1064 Washington St, Gloucester, MA 01930 Property Records

Essex County and Gloucester City property record for 1064 Washington St, Gloucester, MA 01930

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	3 bd · 1 ba · 1,995 sqft · built 1850
Lot Size	0.066 acres (2,886 sqft)
Owner	Company Name on Record
Last Sale	$415,000 (Feb 2017)
Tax Bill	$4,313 (2025)
Deeds & Mortgages	Feb 2026 Mortgage Mar 2021 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`GLOU M:0142 B:0025 L:0000`

Property Details

APN / Parcel Number

Primary APN	`GLOU M:0142 B:0025 L:0000`

Interior

Bedrooms	3 Beds
Full Baths	1 Bath
Units	2 Units
Stories	2 Stories
Building Area	1,995 sqft Total Area
Gross Area	3,546 sqft
1st Floor Area	1,194 sqft
Basement Area	978 sqft
Unfinished Basement	738 sqft

Exterior

Year Built	Built 1850
Effective Year Built	Effective 1850
Architectural Style	Condo/Apartment
Exterior Material	Wood Siding
Construction Type	Frame
Roof Type	Gable
Roof Material	Asphalt
Lot Area	2,886 sqft (0.066 acres)
Deck Area	Deck Area

Utilities, Heating & Cooling

Heating System	Steam
Heating Fuel	Oil

Location & Zoning

Street Address	1064 WASHINGTON ST
City	GLOUCESTER
State	MA
Zip	01930-1126
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Local Zoning Code	VB
Legal Block	25
Jurisdiction	GLOUCESTER MA
Township / Civil Division	GLOUCESTER
Census Block Group	1
Census Block	1001
Census Tract	221100

Owner

Source: Essex County and Gloucester City records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Company Name on Record
Mailing Address	1064 WASHINGTON ST, GLOUCESTER, MA 01930-1126
Owner Type	Company
Vesting	Company

Deeds, Mortgages & Sale History

Date	Document
Feb 27, 2026	Deed of Trust, Mortgage CAPE ANN SAVINGS BANK
Mar 19, 2021	Deed of Trust, Mortgage · Second Mortgage (Down Payment) CAPE ANN SAVINGS BANK
Feb 16, 2017	Quit Claim Deed, Transfer · Commercial Mortgage CAPE ANN SAVINGS BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2017 · Amount on Record
Deed Sale	Feb 16, 2017 · Amount on Record
Prior Sale	Jun 28, 2005 · Amount on Record
Deed Book / Page	35684 / 371
Record Updated	Sep 20, 2026

February 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	1064 WASHINGTON ST, GLOUCESTER, MA 01930-1126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	043247-278
Date	Feb 27, 2026
Book Page	43247/278
Instrument	20260227002640

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Amount	Amount Recorded

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GLOUCESTER MA
Property Address	1064 WASHINGTON ST, GLOUCESTER, MA 01930-1126
Transaction Type	Mortgage
Record Updated	Apr 3, 2026

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	039666-302
Date	Mar 19, 2021
Book Page	39666/302
Instrument	20210319005330

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Second Mortgage (Down Payment)
Amount	Amount Recorded

February 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	GLOUCESTER MA
Recording Date	Feb 16, 2017
Property Address	1064 WASHINGTON ST, GLOUCESTER, MA 01930-1126
Document Number	35684-371
Book / Page	35684 / 371
Instrument	185
Transaction Type	Transfer
Record Updated	May 12, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	356840373
Date	Feb 16, 2017
Instrument	35684/0373

Lender

Name	CAPE ANN SAVINGS BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount Recorded

Tax Assessment & Valuation

Source: Essex County and Gloucester City assessment roll, as of April 14, 2026

Property Jurisdictions

Type	Name
State	Massachusetts
County	Essex County
Municipality	Gloucester City
Unified School District	Gloucester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,313.00 (+16.79%)	$443,700 (+3.23%) Land $173,500 Building $270,200	$652,555
2024		$429,800 Land $165,200 Building $264,600
2020	$3,693.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Flood Insurance Cost	Premium on Record median of 20 policies
Community Rating System	Class 10 (0% premium discount)
Nearby Flood Policies	20 in force
Nearby Flood Claims	8 (1991–2010)
Claims Outside the SFHA	5 of 8
Most Recent Claim	Feb 2010 · rainfall accumulation
Claims by Event	Severe Storms And Flooding, May 2006 · 2 claims Coastal Storm, Oct 1991 · 3 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 57% of Massachusetts
Wildfire Likelihood	0.01% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	GLOUCESTER PUBLIC UTILITY DIVISION serves 37,440 people · EPA ID MA3107000
Water Source	Surface water
Last State Inspection	Oct 2023
Lead	3 ppb (2021–2023) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 317 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	2,000 / 2,000
Verizon Fixed Wireless	300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

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