Monongalia County property record for 1064 Cheat Rd, Morgantown, WV 26508
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,272 sqft · built 1946 |
| Lot Size | 1 acres (43,560 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $518 (2026) |
| Deeds & Mortgages | Apr 2025 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 18-20-0166.0000 |
| Primary APN | 18-20-0166.0000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Plumbing Fixtures | 10 Plumbing Fixtures |
| Total Rooms | 6 Rooms |
| Stories | 1 Story |
| Building Area | 1,272 sqft Living Area |
| 1st Floor Area | 2,544 sqft |
| Family Room | Family Room |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1946 |
|---|---|
| Effective Year Built | Effective 1946 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 43,560 sqft (1 acres) |
| Terrain | Below Road/Slope |
| Garage Type | Basement |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | Central |
| Heating Fuel | Gas |
| Sewer | Septic |
| Water Source | Commercial |
| Street Address | 1064 CHEAT RD |
|---|---|
| City | MORGANTOWN |
| State | WV |
| Zip | 26508-4121 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | 1 AC SUR WHITES RUN |
| Legal Subdivision | SUR WHITES RUN |
| Jurisdiction | MONONGALIA WV |
| Township / Civil Division | EASTERN |
| Census Block Group | 4 |
| Census Block | 4007 |
| Census Tract | 11806 |
Source: Monongalia County records, as of October 20, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 1064 CHEAT RD, MORGANTOWN, WV 26508-4121 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | MONONGALIA WV |
| Property Address | 1064 CHEAT RD, MORGANTOWN, WV 26508-4121 |
| Transaction Type | Mortgage |
| Record Updated | Nov 4, 2025 |
| Name | Verified Name |
|---|
| Document Number | 0000952034 |
|---|---|
| Date | Apr 1, 2025 |
| Book Page | 2642/29 |
| Instrument | 952034 |
| Name | SOMERSET TRUST CO |
|---|---|
| Type | Bank |
| Address | MORGANTOWN, WV 26508 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
Source: Monongalia County assessment roll, as of November 4, 2025
| Type | Name |
|---|---|
| State | West Virginia |
| County | Monongalia County |
| Unified School District | Monongalia School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $518.00 | $68,520 (-) Land $26,460 Building $42,060 | $114,200 (-) Land $44,100 Building $70,100 |
| 2025 | $518.00 (-0.38%) Homeowner's exemption | $68,520 (-0.17%) Land $26,460 Building $42,060 | $114,200 (-0.17%) Land $44,100 Building $70,100 |
| 2023 | $520.00 (+6.12%) Homeowner's exemption | $68,640 (+1.15%) Land $26,580 Building $42,060 | $114,400 (+1.15%) Land $44,300 Building $70,100 |
| 2022 | $490.00 Homeowner's exemption | $67,860 Land $26,580 Building $41,280 | $113,100 Land $44,300 Building $68,800 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 5, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1984) |
| Most Recent Claim | May 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 79% of West Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | MORGANTOWN UTILITY BOARD serves 66,851 people · EPA ID WV3303111 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jan 2024 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 171 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Breezeline Fiber · Cable in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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