Hernando County property record for 1064 Overland Dr, Spring Hill, FL 34608
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 3 ba · 2,998 sqft · built 2003 |
| Lot Size | 0.4 acres (17,424 sqft) |
| Owner | Individual Name on File |
| Last Sale | $450,000 (Mar 2024) |
| Tax Bill | $4,806 (2025) |
| Deeds & Mortgages | Jan 2026 Mortgage Mar 2024 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | R31-223-18-3501-0000-6940 |
| Primary APN | R31-223-18-3501-0000-6940 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 3 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 10 Rooms |
| Stories | 1 Story |
| Building Area | 2,998 sqft Living Area |
| 1st Floor Area | 2,998 sqft |
| Interior Walls | Wallboard/Drywall |
| Year Built | Built 2003 |
|---|---|
| Effective Year Built | Effective 2005 |
| Exterior Material | Stucco |
| Construction Type | Concrete |
| Foundation Type | Concrete |
| Roof Type | Gable/Hip |
| Roof Material | Composition Shingle |
| Lot Area | 17,424 sqft (0.4 acres) |
| Garage Area | 624 sqft |
| Parking Spaces | 2 Parking Spaces |
| Pool Area | 364 sqft |
|---|---|
| Porch | Porch |
| Porch Area | 1,273 sqft |
| Deck Area | 182 sqft |
| Patio Area | 494 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | HVAC |
| Account Number | 01319816 |
|---|---|
| Street Address | 1064 OVERLAND DR |
| City | SPRING HILL |
| State | FL |
| Zip | 34608-9423 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GOLFERS CLUB EST UNIT 11 LOT 694 |
| Legal Range | 18E |
| Legal Township | 23S |
| Legal Section | 31 |
| Legal Subdivision | GOLFERS CLUB EST UNIT 11 |
| Legal Lot Number | 694 |
| Legal Unit | 11 |
| Jurisdiction | HERNANDO FL |
| Township / Civil Division | SPRING HILL |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 40901 |
1064 Overland Dr is owned and occupied by an individual who bought it in March 2024.
Source: Hernando County records, as of December 10, 2025
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 1064 OVERLAND DR, SPRING HILL, FL 34608-9423 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 2, 2026 | Deed of Trust, Mortgage · VA Mortgage SUN WEST MORTGAGE COMPANY INC |
| Mar 6, 2024 | Warranty Deed, Transfer · VA Mortgage ROCKET MORTGAGE LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Mar 6, 2024 · Amount on File |
| Deed Sale | Mar 6, 2024 · Amount on File |
| Prior Sale | Jun 12, 2002 |
| Deed Document Number | 2024014048 |
| Deed Book / Page | 4399 / 851 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | HERNANDO FL |
| Property Address | 1064 OVERLAND DR, SPRING HILL, FL 34608-9423 |
| Transaction Type | Mortgage |
| Record Updated | Jan 20, 2026 |
| Name | Verified Name |
|---|---|
| Address | 1064 OVERLAND DR, SPRING HILL, FL 34608-9423 |
| Document Number | 0046530649 |
|---|---|
| Date | Jan 2, 2026 |
| Book Page | 4653/649 |
| Instrument | 2026000095 |
| Name | SUN WEST MORTGAGE COMPANY INC |
|---|---|
| Type | Mortgage Company |
| Address | CERRITOS, CA 90703 |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Jan 1, 2056 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HERNANDO FL |
| Recording Date | Mar 6, 2024 |
| Property Address | 1064 OVERLAND DR, SPRING HILL, FL 34608-9423 |
| Document Number | 0043990851 |
| Book / Page | 4399 / 851 |
| Map Reference | MB 30 PG 29-31 |
| Instrument Date | Feb 29, 2024 |
| Instrument | 2024014048 |
| Transaction Type | Transfer |
| Record Updated | Mar 25, 2024 |
| Title Company | CHELSEA TITLE NATURE COAST, CHELSEA TTL OF NATURE COAST |
| Amount | Amount on Record |
|---|---|
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $3,150.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 249 COURTYARD BLVD APT 208, 208, SUN CITY CENTER, FL 33573-5789 |
| Name | Verified Name |
|---|---|
| Address | 1064 OVERLAND DR, SPRING HILL, FL 34608-9423 |
| Document Number | 0004399852 |
|---|---|
| Date | Mar 6, 2024 |
| Instrument | 4399/852 |
| Name | ROCKET MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | VA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Mar 1, 2054 |
The 2025 property tax bill for 1064 Overland Dr was $4,806 with an additional exemption.
Source: Hernando County assessment roll, as of October 31, 2025
| Type | Name |
|---|---|
| State | Florida |
| County | Hernando County |
| Unified School District | Hernando County School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $4,806.00 Additional exemption filed | $381,158 | $510,218 Land $40,985 Building $469,233 |
| 2023 | $219,869 (+3%) Land $219,869 | ||
| 2022 | $2,738.00 Homeowner's exemption | $213,465 | $521,756 Land $40,985 Building $480,771 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 1064 Overland Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.
Source: FEMA National Flood Hazard Layer, effective April 19, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Flood Insurance Cost | Premium on File median of 15 policies |
| Community Rating System | Class 5 (25% premium discount) |
| Nearby Flood Policies | 15 in force |
| Nearby Flood Claims | 1 (2012) |
| Claims Outside the SFHA | 1 of 1 |
| Most Recent Claim | Jun 2012 · Tropical Storm Debby |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 1064 Overland Dr is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 96% of Florida |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | HERNANDO CO UTL-WEST serves 145,204 people · EPA ID FL6277059 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | May 2025 |
| Lead | 1 ppb (2023) action level 15 ppb |
Listed by EPA as a serious violator for missed monitoring and reporting.
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 18 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 359 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Open Infra Fiber | 8,000 / 8,000 |
| WOW Internet, Cable & Phone Fiber | 5,000 / 5,000 |
| AT&T Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 35 |
May also be available: Verizon.
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