1064 E Lake Rd, Clio, MI 48420 Property Records

Genesee County property record for 1064 E Lake Rd, Clio, MI 48420

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,776 sqft · built 2018
Lot Size	2.81 acres (122,404 sqft)
Owner	2 Individual Names on Record
Last Sale	$266,000 (Sep 2018)
Tax Bill	$4,972 (2025)
Deeds & Mortgages	Oct 2020 Mortgage Sep 2018 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`17-07-100-023`

Property Details

APN / Parcel Number

Primary APN	`17-07-100-023`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,776 sqft Living Area
1st Floor Area	1,272 sqft
Basement Area	1,272 sqft

Exterior

Year Built	Built 2018
Effective Year Built	Effective 2018
Lot Area	122,404 sqft (2.81 acres)
Lot Dimensions	660 ft deep x 185 ft wide
Garage Area	528 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	1064 E LAKE RD
City	CLIO
State	MI
Zip	48420-8825
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	RE
Legal Description	W 185.5 FT OF E 1/2 OF N 1/2 OF N 1/2 OF NW FR 1/4 SEC 7 T9N R7E (05) FR 17-07-100-002
Legal Range	07E
Legal Township	09N
Legal Section	07
Jurisdiction	GENESEE MI
Township / Civil Division	THETFORD
Census Block Group	1
Census Block	1004
Census Tract	12504

Owner

Source: Genesee County records, as of October 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	1064 E LAKE RD, CLIO, MI 48420-8825
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2020	Deed of Trust, Mortgage · ARM THE HUNTINGTON NATIONAL BANK
Sep 17, 2018	Warranty Deed, Transfer CISLO TITLE CO
Sep 19, 2018	Intrafamily Transfer, Transfer · ARM THE HUNTINGTON NATIONAL BANK
Feb 6, 2018	Trustee's Deed, Construction Loan · Line of Credit OXFORD BK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 17, 2018 · Amount on Record
Deed Sale	Sep 17, 2018 · Amount on Record
Prior Sale	May 13, 2016 · Amount on Record
Deed Document Number	201887379
Prior Transfer Date	Sep 13, 2018
Prior Transfer Doc	0000087762
Record Updated	Oct 29, 2026

October 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	GENESEE MI
Property Address	1064 E LAKE RD, CLIO, MI 48420-8825
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000072410
Date	Oct 22, 2020
Instrument	202010220072410

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank
Address	COLUMBUS, OH 43235

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2050

Interest

Rate Type	Adjustable Rate
Rate	2.62%
Adjustable	Adjustable Rate Rider
Type Change Date	Nov 1, 2027
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	7.62%
Index	1-Year LIBOR
Max Rate	7.62%

September 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	GENESEE MI
Recording Date	Sep 17, 2018
Property Address	1064 E LAKE RD, CLIO, MI 48420-8825
Document Number	201809170087379
Instrument Date	Sep 13, 2018
Instrument	201809170087379
Transaction Type	Transfer
Record Updated	Aug 9, 2021
Title Company	CISLO TITLE CO

Transaction

Amount	Amount Recorded
Tax	$2,287.60
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1064 E LAKE RD, 1064, CLIO, MI 48420-8825

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	485 RIVER RIDGE DR, WATERFORD, MI 48327-2886

September 2018: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	GENESEE MI
Recording Date	Sep 19, 2018
Property Address	1064 E LAKE RD, CLIO, MI 48420-8825
Document Number	201809190087762
Instrument Date	Sep 13, 2018
Instrument	201809190087762
Transaction Type	Transfer
Record Updated	Aug 9, 2021

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	1604 E LAKE RD, 1604, CLIO, MI 48420

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1604 E LAKE RD, CLIO, MI 48420

Mortgage

Document Number	201809190087763
Date	Sep 19, 2018
Instrument	201809190087763

Lender

Name	THE HUNTINGTON NATIONAL BANK
Type	Bank

Agreement

Type	ARM
Amount	Amount Recorded
Term	361 Months
Due	Oct 1, 2048

Interest

Rate Type	Adjustable Rate
Rate	3.87%
Type Change Date	Oct 1, 2023
Change Frequency	Annually
Min Rate At Change	2.25%
Max Rate At Change	8.87%
Index	1-Year LIBOR
Max Rate	8.87%

February 2018: Trustee's Deed, Construction Loan

Document Type	Trustee's Deed
Jurisdiction	GENESEE MI
Recording Date	Feb 6, 2018
Property Address	1064 E LAKE RD, CLIO, MI 48420-8825
Instrument Date	Jan 31, 2018
Instrument	6638
Transaction Type	Construction Loan
Record Updated	Feb 12, 2018

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	12514 N BRAY RD CLIO MI 484209139, CLIO, MI 48420-9139

Mortgage

Document Number	0000006638
Date	Feb 6, 2018
Instrument	6638

Lender

Name	OXFORD BK
Type	Bank
Address	OXFORD, MI 48371

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	12 Months
Due	Feb 5, 2019

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Genesee County assessment roll, as of October 2, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	Genesee County
County Subdivision	Thetford Township
Unified School District	Clio Area School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$211,800 (+4.8%) Land $14,600 Building $197,200	$423,600 (+4.8%) Land $29,200 Building $394,400
2025	$4,972.00 (+2.54%) Homeowner's exemption	$202,100 (+12.03%)	$404,200 (+12.03%)
2024	$4,849.00 (+11.37%)
2023		$180,400	$360,800
2022	$4,354.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective February 19, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 94% of the US · lower than 87% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 42 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Xfinity.

Cell Coverage

5G (outdoors only) and 4G LTE

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