Lancaster County property record for 10640 Northloch St, Waverly, NE 68462
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,249 sqft · built 2003 |
| Lot Size | 0.18 acres (7,841 sqft) |
| Owner | Owner Name on File |
| Last Sale | $158,000 (Nov 2004) |
| Tax Bill | $4,610 (2025) |
| Deeds & Mortgages | Sep 2025 Mortgage Jun 2023 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 24-16-332-003-000 |
| Primary APN | 24-16-332-003-000 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 8 Plumbing Fixtures |
| Stories | 1 Story |
| Building Area | 1,249 sqft Living Area |
| 1st Floor Area | 1,249 sqft |
| Basement Area | 1,225 sqft |
| Year Built | Built 2003 |
|---|---|
| Architectural Style | Ranch |
| Exterior Material | Siding |
| Construction Type | Frame |
| Foundation Type | Concrete |
| Roof Material | Composition Shingle |
| Lot Area | 7,841 sqft (0.18 acres) |
| Lot Dimensions | 130 ft deep x 60 ft wide |
| Garage Type | Attached |
| Garage Area | 420 sqft |
| Parking Spaces | 2 Parking Spaces |
| Lawn Sprinklers | Lawn Sprinklers |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air |
| Heating Fuel | Gas |
| Street Address | 10640 NORTHLOCH ST |
|---|---|
| City | WAVERLY |
| State | NE |
| Zip | 68462-9756 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R2 |
| Legal Description | ASPEN PARK ADDITION, BLOCK 4, LOT 3 |
| Legal Subdivision | ASPEN PARK ADDITION |
| Legal Block | 4 |
| Legal Lot Number | 3 |
| Jurisdiction | LANCASTER NE |
| Township / Civil Division | WAVERLY |
| Census Block Group | 4 |
| Census Block | 4024 |
| Census Tract | 10100 |
The current owner of 10640 Northloch St bought it in November 2004.
Source: Lancaster County records, as of March 16, 2026
| Owner of Record | Owner Name on File |
|---|---|
| Mailing Address | 10640 NORTHLOCH ST, WAVERLY, NE 68462-9756 |
| Occupancy | Owner Occupied |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Sep 24, 2025 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Jun 5, 2023 | Deed of Trust, Mortgage · VA Mortgage ROCKET MORTGAGE LLC |
| Sep 7, 2017 | Deed of Trust, Mortgage · VA Mortgage QUICKEN LNS |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Nov 4, 2004 · Amount on File |
| Deed Sale | Nov 4, 2004 · Amount on File |
| Prior Sale | Jul 3, 2003 · Amount on File |
| Deed Document Number | 2004-072487 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 10640 NORTHLOCH ST, WAVERLY, NE 68462-9756 |
| Transaction Type | Mortgage |
| Record Updated | Oct 3, 2025 |
| Name | Verified Name |
|---|---|
| Address | 10640 NORTHLOCH ST, WAVERLY, NE 68462-9756 |
| Document Number | 0000032256 |
|---|---|
| Date | Sep 24, 2025 |
| Instrument | 2025032256 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Oct 1, 2055 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 10640 NORTHLOCH ST, WAVERLY, NE 68462-9756 |
| Transaction Type | Mortgage |
| Record Updated | Jun 14, 2023 |
| Name | Verified Name |
|---|---|
| Address | 10640 NORTHLOCH ST, WAVERLY, NE 68462-9756 |
| Document Number | 0000015817 |
|---|---|
| Date | Jun 5, 2023 |
| Instrument | 2023015817 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | DETROIT, MI 48226 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jun 1, 2053 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LANCASTER NE |
| Property Address | 10640 NORTHLOCH ST, WAVERLY, NE 68462-9756 |
| Document Number | 0000038615 |
| Instrument Date | Sep 7, 2017 |
| Transaction Type | Mortgage |
| Record Updated | Oct 17, 2017 |
| Title Company | OTHER |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 10640 NORTHLOCH ST WAVERLY NE 684629756, WAVERLY, NE 68462-9756 |
| Document Number | 0000038615 |
|---|---|
| Date | Sep 13, 2017 |
| Instrument | 38615 |
| Name | QUICKEN LNS |
|---|---|
| Type | Funding / Finance Company |
| Address | DETROIT, MI 48226-1906 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Sep 12, 2047 |
The 2025 property tax bill for 10640 Northloch St was $4,610.
Source: Lancaster County assessment roll, as of December 31, 2025
| Type | Name |
|---|---|
| State | Nebraska |
| County | Lancaster County |
| Municipality | Waverly City |
| Unified School District | Waverly School District 145 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,610.00 | $280,100 Land $72,000 Building $208,100 | $280,100 Land $72,000 Building $208,100 |
| 2023 | $4,230.00 | $259,900 Land $62,000 Building $197,900 | $259,900 Land $62,000 Building $197,900 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 10640 Northloch St in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective September 15, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 9 (5% premium discount) |
| Nearby Flood Policies | 6 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 10640 Northloch St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF WAVERLY serves 4,279 people · EPA ID NE3110905 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2023 |
| Lead | 1 ppb (2026) action level 15 ppb |
| Copper | 1.67 mg/L (2023–2025) action level 1.3 mg/L |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 176 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Allo Communications Fiber | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| Nextlink Fixed Wireless | 500 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Windstream DSL · Fiber in parts of the area | 200 / 20 |
| GigFire Fixed Wireless | 150 / 130 |
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