Valuation

Source: San Diego County assessment roll, as of July 28, 2026

Property Jurisdictions

Type	Name
State	California
County	San Diego County
Secondary School District	Grossmont Union High School District (09 - 12)
Elementary School District	Lakeside Union Elementary School District (KG - 08)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$582,196 (+2%) Land $102,696 Building $479,500
2025	$4,975.00 (+3.39%)	$570,782 (+4.04%) Land $100,683 Building $470,099
2023	$4,812.00 (-0.33%)	$548,620 Land $96,774 Building $451,846
2022	$4,828.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 6 (20% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	6 (1980–2024)
Most Recent Claim	Feb 2024 · Severe Storms And Flooding
Claims by Event	Severe Winter Storms, Flooding, And Debris And Mud Flows, Dec 2010 · 2 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 56% of the US · lower than 67% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	LAKESIDE WD private · serves 35,500 people · EPA ID CA3710013
Water Source	Purchased surface water from several systems
Last State Inspection	Nov 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 138 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Cox Communications Cable	2,000 / 100
AT&T DSL	100 / 20

May also be available: T-Mobile, Verizon.

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