10640 Cornell Rd, Galt, CA 95632 Property Records

Sacramento County property record for 10640 Cornell Rd, Galt, CA 95632

Property Summary

Property Type	Single Family Home
Details	3 bd · 3 ba · 3,255 sqft · built 1940
Lot Size	0.9 acres (39,204 sqft)
Owner	2 Individual Names on Record
Last Sale	$265,000 (Jul 2002)
Tax Bill	$3,019 (2025)
Deeds & Mortgages	Feb 2022 Mortgage Jan 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`150-0372-010-0000`

Property Details

APN / Parcel Number

Primary APN	`150-0372-010-0000`

Interior

Bedrooms	3 Beds
Full Baths	3 Baths
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,255 sqft Living Area
1st Floor Area	1,845 sqft
2nd Floor Area	435 sqft
Bonus Room	Bonus Room
Utility Room	Utility Room
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1940
Effective Year Built	Effective 1940
Architectural Style	Custom Design
Construction Type	Wood
Roof Material	Other
Lot Area	39,204 sqft (0.9 acres)
Garage Area	680 sqft
Parking Spaces	2 Parking Spaces
Pool Area	6,000 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central
Heating Fuel	Solar

Location & Zoning

Street Address	10640 CORNELL RD
City	GALT
State	CA
Zip	95632-8302
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R1A
Legal Description	PARCEL MAP, LOT 1
Legal Subdivision	PARCEL MAP
Legal Lot Number	1
Jurisdiction	SACRAMENTO CA
Township / Civil Division	GALT
Census Block Group	1
Census Block	1039
Census Tract	9504

Owner

Source: Sacramento County records, as of July 22, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10640 CORNELL RD, GALT, CA 95632-8302
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Deed of Trust, Mortgage · VA Mortgage HOME POINT FINANCIAL CORPORATION
Jan 11, 2021	Deed of Trust, Mortgage · VA Mortgage VILLAGE CAP & INV LLC
Sep 11, 2019	Deed of Trust, Mortgage · VA Mortgage SOVEREIGN LNDG

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 2, 2002 · Amount on Record
Deed Sale	Jul 2, 2002 · Amount on Record
Prior Sale	Mar 9, 1998 · Amount on Record
Deed Book / Page	20020702 / 238
Last Transfer Date	Mar 16, 2004
Transfer Doc	2004000480
Record Updated	Sep 20, 2026

February 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10640 CORNELL RD, GALT, CA 95632-8302
Transaction Type	Mortgage
Record Updated	Feb 28, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10640 CORNELL RD, GALT, CA 95632-8302

Mortgage

Document Number	0000001412
Date	Feb 16, 2022
Instrument	2022021601412

Lender

Name	HOME POINT FINANCIAL CORPORATION
Type	Mortgage Company
Address	ANN ARBOR, MI 48105

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Mar 1, 2052

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10640 CORNELL RD, GALT, CA 95632-8302
Document Number	2101150751
Instrument Date	Jan 11, 2021
Transaction Type	Mortgage
Record Updated	Feb 1, 2021
Title Company	WFG NATIONAL TITLE COMPANY, WFG NAT'L TITLE CO

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10640 CORNELL RD GALT CA 956328302, GALT, CA 95632-8302

Mortgage

Document Number	2101150751
Date	Jan 15, 2021
Instrument	2101150751

Lender

Name	VILLAGE CAP & INV LLC
Address	HENDERSON, NV 89052

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jan 14, 2051

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SACRAMENTO CA
Property Address	10640 CORNELL RD, GALT, CA 95632-8302
Document Number	1910070185
Instrument Date	Sep 11, 2019
Transaction Type	Mortgage
Record Updated	Oct 18, 2019
Title Company	UNISOURCE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	10640 CORNELL RD GALT CA 956328302, GALT, CA 95632-8302

Mortgage

Document Number	1910070185
Date	Oct 7, 2019
Instrument	1910070185

Lender

Name	SOVEREIGN LNDG
Address	COSTA MESA, CA 92626

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 6, 2049

Tax Assessment & Valuation

Source: Sacramento County assessment roll, as of July 22, 2026

Property Jurisdictions

Type	Name
State	California
County	Sacramento County
Municipality	Galt City
Elementary School District	Galt Joint Union Elementary School District (KG - 08)
Secondary School District	Galt Joint Union High School District (09 - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$443,533 (+2%) Land $140,328 Building $303,205
2025	$3,019.00 (+6.72%)	$434,837 (+5.15%) Land $137,577 Building $297,260
2024	$2,829.00 (-0.42%)
2023	$2,841.00 (+0.71%)	$413,542 Land $132,236 Building $281,306
2022	$2,821.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

Source: FEMA National Flood Hazard Layer, effective September 29, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 267 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 250
unWired Broadband Fixed Wireless	400 / 50
Softcom Internet Communications Fixed Wireless	400 / 50
Verizon Fixed Wireless	300 / 20
DigitalPath Fixed Wireless	200 / 20
Cal.net Fixed Wireless	100 / 20
AT&T Fixed Wireless · DSL	100 / 20

May also be available: Matrix Broadband.

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