10640 E 38th St, Yuma, AZ 85365 Property Records

Yuma County property record for 10640 E 38th St, Yuma, AZ 85365 · Last verified November 2023

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,816 sqft · built 2001
Lot Size	0.18 acres (7,880 sqft)
Owner	2 Individual Names on File
Last Sale	$175,000 (Jul 2015)
Tax Bill	$1,919 (2023)
Deeds & Mortgages	Apr 2021 Mortgage Aug 2022 Line of Credit + 3 more
Flood Zone	Zone X (moderate risk)
APN	`700-51-238`

Property Details

APN / Parcel Number

Primary APN	`700-51-238`
Alternative APNs	`R0018766` `10612238`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Total Rooms	3 Rooms
Stories	1 Story
Building Area	1,816 sqft Total Area
1st Floor Area	1,816 sqft

Exterior

Year Built	Built 2001
Exterior Material	Stucco
Construction Type	Frame
Roof Material	Tile
Lot Area	7,880 sqft (0.18 acres)
Garage Type	Attached
Garage Area	108 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Porch
Porch Area	359 sqft
Storage Building	108 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	R0018766
Old Parcel Number	10612238
Street Address	10640 E 38TH ST
City	YUMA
State	AZ
Zip	85365-6886
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	SUBDIVISION: YUMA EAST ESTATES 2 PHASE 2 LOT: 238 SECTION: 07 TOWNSHIP: 09S RANGE: 21W
Legal Range	21W
Legal Township	09S
Legal Section	07
Legal Subdivision	YUMA EAST ESTATES 2 PHASE 2
Legal Phase	2
Legal Lot Number	238
Jurisdiction	YUMA AZ
Township / Civil Division	YUMA
Census Block Group	1
Census Block	1027
Census Tract	11108

Owner

Source: Yuma County records · APN 700-51-238

Assessment roll updated January 1, 2023 · Last verified November 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	10640 E 38TH ST, YUMA, AZ 85365-6886
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Apr 26, 2021	Deed of Trust, Mortgage · Conventional Mortgage PANORAMA MORTGAGE GROUP LLC
Aug 15, 2022	Deed of Trust, Mortgage · Line of Credit ZB NA
Jan 29, 2024	Deed of Trust, Mortgage · Conventional Mortgage NOVA FINANCIAL & INVESTMENT CORP
Dec 23, 2025	Deed of Trust, Mortgage · VA Mortgage PLANET HOME LENDING LLC
Feb 21, 2025	Warranty Deed, Transfer · VA Mortgage EFINITY FINANCIAL INC

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 21, 2015 · Amount on Record
Deed Sale	Jul 21, 2015 · Amount on Record
Prior Sale	Oct 08, 2010 · Amount on Record
Deed Document Number	2015-16014
Record Updated	Jun 07, 2026

April 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10640 E 38TH ST, YUMA, AZ 85365-6886
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	STEWART TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000015491
Date	Apr 26, 2021
Instrument	2021-15491

Lender

Name	PANORAMA MORTGAGE GROUP LLC
Address	LAS VEGAS, NV 89145

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 01, 2051

August 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10640 E 38TH ST, YUMA, AZ 85365-6886
Transaction Type	Mortgage
Record Updated	Apr 10, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 E 38TH ST, YUMA, AZ 85365-6886

Mortgage

Document Number	0000026739
Date	Aug 15, 2022
Instrument	2022-26739

Lender

Name	ZB NA
Type	Bank
Address	SALT LAKE CITY, UT 84130

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2024: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10640 E 38TH ST, YUMA, AZ 85365-6886
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	ATLAS TITLE, ALPHA TITLE AGENCY LLC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 E 38TH ST, YUMA, AZ 85365-6886

Mortgage

Document Number	0000002109
Date	Jan 29, 2024
Instrument	2024-02109

Lender

Name	NOVA FINANCIAL & INVESTMENT CORP
Type	Funding / Finance Company
Address	TUCSON, AZ 85711

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 01, 2054

December 2025: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	YUMA AZ
Property Address	10640 E 38TH ST, YUMA, AZ 85365-6886
Transaction Type	Mortgage
Record Updated	Apr 10, 2026
Title Company	SOURCEPOINT TITLE SVCS, SOURCEPOINT INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 E 38TH ST, YUMA, AZ 85365-6886

Mortgage

Document Number	0000031339
Date	Dec 23, 2025
Instrument	2025-31339

Lender

Name	PLANET HOME LENDING LLC
Type	Mortgage Company
Address	MERIDEN, CT 06450

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 01, 2056

February 2025: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	YUMA AZ
Recording Date	Feb 21, 2025
Property Address	10640 E 38TH ST, YUMA, AZ 85365-6886
Document Number	0000004139
Map Reference	MB 17 PG 66&67
Instrument Date	Feb 18, 2025
Instrument	2025-04139
Transaction Type	Transfer
Record Updated	Apr 10, 2026
Title Company	PEOPLES TITLES INC, PIONEER TITLE AGENCY INC

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Verified / From Affidavit
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 25307, YUMA, AZ 85367-1313

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	10640 E 38TH ST, YUMA, AZ 85365-6886

Mortgage

Document Number	0000004140
Date	Feb 21, 2025
Instrument	2025-04140

Lender

Name	EFINITY FINANCIAL INC
Type	Mortgage Company

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 01, 2055

Tax Assessment & Valuation

Source: Yuma County records · Assessment roll updated January 1, 2023 · Last verified November 2023

Property Jurisdictions

Type	Name
State	Arizona
County	Yuma County
Elementary School District	Yuma Elementary District (PK - 08)
Secondary School District	Yuma Union High School District (09 - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2023	$1,919.00	$20,264 Land $4,798 Building $15,466	$238,628 Land $56,500 Building $182,128

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Yuma County (04027C), updated December 5, 2023 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Moderate
500-Year Floodplain	Yes

Wildfire

Wildfire Risk	Low above 20% of the US · above 13% of Arizona
Wildfire Likelihood	About 1 in 6,250 per year
Exposure	Indirect within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 735 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Spectrum	Cable	1,000 / 1,000

May also be available at this address: Verizon. Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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