1064 Delta Dr, Elgin, IL 60123 Property Records

Kane County property record for 1064 Delta Dr, Elgin, IL 60123 · Last verified August 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,380 sqft · built 1998
Owner	2 Individual Names on File
Last Sale	$119,500 (May 1998)
Tax Bill	$5,069 (2025)
Deeds & Mortgages	Jan 2020 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-28-331-003`

Property Details

APN / Parcel Number

Primary APN	`06-28-331-003`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	2 Stories
Building Area	1,380 sqft Living Area

Exterior

Year Built	Built 1998
Effective Year Built	Effective 1998
Architectural Style	Condo/Apartment
Construction Type	Frame
Garage Type	Attached
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC

Location & Zoning

Street Address	1064 DELTA DR
City	ELGIN
State	IL
Zip	60123-6580
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WILLOW BAY CLUB CONDOMINIUMS UNIT 23C
Legal Subdivision	WILLOW BAY CLUB CONDOS
Legal Block	5
Legal Unit	23C
Jurisdiction	KANE IL
Township / Civil Division	ELGIN
Census Block Group	5
Census Block	5000
Census Tract	851907

Owner

Source: Kane County records · APN 06-28-331-003

Assessment roll updated July 23, 2026 · Last verified August 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	1064 DELTA DR, ELGIN, IL 60123-6580
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	May 28, 1998 · Amount on Record
Deed Sale	May 28, 1998 · Amount on Record
Deed Document Number	199846030
Record Updated	Sep 20, 2026

January 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	KANE IL
Property Address	1064 DELTA DR, ELGIN, IL 60123-6580
Transaction Type	Mortgage
Record Updated	Aug 05, 2022
Title Company	CHICAGO TITLE INSURANCE CO

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000001194
Date	Jan 08, 2020
Instrument	2020K001194

Lender

Name	WINTRUST MORTGAGE
Type	Mortgage Company
Address	DES PLAINES, IL 60018

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Jan 01, 2040

Interest

Rate Type	Fixed Rate
Rate	4.99%

Tax Assessment & Valuation

Source: Kane County records · Assessment roll updated July 23, 2026 · Last verified August 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Kane County
County Subdivision	Elgin Township
Municipality	Elgin City
Unified School District	School District U-46 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,069.00 (+15.81%) Homeowner's exemption	$74,444 (+8.57%) Land $17,968 Building $56,476	$223,421 (+8.57%) Land $53,926 Building $169,496
2024		$68,568 (+21.39%) Land $16,550 Building $52,018	$205,786 (+21.44%) Land $49,670 Building $156,116
2022	$4,377.00 (+4.81%) Homeowner's exemption	$56,484 (+6.96%) Land $13,634 Building $42,850	$169,452 (+6.96%) Land $40,902 Building $128,550
2021	$4,176.00 Homeowner's exemption	$52,809 Land $12,747 Building $40,062	$158,427 Land $38,241 Building $120,186

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kane County (17089C), updated October 8, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Flood Hazard	Minimal
500-Year Floodplain	No
Special Flood Hazard Area	No

Wildfire

Wildfire Risk	Not rated no burnable land in reach
Wildfire Likelihood	Negligible
Exposure	None beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.