10639 S 190th St, Omaha, NE 68136 Property Records

Sarpy County property record for 10639 S 190th St, Omaha, NE 68136

Property Summary

Property Type	Single Family Home
Details	4 bd · 3.5 ba · 3,930 sqft · built 2023
Lot Size	0.224 acres (9,748 sqft)
Owner	2 Individual Names on Record
Last Sale	$638,000 (Nov 2023)
Tax Bill	$13,474 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Nov 2023 Sale & Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`011595433`

Property Details

APN / Parcel Number

Primary APN	`011595433`
Alternative APNs	`770981935` `13464009`

Interior

Bedrooms	4 Beds
Full Baths	3.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	3,930 sqft Living Area
Gross Area	4,891 sqft
1st Floor Area	1,459 sqft
Basement Area	1,459 sqft
Finished Basement	1,264 sqft
Unfinished Basement	195 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2023
Effective Year Built	Effective 2023
Architectural Style	Bi-Level
Roof Material	Composition Shingle
Lot Area	9,748 sqft (0.224 acres)
Lot Dimensions	1 ft deep x 9,748 ft wide
Garage Type	Attached
Garage Area	766 sqft
Driveway	Driveway
Driveway Area	1 sqft
Parking Spaces	3 Parking Spaces
Deck Area	176 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC

Location & Zoning

Account Number	13464009
Street Address	10639 S 190TH ST
City	OMAHA
State	NE
Zip	68136-6401
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 60 ASPEN CREEK
Legal Range	11E
Legal Township	14N
Legal Section	29
Legal Subdivision	ASPEN CREEK
Legal Lot Number	60
Jurisdiction	SARPY NE
Township / Civil Division	MELIA-FOREST CITY
Census Block Group	4
Census Block	4055
Census Tract	10632

Owner

Source: Sarpy County records, as of April 30, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	10639 S 190TH ST, OMAHA, NE 68136-6401
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 17, 2026	Warranty Deed, Transfer · Conventional Mortgage MORTGAGE MORTGAGE
Nov 3, 2023	Warranty Deed, Subdivision Related Transfer · Conventional Mortgage CHURCHILL MORTGAGE CORP
May 9, 2022	Deed of Trust, Mortgage · Construction Mortgage COGENT BANK
Dec 23, 2021	Warranty Deed, Transfer · Line of Credit COGENT BANK
Jul 16, 2019	Grant Deed, Transfer NOT AVAILABLE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 3, 2023 · Amount on Record
Deed Sale	Nov 3, 2023 · Amount on Record
Prior Sale	Dec 23, 2021 · Amount on Record
Deed Document Number	202321192
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Jul 17, 2026
Property Address	10639 S 190TH ST, OMAHA, NE 68136-6401
Document Number	0000017073
Instrument Date	Jun 9, 2026
Instrument	202617073
Transaction Type	Transfer
Record Updated	Jul 23, 2026
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$160,509.20
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	10639 S 190TH ST, OMAHA, NE 68136-6401

Mortgage

Document Number	0000017074,
Date	Jul 17, 2026
Instrument	202617074

Lender

Name	MORTGAGE MORTGAGE

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.48%
Initial Type	Fixed Rate
Max Rate	-1%

November 2023: Warranty Deed, Subdivision Related Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Nov 3, 2023
Property Address	10639 S 190TH ST, OMAHA, NE 68136-6401
Document Number	0000001192
Instrument Date	Oct 26, 2023
Instrument	2023-21192
Transaction Type	Subdivision Related Transfer
Record Updated	Nov 13, 2023
Title Company	AMBASSADOR TITLE SERVICES INC, AMBASSADOR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,435.50
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship

Mortgage

Document Number	0000001193
Date	Nov 3, 2023
Instrument	2023-21193

Lender

Name	CHURCHILL MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2053

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SARPY NE
Property Address	10639 S 190TH ST, OMAHA, NE 68136-6401
Transaction Type	Mortgage
Record Updated	Oct 20, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000002317
Date	May 9, 2022
Instrument	2022-12317

Lender

Name	COGENT BANK
Type	Bank
Address	GRETNA, NE 68028

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SARPY NE
Recording Date	Dec 23, 2021
Property Address	10639 S 190TH ST, OMAHA, NE 68136-6401
Document Number	0000007005
Instrument Date	Dec 16, 2021
Instrument	2021-47005
Transaction Type	Transfer
Record Updated	Oct 20, 2023
Title Company	OMAHA NATIONAL TITLE

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$153.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12100 W CENTER RD STE 501, 501, OMAHA, NE 68144-3960

Mortgage

Document Number	0000007006
Date	Dec 23, 2021
Instrument	2021-47006

Lender

Name	COGENT BANK
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount Recorded

July 2019: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	SARPY NE
Recording Date	Jul 16, 2019
Property Address	10639 S 190TH ST, OMAHA, NE 68136-6401
Document Number	0000015431
Instrument Date	Jul 12, 2019
Instrument	15431
Transaction Type	Transfer
Record Updated	Jul 23, 2019
Title Company	NOT AVAILABLE

Transaction

Amount	Amount Recorded
Tax	$135.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	10639 S 190TH ST OMAHA NE 681366401, OMAHA, NE 68136-6401
Investor	Possibly a Property Investor

Tax Assessment & Valuation

Source: Sarpy County assessment roll, as of September 17, 2025

Property Jurisdictions

Type	Name
State	Nebraska
County	Sarpy County
Unified School District	Gretna Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$13,474.00 (-16.19%)	$636,951 (+53.14%) Land $71,000 Building $565,951	$636,951 (+53.14%) Land $71,000 Building $565,951
2024	$16,076.00 (+42.06%)
2023	$11,316.00 (+564.08%)	$415,925 Land $67,000 Building $348,925	$415,925 Land $67,000 Building $348,925
2022	$1,704.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective January 14, 2020 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 64% of the US · lower than 74% of Nebraska
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Internet Providers

Source: FCC Broadband Data Collection, based on 170 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Allo Communications Fiber	2,300 / 2,300
CenturyLink Fiber	2,000 / 1,000
Cox Communications Fiber	2,000 / 35
Nextlink Fixed Wireless	1,000 / 1,000
Verizon Fixed Wireless	300 / 20

May also be available: Great Plains Communications.

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