1064 Circle Ln, Gulf Breeze, FL 32563 Property Records

Santa Rosa County property record for 1064 Circle Ln, Gulf Breeze, FL 32563

Property Summary

Property TypeSingle Family Home
Details3 bd · 2 ba · 1,405 sqft · built 2006
Lot Size0.213 acres (9,278 sqft)
Owner2 Individual Names on File
Last Sale$495,000 (Jul 2024)
Tax Bill$4,566 (2025)
Deeds & MortgagesNov 2022 Line of Credit
Nov 2017 Sale & Mortgage
Flood ZoneZone X (moderate risk)
APN32-2S-28-4760-00200-0140

Property Details

APN / Parcel Number

Primary APN32-2S-28-4760-00200-0140
Alternative APN
  • S282324760002000140

Interior

Bedrooms3 Beds
Full Baths2 Baths
Stories1 Story
Building Area1,405 sqft Living Area
Gross Area1,744 sqft
1st Floor Area1,405 sqft
FlooringWood
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 2006
Effective Year BuiltEffective 2006
Exterior MaterialConcrete
Construction TypeWood
Foundation TypeRaised
Roof TypeGable/Hip
Roof MaterialWood Shingle
Lot Area9,278 sqft (0.213 acres)
Lot Dimensions145 ft deep x 30 ft wide
View / LotCanal

Exterior Amenities

PorchSlab
Porch Area70 sqft
Deck Area269 sqft
Shed1 Shed
Shed Area1 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemForced Air with A/C

Location & Zoning

Street Address1064 CIRCLE LN
CityGULF BREEZE
StateFL
Zip32563-3206
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeR1
Legal DescriptionSANTA ROSA SHORES 1ST ADD LOT 14 BLK 2 AS DES IN OR 4524 PG 38
Legal Range28W
Legal Township2S
Legal Section32
Legal SubdivisionSR SHORES 1ST ADD
Legal Block2
Legal Lot Number14
JurisdictionSANTA ROSA FL
Township / Civil DivisionMIDWAY
Census Block Group3
Census Block3006
Census Tract10813

Owner

1064 Circle Ln is owned and occupied by two individuals who bought it in July 2024.

Source: Santa Rosa County records, as of April 28, 2026

Owner of Record2 Individual Names on File
Mailing Address1064 CIRCLE LN, GULF BREEZE, FL 32563-3206
OccupancyOwner Occupied
Owner TypeIndividual
VestingHusband and Wife

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
Nov 4, 2022Deed of Trust, Mortgage · Line of Credit
GULF WINDS FCU
Nov 21, 2017Warranty Deed, Transfer · VA Mortgage
TRIDENT HM LNS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJul 22, 2024 · Amount on File
Deed SaleJul 22, 2024 · Amount on File
Prior SaleNov 21, 2017 · Amount on File
Deed Document Number202432607
Deed Book / Page4524 / 38
Record UpdatedOct 29, 2026

November 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionSANTA ROSA FL
Property Address1064 CIRCLE LN, GULF BREEZE, FL 32563-3206
Transaction TypeMortgage
Record UpdatedDec 7, 2022

Transferred To (Grantee/Buyer)

NameVerified Name
Address1064 CIRCLE LN, GULF BREEZE, FL 32563-3206

Mortgage

Document Number0043420468
DateNov 4, 2022
Book Page4342/468
Instrument202262389
Lender
NameGULF WINDS FCU
TypeCredit Union
AddressPENSACOLA, FL 32534
Agreement
TypeLine of Credit
AmountAmount on Record
Term239 Months
DueOct 28, 2042
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly

November 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionSANTA ROSA FL
Recording DateNov 21, 2017
Property Address1064 CIRCLE LN, GULF BREEZE, FL 32563-3206
Document Number0036800663
Book / Page003680 / 000663
Instrument DateNov 17, 2017
Instrument48299
Transaction TypeTransfer
Record UpdatedJan 3, 2018
Title CompanyATTORNEY ONLY

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$1,085.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipHusband and Wife
Address1064 CIRCLE LN GULF BREEZE FL 325633206, GULF BREEZE, FL 32563-3206

Mortgage

Document Number36800666
DateNov 21, 2017
Book Page003680/000666
Instrument48300
Lender
NameTRIDENT HM LNS
TypeFunding / Finance Company
AddressGULF BREEZE, FL 32561
Agreement
TypeVA Mortgage
AmountAmount on Record
Term360 Months
DueNov 20, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 1064 Circle Ln was $4,566, up 105.2% from the year before.

Source: Santa Rosa County assessment roll, as of December 8, 2025

Property Jurisdictions

TypeName
StateFlorida
CountySanta Rosa County
Unified School DistrictSanta Rosa County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,566.00 (+105.21%)$379,298 (+118.44%) Land $170,000 Building $209,298$379,298 (+13.36%) Land $170,000 Building $209,298
2024$2,225.00 (+1.78%) Homeowner's exemption$173,636 (+3%)$334,603 (-2.12%) Land $150,000 Building $184,603
2023$2,186.00 (+2.48%) Homeowner's exemption$168,579 (+3%)$341,847 (+19.33%) Land $150,000 Building $191,847
2022$2,133.00 Homeowner's exemption$163,669$286,468 Land $115,000 Building $171,468

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 1064 Circle Ln in Zone X, an area of moderate flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective November 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
moderate risk
500-Year FloodplainYes
0.2% annual chance
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 196 policies
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies196 in force
Nearby Flood Claims482 (1979–2023)
Claims Outside the SFHA132 of 482
Most Recent ClaimJun 2023 · rainfall accumulation
Claims by Event
  • Hurricane Sally, Sep 2020 · 29 claims
  • Hurricane Frances, Sep 2004 · 271 claims
  • Hurricane Opal, Oct 1995 · 62 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 1064 Circle Ln is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 96% of the US · lower than 96% of Florida
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 132 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
AT&T
Fiber · DSL
5,000 / 5,000
Mediacom Xtream
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20

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