10640 New Ave, Gilroy, CA 95020 Property Records

Santa Clara County property record for 10640 New Ave, Gilroy, CA 95020

Property Summary

Property TypeSingle Family Home
Details4 bd · 4 ba · 2,292 sqft · built 1999
Lot Size1.38 acres (60,465 sqft)
OwnerIndividual on Record
Last Sale$1,175,000 (Feb 2022)
Tax Bill$15,136 (2025)
Deeds & MortgagesJun 2022 Mortgage
Feb 2022 Sale & Mortgage
Flood ZoneZone D (undetermined)
APN830-15-034

Property Details

APN / Parcel Number

Primary APN830-15-034

Interior

Bedrooms4 Beds
Full Baths4 Baths
Total Rooms8 Rooms
Stories1 Story
Building Area2,292 sqft Living Area
1st Floor Area1,266 sqft
Family RoomFamily Room

Exterior

Year BuiltBuilt 1999
Architectural StyleOther
Construction TypeWood
Lot Area60,465 sqft (1.38 acres)
Lot Dimensions417 ft deep x 145 ft wide
Garage Area768 sqft
Parking Spaces3 Parking Spaces

Utilities, Heating & Cooling

Heating SystemHVAC
Water SourceWell

Location & Zoning

Street Address10640 NEW AVE
CityGILROY
StateCA
Zip95020-9062
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeA-20A
Legal DescriptionLOT 2 BOOK 371 PAGE 33
Legal SubdivisionDUNNE RANCH 08 CATHERINE
Legal Lot Number2
JurisdictionSANTA CLARA CA
Township / Civil DivisionSOUTH SANTA CLARA VALLEY
Census Block Group2
Census Block2015
Census Tract512402

Owner

Source: Santa Clara County assessment roll, as of July 1, 2025

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual on Record
Mailing Address10640 NEW AVE, GILROY, CA 95020-9062
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Jun 28, 2022Intrafamily Transfer, Transfer · Conventional Mortgage
ROCKET MORTGAGE LLC
Feb 18, 2022Grant Deed, Transfer · Commercial Mortgage
RICK FINAMORE

Assessor's Deed Record

Deed NamesName on Deed
Last SaleFeb 18, 2022 · Amount on Record
Deed SaleFeb 18, 2022 · Amount on Record
Prior SaleFeb 18, 2022 · Amount on Record
Deed Document Number0025243665
Last Transfer DateJun 28, 2022
Transfer Doc0025326773
Record UpdatedJun 7, 2026

June 2022: Intrafamily Transfer, Transfer

Document TypeIntrafamily Transfer
JurisdictionSANTA CLARA CA
Recording DateJun 28, 2022
Property Address10640 NEW AVE, GILROY, CA 95020-9062
Document Number0025326773
Map ReferenceMB 371 PG 33
Instrument DateJun 22, 2022
Instrument25326773
Transaction TypeTransfer
Record UpdatedJul 8, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

Tax$0.00
Amount AccuracyTransfer Tax Exempt
Additional
  • Intrafamily Transfer

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address10640 NEW AVE, GILROY, CA 95020-9062

Mortgage

Document Number0025326774
DateJun 28, 2022
Instrument25326774
Lender
NameROCKET MORTGAGE LLC
TypeMortgage Company
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJul 1, 2052

February 2022: Grant Deed, Transfer

Document TypeGrant Deed
JurisdictionSANTA CLARA CA
Recording DateFeb 18, 2022
Property Address10640 NEW AVE, GILROY, CA 95020-9062
Document Number0025243665
Map ReferenceMB 371 PG 33
Instrument DateFeb 16, 2022
Instrument25243665
Transaction TypeTransfer
Record UpdatedFeb 28, 2022
Title CompanyCHICAGO TITLE COMPANY

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants
Address80 BENNETT ST, GILROY, CA 95020-7271

Mortgage

Document Number0025243666
DateFeb 18, 2022
Instrument25243666
Lender
NameRICK FINAMORE
TypePrivate Party
Agreement
TypeCommercial Mortgage
AmountAmount Recorded

Tax Assessment & Valuation

Source: Santa Clara County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateCalifornia
CountySanta Clara County
Unified School DistrictGilroy Unified School District (KG - 12)

Tax Bill & Assessment History

YearTax BillAssessed Value
2025$15,136.00 (+2.27%) Homeowner's exemption$1,246,918 (+4.04%) Land $917,944 Building $328,974
2023$14,800.00 (+120.63%)$1,198,500 Land $882,300 Building $316,200
2022$6,708.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective January 18, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone D
undetermined · not studied
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Claims32 (1986–2017)
Most Recent ClaimFeb 2017 · Severe Winter Storms, Flooding, And Mudslides
Claims by Event
  • Severe Winter Storms And Flooding, Feb 1998 · 3 claims
  • Severe Storms, Flooding, Mud And Landslides, Jan 1997 · 3 claims
  • Severe Winter Storms, Flooding Landslides, Mud Flow, Mar 1995 · 4 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskHigh
above 76% of the US · above 52% of California
Wildfire Likelihood0.5% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemSANTA CLARA VALLEY WATER DISTRICT
serves 0 people · EPA ID CA4310027
Water SourceSurface water
Last State InspectionDec 2025

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 23 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Razzolink
Fixed Wireless
500 / 250
Hankins Information Technology
Fixed Wireless · Fiber in parts of the area
100 / 20

May also be available: AT&T, Etheric Networks, Frontier, South Valley Internet, Verizon.

Nearby Properties on New Ave

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