10640 Jacobs Rd, Macon, IL 62544 Property Records

Macon County property record for 10640 Jacobs Rd, Macon, IL 62544

Property Summary

Property Type	Rural Home
Details	1 ba · 1,859 sqft · built 1900
Lot Size	8.72 acres (379,843 sqft)
Owner	2 Individual Names on Record
Last Sale	$290,000 (Jun 2026)
Tax Bill	$2,846 (2025)
Deeds & Mortgages	Jun 2026 Sale & Mortgage Jun 2026 Sale & Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`16-20-02-100-001`

Property Details

APN / Parcel Number

Primary APN	`16-20-02-100-001`
Alternative APN	`20-02-100-001`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	1,859 sqft Living Area
1st Floor Area	1,859 sqft

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Wood
Construction Type	Frame
Foundation Type	Raised
Lot Area	379,843 sqft (8.72 acres)
Garage Area	750 sqft
Parking Spaces	3 Parking Spaces
Porch	Porch
Porch Area	207 sqft

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	162002100001
Street Address	10640 JACOBS RD
City	MACON
State	IL
Zip	62544-7133
Property Category	Residential
Property Type	Residential > Single Family > Rural Home
Local Zoning Code	A-1
Legal Description	W 8.72A OF N1/2 NW1/4
Legal Range	02E
Legal Township	14N
Legal Section	02
Jurisdiction	MACON IL
Township / Civil Division	SOUTH MACON
Census Block Group	1
Census Block	1080
Census Tract	2602

Owner

Source: Macon County records, as of October 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10640 JACOBS RD, MACON, IL 62544-7133
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK AND TRUST FSB
Jun 2, 2026	Warranty Deed, Transfer · Conventional Mortgage HICKORY POINT BANK AND TRUST FSB
Aug 18, 2020	Deed of Trust, Mortgage · Conventional Mortgage DEWITT SAVINGS BANK
Apr 3, 2019	Warranty Deed, Transfer · Conventional Mortgage DEWITT SAVINGS BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jun 2, 2026 · Amount on Record
Deed Sale	Jun 2, 2026 · Amount on Record
Prior Sale	Apr 3, 2019 · Amount on Record
Deed Document Number	20266022
Prior Transfer Date	Mar 23, 2019
Prior Transfer Doc	0004669/31
Record Updated	Oct 29, 2026

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 2, 2026
Property Address	10640 JACOBS RD, MACON, IL 62544-7133
Document Number	0000006022
Instrument Date	May 29, 2026
Instrument	20266022
Transaction Type	Transfer
Record Updated	Jun 12, 2026
Title Company	MACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10640 JACOBS RD, MACON, IL 62544-7133
Investor	Possibly a Property Investor

Mortgage

Document Number	0000006023,
Date	Jun 2, 2026
Instrument	20266023

Lender

Name	HICKORY POINT BANK AND TRUST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.3%
Initial Type	Fixed Rate
Max Rate	-1%

June 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Jun 2, 2026
Property Address	10640 JACOBS RD, MACON, IL 62544-7133
Document Number	2026R006022
Instrument Date	May 29, 2026
Instrument	20266022
Transaction Type	Transfer
Record Updated	Oct 20, 2026
Title Company	MACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$43,935.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	10640 JACOBS RD, MACON, IL 62544-7133

Mortgage

Document Number	0000006022,
Date	Jun 2, 2026
Instrument	20266022

Lender

Name	HICKORY POINT BANK AND TRUST FSB

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 1, 2056

Interest

Rate Type	Fixed Rate
Initial Type	Fixed Rate
Max Rate	-1%

August 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MACON IL
Property Address	10640 JACOBS RD, MACON, IL 62544-7133
Transaction Type	Mortgage
Record Updated	Jun 1, 2023
Title Company	MACON COUNTY TITLE LLC, MACON COUNTY TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	004761/504
Date	Aug 18, 2020
Book Page	4761/504
Instrument	1965520

Lender

Name	DEWITT SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 1, 2050

Interest

Rate Type	Fixed Rate

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MACON IL
Recording Date	Apr 3, 2019
Property Address	10640 JACOBS RD, MACON, IL 62544-7133
Document Number	0004669/31
Book / Page	4669 / 31
Instrument Date	Mar 23, 2019
Instrument	1944182
Transaction Type	Transfer
Record Updated	Jun 1, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$285.00
Amount Accuracy	Calculated from Transfer Tax

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	302 W MAIN ST, CLINTON, IL 61727-1616

Mortgage

Document Number	0004669/32
Date	Apr 3, 2019
Book Page	4669/32
Instrument	1944183

Lender

Name	DEWITT SAVINGS BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Apr 1, 2049

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Macon County assessment roll, as of June 5, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Macon County
County Subdivision	South Macon Township
Unified School District	Meridian Community Unit School District 15 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$2,846.00 (+4.4%) Homeowner's exemption	$49,088 (+4.68%) Land $15,131 Building $33,957	$147,279 (+4.68%) Land $45,398 Building $101,881
2024	$2,726.00	$46,893 Land $14,379 Building $32,514	$140,693 Land $43,141 Building $97,552

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective November 28, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 1 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Starlink Satellite	280 / 30
Shawnee Communications Fixed Wireless	100 / 20
Rise Broadband Fixed Wireless	25 / 5
AT&T Fixed Wireless	25 / 3

Cell Coverage

5G (outdoors only) and 4G LTE

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