St. Charles County property record for 1064 Pierpoint Ln, Saint Charles, MO 63303
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 4.5 ba · 4,642 sqft · built 2007 |
| Lot Size | 0.25 acres (10,890 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $430,000 (Aug 2021) |
| Tax Bill | $6,454 (2025) |
| Deeds & Mortgages | Aug 2021 Mortgage Aug 2021 Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | T070800748 |
| Primary APN | T070800748 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 4.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 10 Rooms |
| Stories | 2 Stories |
| Building Area | 4,642 sqft Living Area |
| Gross Area | 6,024 sqft |
| 1st Floor Area | 2,082 sqft |
| Basement Area | 2,082 sqft |
| Finished Basement | 1,300 sqft |
| Unfinished Basement | 782 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 2007 |
|---|---|
| Effective Year Built | Effective 2007 |
| Architectural Style | Bi-Level |
| Exterior Material | Brick/Stone |
| Lot Area | 10,890 sqft (0.25 acres) |
| Garage Type | Attached |
| Garage Area | 600 sqft |
| Parking Spaces | 3 Parking Spaces |
| Porch | Open Porch |
| Porch Area | 45 sqft |
| Patio Area | 168 sqft |
| Heating Fuel | Gas |
|---|---|
| Sewer | Connected |
| Account Number | T070800748 |
|---|---|
| Street Address | 1064 PIERPOINT LN |
| City | SAINT CHARLES |
| State | MO |
| Zip | 63303-4803 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | TALBRIDGE VLGS A-C LOT 42C |
| Legal Subdivision | TALBRIDGE VLGS A-C |
| Legal Lot Number | 42C |
| Jurisdiction | ST CHARLES MO |
| Township / Civil Division | FRONTIER |
| Census Block Group | 3 |
| Census Block | 3011 |
| Census Tract | 311004 |
1064 Pierpoint Ln is owned and occupied by two individuals who bought it in August 2021.
Source: St. Charles County records, as of September 10, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 1064 PIERPOINT LN, SAINT CHARLES, MO 63303-4803 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Aug 6, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOMESITE MORTGAGE LLC |
| Aug 3, 2021 | Warranty Deed, Transfer · Conventional Mortgage US WIDE FINANCIAL LLC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 3, 2021 · Amount on File |
| Deed Sale | Aug 3, 2021 · Amount on File |
| Prior Sale | Jun 21, 2007 · Amount on File |
| Deed Document Number | 202164874 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Property Address | 1064 PIERPOINT LN, SAINT CHARLES, MO 63303-4803 |
| Transaction Type | Mortgage |
| Record Updated | Apr 17, 2023 |
| Name | Verified Name |
|---|---|
| Address | 1064 PIERPOINT LN, SAINT CHARLES, MO 63303-4803 |
| Document Number | 0000066182 |
|---|---|
| Date | Aug 6, 2021 |
| Instrument | 2021R-066182 |
| Name | HOMESITE MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Address | UTICA, MI 48315 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 6.99% |
| Type Change Date | Jan 1, 2022 |
| Change Frequency | Annually |
| Min Rate At Change | 8% |
| Max Rate At Change | 10.9% |
| Index | 1-Year LIBOR |
| Margin | 8 |
| Max Rate | 14.9% |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | ST CHARLES MO |
| Recording Date | Aug 3, 2021 |
| Property Address | 1064 PIERPOINT LN, SAINT CHARLES, MO 63303-4803 |
| Document Number | 2021R064874 |
| Map Reference | MB 44 PG 26 |
| Instrument Date | Jul 30, 2021 |
| Instrument | 2021R-064874 |
| Transaction Type | Transfer |
| Record Updated | Aug 16, 2021 |
| Title Company | NOT AVAILABLE, UST |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 4 LONE CEDAR CT, 4, SAINT CHARLES, MO 63301-4595 |
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 1064 PIERPOINT LN, SAINT CHARLES, MO 63303-4803 |
| Document Number | 2021R064875 |
|---|---|
| Date | Aug 3, 2021 |
| Instrument | 2021R-064875 |
| Name | US WIDE FINANCIAL LLC |
|---|---|
| Type | Funding / Finance Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2051 |
The 2025 property tax bill for 1064 Pierpoint Ln was $6,454, up 2.8% from the year before.
Source: St. Charles County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Missouri |
| County | St. Charles County |
| Municipality | St. Charles City |
| Unified School District | Francis Howell R-III School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $112,453 (-) | $591,855 (-) Land $90,000 Building $501,855 | |
| 2025 | $6,454.00 (+2.8%) | $112,453 | $591,855 Land $90,000 Building $501,855 |
| 2024 | $6,278.00 | ||
| 2023 | $106,255 | ||
| 2022 | $559,235 Building $559,235 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1064 Pierpoint Ln in Zone X, an area of minimal flood risk, though there have been 49 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective August 25, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 1 in force |
| Nearby Flood Claims | 49 (1979–1995) |
| Claims Outside the SFHA | 4 of 49 |
| Most Recent Claim | Jun 1995 · river or lake flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1064 Pierpoint Ln is low, with less than a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.2% of Missouri |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ST CHARLES PWS serves 78,961 people · EPA ID MO6010707 |
|---|---|
| Water Source | Purchased surface water from several systems |
| Last State Inspection | Oct 2024 |
| Lead | Under 1 ppb (2022–2024) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 435 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| AT&T Fiber · DSL in parts of the area | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
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